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The country goes back to work at the cost of human life!

Incendiary headline? Perhaps. Truth? No doubt. So here’s the thing. It’s basically a lose-lose situation. Models predict that the death rate per day in the United States will spike up to 3,000 people by June. If we don’t go back to work some people will be financially destroyed. Already payday lenders are flourishing and payday loan consolidation companies are fighting to keep up with them. New clients are flocking in. If we don’t go back to work, mental health will continue to suffer. What I mean by that is that during this lockdown people have been getting depressed. Especially seniors who live alone. The suicide rates have been going up. Domestic violence calls have been rising greatly. People are literally going stir-crazy. This is a complete no-win situation. I would hate to be a President right now. Every call is the wrong call except for one thing. Our president had the choice to roll this out slowly or straight out open it up like a bull in a China closet. That would be the opening he’s chosen which in many states is in direct contravention to CDC guidelines and his own guidelines too. He released those guidelines just a week or so ago and the one that sticks out in my mind is a state must have a 14-day contiguous decline in virus before re opening. In his reopening plan that decline has not been complied with. He just can’t comply with his own rules. He has zero patience. At this point in time this should not be about politics. As President George W Bush so eloquently put it the other day, and I’m paraphrasing a bit, this virus doesn’t play favorites between the one party or another. We need to put politics aside here and just do the right thing. Governor Andrew Cuomo during his press conference just this morning asked The $64,000 question.

How much is a human life worth? Very complex question given the circumstances. His answer was “human life is priceless”. He would add, that his reopening plan has a circuit breaker. As soon as the levels of the virus go up the State closes again because human lives matter. So where am I going with this? As I said in the beginning I wouldn’t want to be the President.What happens in the next month will define his legacy. It will cement his place in history till the end of time. What price has he put on human life.That question might not be difficult to answer. The answer goes something like this.. the models were predicting around a hundred thousand deaths by August as recently as 10 days ago. Some models are now predicting more than twice that. 3000 deaths a day. If that were to happen it would be like having 9/11 every single day. Not everybody is like Governor Cuomo. There’s a big election coming up in November, exactly six months away. I believe the answer lies somewhere in between the quandry questions and is based solely on politics. The president believes, based on his actions, that 100,000 extra deaths are acceptable to keep the country economically afloat. Personally I don’t agree but it’s not my decision to make, and Donald Trump has an election to win. What to do? It seems to me this is a decision that can’t be made by a man but has to be dictated by the universe. I agree with Governor Cuomo. Every single human life is priceless. If you don’t believe that talk to the next of kin of the last person who died of Corona.

The financial problems we’re having here in the USA are real. So many people are still out of work and many of them have gone back work this week or will be going back next week. They’ll be a price to pay for that. The alternative is not feeding your family. There are certain things that we here can help you with during this very very strenuous time. We can help you with your bills. We are the best payday loan consolidation company out there. Our 23 years worth of experience says this is so.

Obviously if you’re on this site you are looking for a great payday loan consolidation company. Stop right here and browse no further. Federated Financial is a full-service payday loan consolidation company. We work with all types of debt and our specialty is payday loan consolidation.if you’re one of those folks that need help, just call our number on the top of the front page or fill out our 1-minute form and hit submit. Someone will get back to you very soon. We enjoy what we do, we have the longevity to do it properly and we care!

Payday loan consolidators!

Well, that’s an all-encompassing term. What exactly are payday loan consolidators? It’s just another way that people refer to companies that consolidate payday loans. It doesn’t refer to individual employees although actually it could. It’s very simple. Payday loan consolidators simply take all of your information, give you a new pay date and a new payment amount. In most cases you can pick the date. They notify your creditors that you’re in a payday loan consolidation program and most of the time your creditors will reduce your interest rate down to 0%. Sometimes that can be a savings of up to 700%. That’s right. Some payday loans have interest rates running up to 700%.there have been times where I’ve told the client that they’re paying 640% per year and they don’t believe it. The first thing I tell people is please read before you sign. It’s essential to do that no matter what you’re buying. Rest assured that the language in your contract is not language that is in your favor. Federated Financial is a member of that payday loan consolidators group. In other words we’re just one of the companies that do that this work and we’ve been doing it for 23 years. We are the absolute best at what we do. Remember that number just for a moment. There are many companies on the internet that tell you they can do the job. The difference is we can prove it. Ask these companies how old they are.

