Well, that’s an all-encompassing term. What exactly are payday loan consolidators? It’s just another way that people refer to companies that consolidate payday loans. It doesn’t refer to individual employees although actually it could. It’s very simple. Payday loan consolidators simply take all of your information, give you a new pay date and a new payment amount. In most cases you can pick the date. They notify your creditors that you’re in a payday loan consolidation program and most of the time your creditors will reduce your interest rate down to 0%. Sometimes that can be a savings of up to 700%. That’s right. Some payday loans have interest rates running up to 700%.there have been times where I’ve told the client that they’re paying 640% per year and they don’t believe it. The first thing I tell people is please read before you sign. It’s essential to do that no matter what you’re buying. Rest assured that the language in your contract is not language that is in your favor. Federated Financial is a member of that payday loan consolidators group. In other words we’re just one of the companies that do that this work and we’ve been doing it for 23 years. We are the absolute best at what we do. Remember that number just for a moment. There are many companies on the internet that tell you they can do the job. The difference is we can prove it. Ask these companies how old they are. When you see trustpilot on their site ask them what their BBB rating is. If they tell you that they only use Trustpilot and they don’t like the BBB that means they’re not telling you the whole truth and the BBB really doesn’t like them. What they’re not telling you that the BBB ranks them terribly and they need to use Trustpilot which is a company you pay for good ratings. Yes you heard it here. Trustpilot isn’t real. Whether it’s in our category or any other category on the internet it’s a sham that’s been set up to help companies that have a bad track record. We’re proud to say we have an A+ rating with the BBB. That means something. It’s a tough thing to get and maintain for 22 years. Yes, 22 out of the 23 years we’ve been in business we’ve had an A+ rating with the BBB. There are very few companies that can say that. Our longevity gives us credibility with your lenders and enables us to work with them. 99.9% of the payday lenders know that when we tell them something they can believe us. If you’re looking for a great payday loan consolidation company, look no further. We’re the best in the business and our track record proves it! We Care!