When you see trustpilot on their site ask them what their BBB rating is. If they tell you that they only use Trustpilot and they don’t like the BBB that means they’re not telling you the whole truth and the BBB really doesn’t like them. What they’re not telling you that the BBB ranks them terribly and they need to use Trustpilot which is a company you pay for good ratings. Yes you heard it here. Trustpilot isn’t real. Whether it’s in our category or any other category on the internet it’s a sham that’s been set up to help companies that have a bad track record. We’re proud to say we have an A+ rating with the BBB. That means something. It’s a tough thing to get and maintain for 22 years. Yes, 22 out of the 23 years we’ve been in business we’ve had an A+ rating with the BBB. There are very few companies that can say that. Our longevity gives us credibility with your lenders and enables us to work with them. 99.9% of the payday lenders know that when we tell them something they can believe us. If you’re looking for a great payday loan consolidation company, look no further. We’re the best in the business and our track record proves it! We Care!

The real condition of our country and payday loan consolidation in the time of corona-virus!

As most Americans have been doing I’ve been giving some thought to the spin coming out of the White House. Our President keeps saying that things will be better soon. He’s entitled to that thought but many people believe just the opposite, and I believe he does too. His evening press conferences are filled with positivity and thoughts that this will all be over soon. There’s either one of two things going on here. Number one is that he believes it. Contrary to everything his experts tell him he believes that everything will be okay. The second thing that could be happening, and I believe is happening is that President Trump is campaigning every single night. His position is powerful. He’s getting free TV time every night and his opponent who I don’t like much either doesn’t get the same because technically this is a press conference not a political advertisement. Even with all this free TV time his numbers are going down in the polls that he doesn’t believe in and as he would say that’s not a good thing. He’s opening up important businesses. He’s encouraging governors to do the same.

Important businesses? Barber shops, and movie theaters? Why doesn’t he spend his time shutting down the payday lenders. That is definitely going to be another post here real soon. He’s forcing hard-working Americans, desperate for money to take out payday loans that they can’t afford. This eventually leads these people down the route of payday loan consolidation. All of that is stressful and unnecessary. I’d like use this blog today to give you my take on what’s really happening here. The president can tell you forever that things are getting better but proof is in what we see and what we hear. It doesn’t look good and it doesn’t sound good. There are three ways to look at this. What is status quo and has it changed? What has changed for the better? And what has changed for the worse? Status quo, 30% of our workforce is not working. Unemployment applications are at a new high and corporate earnings are down. Status quo is that in the United States over a thousand people are dying of covid-19 everyday. That’s status quo. That’s horrible. Status quo is that we walk everywhere in public wearing a mask. Status quo is that all the major sports leagues are not playing sports. MLB has come up with a plan to play that might or might not be approved by the players union but would certainly be interrupted if 10 guys tested positive. And this would be in empty stadiums. The chance of seeing basketball or hockey finish their seasons is becoming more remote as the days pass by. If anybody believes that football camps will open in July I would tell them to lose that thought right now. That will not happen. We will not be far enough along.

Now, that might sound strange to say given the flattening of the curve in so many places as well as the inevitable downward slope that occurs after it flattens. But I’m right and I’ll tell you why in the portion of this post that talks about things that are getting worse. I guess the new status quo is being able to get a massage or a tattoo in Georgia. Congratulations Mr. Governor. Job well done. Again, I say, why not go after the payday lenders. They’re open too.I’ve been in this business for years and I see what they do to people. The borrowers come to us for payday loan consolidation and I can see firsthand how badly they’ve been hurt by payday lenders. These are just a few of the status quo things that popped into my head. What’s getting better? The death count is going down as well as the infection rate. That’s proof that science works. A month of stay-at-home and social distancing slowed the spread and greatly reduced the morbidity rate. It’s really like a miracle especially in a city like New York. That’s absolutely a positive. Unfortunately I can’t think of very more positives that have happened. Most people still walk around frightened and wearing masks. People that rely on their government to keep them safe but their government really has no intention of keeping them safe. Please read on. What’s getting worse? I’m going to tell you a story. I needed cash yesterday and I needed more cash than my ATM would allow in a single day. I’m doing work around the house and it keeps me busy and I like it. It also costs money. I went to my local Bank of America branch and found that it was closed. This is Friday at noon. This can’t be right. I went to the one about four miles down the road and it was closed too. Now I know there’s something wrong. I pulled off the road and googled my problem. if it was publicized I didn’t hear about it but all the banks are cutting their hours and cutting their open branches daily down here in South Florida. I finally found an open Bank of America and found a line that was around the building. To be fair, common social distancing played a big part in that. People were spaced 6 feet apart and wearing masks. I parked my car and got online with the everyone else. If I didn’t know better, I would have thought there was a run on the banks. Great time to close your branches Bank of America. Good job. A shout out to Wells Fargo and TD also. I read that they’re doing it too. When I finally got into the bank I was greeted by a masked police officer. Very strange. He seemed easy going, so I asked him what exactly was going on. He told me that somebody was robbed outside this branch the day before. His patrol car as well as his presence would definitely stop that from happening again. I believed him. I haven’t seen anything like this in years.

Armed guards in Banks? That’s not progress that’s digression. The elephant in the room or in this blog post so to speak would be the United States of America opening up over the next few days and people going to work. Down here in South Florida, Dade Broward and Palm Beach counties are still shut down and they will be for a while. Southeast Florida still has it bad and somebody must have told the Governor moRON DeSantis that opening up South Florida wouldn’t be the right thing to do at this time. So the rest of Florida along with most of the country is starting to reopen. What does that mean? Well my take is that it means a lot of people are going to get sick,  maybe even for the second time, because we don’t know if having it once grants you complete immunity. You just can’t have all these people going back to work and interacting with others, masks and all, and think they are not going to get sick. We saw what happened the first time. This is an absolute case of our federal government putting commerce before human life. I’m all for commerce. Please understand that I don’t want to see this stock market, tank and our economy destroyed. Yet I think we need to weigh the advantage of reopening against the damage that will potentially be done. I believe another month would make a huge difference. I think that the American people are smart enough to know this.

Everyone I’ve spoken to, and myself included does not feel safe enough to walk into a restaurant and have dinner. It’s kind of disconcerting to have your server masked and gloved, and having to sit there with your mask on until the food comes. That’s not my idea of a relaxing dinner. Sorry. I know there are many places I will not go. I’m not going to go get a haircut. If it gets too long I’ll tie it back or I’ll have a friend cut it. My hair is not worth my life. This is not something getting better this is something getting worse. As of these businesses start to reopen I believe Wave 2 will start to appear. We won’t see it immediately. It’ll be like the first time. We’ll see it around a month or so after we reopen. Experts have said that when we first started testing and each state was showing 5 or 10 people infected they were probably tens of thousands of people walking around with the infection and we now know that’s true. I believe we’re in for a Long Winter this summer. I believe it’s going to last until the beginning of 2021 at best, and at worst for another 18 months. Until such time as all Americans AND all citizens of the world can be inoculated we will all be in danger of getting sick.

People are going back to work now. This is the time when we need to restore our financial health, cross our fingers and hope I’m wrong. You’re on this site because you’re having problems with your payday loans and can’t make your payments. Payday loan consolidation is the most viable option to fix your finances. You came to this site and you’re still reading. Payday lenders are predators. It’s in times like these that they thrive. Paying somewhere between 200% and 700% interest annually should be outlawed, but it’s not. Payday loan consolidation can reduce your interest rates in most cases down to 0%. Throughout our 23 years in business we have developed great relationships with your creditors. Our A+ BBB rating insures that our communication with your lenders will be fruitful for you. Because of our longevity in this business your creditors in most cases will reduce your interest rates down to 0%. This will allow you to get out of debt quickly and with less financial pain. Payday loan consolidation will start you on the road to financial recovery. Federated Financial is the consolidation company you want to work with when you consolidate your payday loans. We Care!

The “Spit” is starting to hit the fan! What happened to the money?

I think I’d like to start here by saying that I hope that Steven Mnuchin is right, and all the people out there are going to get that $1,200 stimulus in the next couple of days. I know that everybody needs it and if you’re on this site I know that you folks need it too.you wouldn’t be looking for payday loan consolidation companies if you weren’t in debt.I still have hope for that program and I believe that it’s going to happen. I hope for the sake of all who need it I’m right.

There’s something else that I’d like to talk about here and it’s a classic government screw up at best and hopefully it doesn’t turn into who put their hand in the cookie jar. My politics don’t matter although I do lean a bit to the right. At this moment the White House has egg not just on its face but all over the building. What happened to small business covid-19 loans? The following information is as of this morning April 13th 2020 at 9 a.m. Based on polls the government has sent out 2.5% of the payroll protection loans that have been applied for. Shame on them. Shame on them for not setting up the system better. But it gets worse. Out of those 2.5% the 20 million dollar Max load just doesn’t exist. The average speed from application to approval is 5.7 days.

The median company size that’s being helped has 14 employees and the median load size is $79,000. Large Banks like JPMorgan Chase, Bank of America, and Wells Fargo to name a few are non players. 88% of these loans have been given out by small regional Banks. The government issued a statement along the lines and I paraphrase that the initial plan was overwhelmed with large requests and there would never have been enough money to satisfy all the companies in need. Well, I got to call BS on that one. They’re bad players in every game. If the government would have taken the time to set parameters and had a concrete way of enforcing them things would have been different. It is in times like these that the good in most people come out but unfortunately there’s evil out there too and some people were trying to take advantage of the system. Now, it still gets worse.

The bipartisan bill that was passed in Congress provided for loads up to 20 million dollars per business based on revenue and employees.How long did they say the money was going to last and where are they going to find more money in Washington to further subsidize these programs? Their solution is despicable. Just to summarize it the maximum loan isn’t 20 million dollars anymore. It’s not 10 million or even one. It’s $25,000. This is a akin to you winning the lottery, saving your family and their home and just sitting waiting for the check to do it. Instead of the $100,000 that you won they said you a hundred bucks and say sorry we ran out of money. I got to call BS on that too. If you look at the accompanying chart you’ll see the amount of employees and the amount of money that’s been lent to these companies.

Keep in mind two things. These charts AR not scientific they are based on polls.as I scan the charts the first thing that hits my eye is the proportion of the amount of money that was asked for by the business as opposed to their gross dollar intake. A lot of it seems disproportionate to me.in other words these companies are asking for too much money but the flip side is is their owners are guaranteeing the money with good credit. If these companies are not getting the money where is the money going? Remember, only two and a half percent of these loan applications have actually been funded. Right next to that chart is the received EIDL GRANTS. This stupidity guaranteed advances on every single PPP loan requested at a minimum of $10,000. That part it itself reaches the outer limits of absurdity.

To guarantee loan applicants $10,000 before their credit was checked and their loans were approved could be construed as negligence by the law makers that conceptualized this program. Based on a small sampling even this incredible screw up didn’t work the way it was promised. The average payment speed of these grants what’s 14 days so far. The median company size is seven employees and the median Grant size is $7,000. This is something I saw coming all along. I’m talking about the EIDL GRANTS. I never saw the PPP system screwing up but it did. So now you have hundreds and thousands of people, perhaps billions sitting and waiting for their Grant. Yet it’s never going to happen and the worst part about this is that there is a clause in this bill that the president signed that guarantees the advances within 3 days. The administrators of this program at the SBA have broken the law. I could play this game all day long and take it on a long road of finger-pointing forever. As more time passes more information will come out. What incredible gross negligence.

And by the way. One half of 1% of the people that requested a grant have received one. All of this makes me wonder. Where exactly did the disconnect start? Are lawmakers living such an incredibly protected existence since the day their daddies bought them through college that they don’t understand how money and business works? Or, in the alternative, are they just too freaking stupid to understand, or are they just playing politics and don’t really give a spit? Where is all this allocated money going? We are talking about 350 billion dollars out of a 3 trillion-dollar total allotment of government funds put out there there to save and bolster the economy during this incredibly tough time.

Is this just a case of gross malfeasance or is it a case of fingers in the cookie jar. Nobody knows that, YET! There are a couple of things that I know for sure. There haven’t been enough mainstream complaints for the government to have to come out and make a statement about this.YET! It really doesn’t matter at this point if this is stupidity or something a whole lot worse.YET! You can rest assured that no matter what’s caused this problem that neither our president or any member of his cabinet, or any Democrat or Republican on the hill has any urge or inclination to discuss this. This is our government working for us. So let’s get back to basics for a moment here.

Consolidate your payday loans and start living your new life today!

*Will payday loan consolidation hurt my credit?

In most cases, payday loan consolidation won’t hurt your credit, but it won’t help your credit either. Payday loan lenders usually don’t report payday loans to a credit bureau except if they’re delinquent. The only things that happen when consolidating your payday loans all work for you. Your interest rates are reduced enormously. Payday loan interest rates customarily run between 200% and 700% annually. Payday loan consolidation can in most cases lower your interest rates down to 0%. This keeps you from remaining in the cycle of constantly rolling up one payday loan into another. Paying off payday loans certainly doesn’t hurt your credit. It helps you to maintain whatever credit you have.

*Can you add payday loans to debt consolidation?

Of course, you can! Debt consolidation is simply taking all your debt and rolling it up into one monthly payment which is dispersed to your creditors at a reduced interest rate. Anything unsecured is almost always accepted into a payday loan consolidation program. Given the state of our economy, especially now in the time of coronavirus, many people are running into payday loan problems and needing to consolidate their payday loan debt. Federated Financial is a 23-year-old A+ rated BBB company. We have a tried & true formula that can help you get out of debt at a greatly reduced cost, over a shorter amount of time than you could negotiate for yourself. Debt consolidation of your payday loans works!

*Should you consolidate your payday loan with a personal loan?

That is a subjective question. Everybody has their own opinion. I’m going to tell you why consolidating your payday loans with another loan makes very little sense. You wake up one day and you decide you want to consolidate your payday loan. If your credit is still good you might very well be eligible for a debt consolidation loan which in turn will consolidate your payday loan. My question is, why consolidate one high-interest loan with another? Instead, just consolidate your payday loan with a debt consolidation program. That way in most cases, you’ll be replacing your high-interest loan with a no-interest debt consolidation plan. We’d love the opportunity to explain it all to you! Please feel free to call us anytime, and we can show you a quicker and less expensive way to get out of payday debt then borrowing more money!

Consolidate payday loans!

Do you need to Consolidate payday loans? We receive questions every day. Here are a few!

Can I consolidate all my payday loans?

In most cases the answer is yes. You can consolidate all of your payday loans. Most payday lenders will work with us and reduce your interest rates down to 0%. This will put you in a position where you can consolidate all your payday loans into one monthly payment. That payment should be considerably lower than the payment you are making right now.

Will payday loan consolidation hurt my credit?

Interesting question because  your payday loan consolidation payments won’t boost your credit but making those payments can help you not hurt your credit anymore. Payday loan lenders customarily don’t report your loans to the credit bureaus but if you default on your payments they will. That’s why it’s extremely helpful to make your payday loan consolidation payments to a reputable payday loan consolidation company.

What happens if you can’t repay a payday loan?

Your payday lender can sue you, take you to court and if they win a judgment against you, dependent upon where you live they can garnish your salary and even take your property. Payday loan consolidation is the answer. What payday loan consolidation companies do is turn all your payday loans into one monthly payment and in most cases have your interest rates reduced down to 0%. This will get you out of debt in the shortest amount of time possible. You will also get out of debt for the least amount of money, usually at 0%. These are the two most important aspects of payday loan consolidation

Let’s talk about payday loan consolidation companies!

We receive questions through emails and telephones daily. I’m going to go over a few of them today.

*Who is the best payday loan consolidation company?

The answer is pretty obvious. Federated Financial is the best payday loan consolidation company. You might ask why? 23 years of experience, and an A+ rating with the BBB virtually assures creditor compliance with our request to help you consolidate your payday loans.

*Do payday loan consolidation companies work?

Of course they do. I know that they work because Federated Financial has been here for many many years and helped hundreds of thousands of people consolidate their payday loans. Creditors respect longevity in a payday loan consolidation company. In most cases they would be willing to reduce your interest rates down to 0% lowering your monthly payment and getting you out of payday loan debt in a quicker amount of time.

*Can I get a loan to pay off my payday loans?

People need a good score to qualify for a personal loan that’s not collateralized. This is why people use payday loan companies. It’s also why people come to us to consolidate their payday loans. Payday loan consolidation is a viable option to taking out a loan. Why take out one loan to pay off another? payday loan consolidation companies help you get out of debt by having your creditors lower your interest rates dad to 0% in most cases. Another loan will cost you interest!

Businesses to start reopening! What does that really mean?

As I type this, Governor’s around the country are loosening the restrictions that were put on businesses, specifically to keep people apart. These shelter at home mandates worked well as curves are flattened and reversing their course. So what happens to these businesses. Here’s my take on this. If you build it, will they come? I say not yet. I believe that government officials didn’t consider how the general public felt about sitting in a restaurant with this virus still floating around. People are still getting sick, going to the hospital and in some cases dying.

It’s hard to believe that people would be feel comfortable sitting in a restaurant with pizza and beer, yet. There’s just too much going on. Governor Kemp, the genius who governs Georgia is finding that out right now. I wonder how open bowling alleys are faring? I mean really? Open up a bowling alley. How about those massage parlors? Hey Governor Kemp! Is there a reason you chose massage parlors? Do you like them? And while I’m asking questions how do you like your endings? I’m guessing Happy endings always are always the best way to end the story! I’m really laughing as I write this but in no way shape or form is there a reason to open these type businesses right now. By their very nature bowling alleys encourage lack of social distancing. Who wants somebody, even masked somebody, leaning forward in your face and cutting your hair? I don’t. If it gets a little longer I’ll just tie it back. It sure beats getting the coronavirus. Legitimate massage is intimate. You’re up close with your therapist. One cough, one sneeze, or in Governor Kemp’s case one shot and it’s over. I believe the public is aware of this. I think they are more concerned and still frightened and government officials give them credit for.

Businesses will reopen and become profitable again when people feel safe enough to come out and that’s the bottom line. Regardless, now is the time to make changes in your life because everything is almost starting anew. You’ve come and visited this site because you’re having payday loan problems. Payday lenders have gouged you and you’re likely paying well over 200%, and up to 700% interest on these loans annually. So you’re looking for a payday loan consolidation company. I know you’re looking for us. You want a company with credibility. You want a company that has longevity in the industry. In our case it’s 23 years with an A+ BBB rating. A payday loan consolidation company that does a good job has those two attributes. They have have them in order to get your creditors to work with them and reduce your interest rate in most cases down to 0%. We can do that. Our payday loan consolidation company, Federated Financial has built up a track record with your lenders. They feel confident dealing with us because they know when we say you’re going to pay we mean business. We’re here, and we’re waiting to hear from you. Fill out our form or give us a call. Our payday loan consolidation company can help you, we are pretty darn sure that. We care!

The three true outcomes! Major League Baseball does it best……

Major league Baseball has completely revamped and redefined the way it measures statistics, and uses what they call saber-metrics to dissect everything that happens in the game. They use something called the “three true outcomes” to describe certain game situations. I don’t mean any specific game I mean the game in its entirety. Here’s what I mean. These are the three true outcomes. The only three true outcomes in a baseball game. Strikeout walk or home run. There is absolute resolution after each one.

The same holds true for the reopening of our country. I believe there are three true outcomes. Outcome number one: The country continues to slowly reopen. People fearfully go back to work but with protocols in place the infection rate stays status quo, there are no spikes, and the gradual decline continues. The true outcome here is people continue working

Outcome number two: People go back to work in the slow rollout time that the State governor’s talk about and the infection rate starts to spike, leading to more sickness and death. The true outcome here is the country has to close back up.

Number 2 is a direct vessel to number three. If the if the country closes up again the economy will totally tank and we will see a depression worse than anything that has ever been seen before. It will be worldwide.

These are the three true outcomes of America reopens again, or whatever it is he’s calling it these days. I think that number three is beyond scary. None of us know what a financial collapse would do to our country and the rest of the world. How would people react? The haves and the Have nots would be separated even more than they are today. Would there be anarchy? Would the have and have not system change? Would the halves be the people with the weapons and would the wealthy, or former wealthy people become the Have nots and subject to the whims of the new haves? Would owning weapons be the new wealth? Many things to ponder as we watch a progression. The effect of a complete economic meltdown is more frightening to me then the virus itself. The virus can eventually be contained and eradicated with a vaccine. The destruction of our society might never be fixed.

Today we deal in the present. We can’t worry about tomorrow because we all need to get by today. We either thrive, or just survive. Everybody out there should thrive. If you’re on this site you’re here for one reason only. It caught your eye because you have payday loan, advanced loan debt. You are here because payday loan consolidation is your only option, and it really is. It works so simply. You sign up and in most cases we can work with your creditors and reduce the exorbitant interest rates your paying down to 0%. Payday loan consolidation is the only product out there that can do this. When looking for a really great payday loan consolidation company consider the most important thing to be how long have they been in business? Federated Financial has been in business for 23 years with an A+ rating with the BBB. We’ve forged long relationships with your creditors and they will work with us, unless there are extenuating circumstances. In order to get yourself out of payday loan debt and thrive through this pandemic you need to fill out our form or give us a call and we will show you how payday loan consolidation can help you. It works. And we care!

Movie theaters in the United States are not coming back!

Everything I write here I truly believe. Seriously. In my opinion the movie theater business will never come back for quite a few reasons. A little over a month ago when they started to shut down there was no place to see new releases. Then the studios did a curious thing. They started releasing smaller movies, or off-season filler to the two major streaming services Amazon Prime and Netflix. Amazon Prime costs $120 a year and Netflix is $15 a month or $180 a year. Along with Fox news and CNN, AND your local stations that’s all the TV anybody needs. Cut the cord! That’s a post for next week! So the studios have released these movies to streaming services. They’re not big movies but they’re fun movies and they are brand new releases. Amazon charges $19.99 to rent a brand new theatrical release for 24 hours. It makes sense. Think about it. Dinner for two, $50. Beverages in the movie theater $20. Your tickets $30. When did Movie theater night become a $100 deal. Stay at home, pay twenty bucks and have your own bathroom, your own food, your own pause button and if you get tired in the middle turn it off and finish it in the morning. In addition you’re not sitting next to a total stranger who is screwing around with his phone during the movie, chomping down on his food and making a racket, and refusing to discipline his unruly child. Is this experience worth $100? Not to me. Now the movie theater business has been married to the studios for over a hundred years. The antiquated business model still remains. I don’t entirely blame the theaters for charging a ton of money at their concession stands. When the studios release a blockbuster, the theaters don’t make any real money until that movie is out four or five weeks. It works on a sliding scale.after the first few weeks, depending on the cost of the movie the theaters make more and the studios make less. Again, it make sense. Some of these big movies have budgets of well over two hundred million dollars. Somebody has to pay for them. Consumers pay when we’re paying at least $15 a ticket and the theater pays all of it to the studio in the beginning. The only way theaters can make money is at the concession stand. Their problem not mine. Change the model. Now let’s talk about big movies that will not be released on their release date. I’m talking about the new James Bond film. I’m talking about the Top Gun sequel, Maverick. Marvel films Black Widow starring Scarlett Johansson and the one I’m looking forward to the most, West Side Story, due out at Christmas time. Does anybody really believe that we will be back in the movies at Christmas time? And the next question would be is that what the studios want? Think about it. if anybody believes that coronavirus will be completely eradicated by this coming Christmas they’re wrong. This country and the rest of the world will not be well until there is a vaccine that prevents this disease, and we’re looking 18 months down the road. Studios have laid out billions of dollars to create movies. They’re going to want their money back. Who wants to walk into a movie theater where everybody is masked, people are sitting 6 feet apart and everybody worries if somebody sneezes or coughs? We go to the movies to relax and to get lost in a 2-hour fantasy. The scenario I mentioned is not conducive to relaxing. I am not going!!!!!!  Worst case scenario is that I see it streaming 3 months later but is that what’s really going to happen? What happens if they reopen the theaters and people don’t come back the way they used to? The studios have an out. The streaming services that rent their movies 3 months down the road would be glad to take the new release and stream it from day one. Even if they charge $35 for a rental it’s still cheaper than taking your wife or your family to the movies. Imagine watching Black Widow at home! To me it’s a blessing. I don’t like movie theaters. I can’t control my environment. I’m talking about the people that are sitting next to me and the noise they make. Human beings are inherently afraid of disease because of our survival instincts. Six months from now people are not going to be going to the movies. This problem is not going to be indigenous to the United States. Take China. Chinese people love American Cinema. Box office numbers bear that out. Having said that and after seeing how the coronavirus ravaged their own country, I’m sure that the Chinese people would more than likely prefer to sit at home like I do and watch my movies there. In addition, studios make a fortune all over the world with their total take . Every country in the world streams video these days. Why is there still a middleman and I’m referring to the movie theaters? It’s really not necessary. Movie theaters as we know them have become completely obsolete! We live in a world where 50-inch television sets cost $300 and they are 4K television. Arguably a better picture than you see on the screen.

Somebody out there please tell me the advantage of going to the movies? Even if people wanted to go would they be able to go given that the coronavirus will come back in full force in the fall or winter. It has to. We are opening up too soon. We are trading human life for money. It will be interesting seeing this play out but I can’t see any reason whatsoever why Netflix and Amazon can’t start advertising the latest James Bond film in October for release during Christmas week on their streaming Networks. It’s time to close the theaters. Do the studio’s really want to bank on movie theaters being open in December and do they want a bank on people coming back even if they are? If they do their gambling billions of dollars Just a bunch of stuff to think about. I believe I’m right.

And now we move on. The country is reopening bit by bit starting with Georgia yesterday and by the 1st of May many states will be following suit. People are going back to work and that means two things. Paychecks, and collectors trying to get their hands on them. If you’re on this site you’ve been thinking about payday loan debt consolidation. Good guess, right? Well you’ve come to the right site. We are a twenty-three-year-old company with an A+ rating with the BBB. Payday loan consolidation is our forte. We have found that in most cases we can take the usurious interest rates that your lenders are charging and get them to lower it down from 700% in some cases all the way down to zero. That would definitely help you pay off your payday loans in a shorter time for whole lot less money. Payday loan consolidation works. We have been proving that for years. In addition, given our experience and our track record with your creditors in most cases they will work with us. We are the best payday loan consolidation company in the country. Bottom line is this. If you need to consolidate your payday loans call us or fill out the form on our page and we’ll be right back in touch with you. You’ll be glad you did. We can save you a ton of money, and we care!