6574 North State Road 7 #137 Coconut Creek, FL 33073
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25 May 2020
payday loan consolidation

Some more random thoughts from a real PDL consolidation company!

Broward Dade and Palm Beach county beaches are opening tomorrow. Now that’s important, not!! At least the powers-that-be were smart enough not to open them today. They would have been inundated with people but for the fact that we are having monsoon rains and nobody would have come out anyway. Restaurants are opening up. They’re putting as many tables outside as they can because they’re allowed to have diners outside. Inside is another story. I believe they’re only allowed to open up 50%. In addition they need to follow complete social distancing rules, and consequently have everybody seated the requisite distance apart. I’ve seen videos of restaurants installing partitions in between booths. I’ve also been reading that in some of the smaller restaurants the ventilation systems are not new and consequently will not filter the virus but spread it around the room if somebody were to sneeze or cough. To me that looks like a disaster waiting to happen but I’m not an expert. Thank God! Look where the experts got us. Beauty salons and barber shops are opening up tomorrow in South Florida.

That’s exciting. Not!! I need a haircut. Everybody I know needs a haircut. 90% of the women I know need to take the gray out. My question would have to be, is my hair worth my life? I already know the answer. Think about it, these places will be filled to 50% capacity. 6-foot social distancing, and a hairdresser wearing a mask standing in front of you. She is leaning into you while she’s cutting your hair. Now I’m one of those people that wears a cloth mask that ties in the back twice. In addition there is a pouch of the mask for a HEPA filter which I use. I feel extremely protected. What about the people who are wearing paper masks. Somebody’s going to sneeze. Somebody’s going to cough. We’re human beings it’s what we do. The CDC says that 35% of coronavirus cases can be asymptomatic. If that truly is the case everybody is susceptible to catching it and all the thermometers taking temperatures and all the precautions and the assertions that people make about not being sick are all useless. Nobody has a clue as to as to whether they’re sick or not if they feel fine. I’ve also read that a good number of swab tests, those tests where they stick a footlong Q-Tip up your nose have been coming back false negative. Some people do not have as much virus inside of them as others do and consequently the swab does not pick up enough of the virus to register positive. This massive reopening is not a wonderful thing. I don’t care what any politician says, red or blue. The bottom line is if there’s no way to take a test that gives you an accurate result there’s no way we can all go back to work. It’s really very simple. In addition, if this whole thing blows up and I hope it doesn’t, the country will be shuttered again. That could very well be the end of the economy as we know it for the next 20 years. That’s a disaster in the making.

On a more pleasant note Major League owners, and the MLB players association will be sending figures back and forth to each other regarding the percentage of pay that each player will make this year. It looks like they’re going to play ball! Even in an empty Stadium it would be a welcome relief. A strand of normalcy in this crazy world we live in. they need to resolve their issues this week because spring-training number two would have to start the following week and hopefully by the third week of June the schedule will be redone and will have baseball back. at this point both the players and owners realize that Major League Baseball attendance has been down every year over the last seven years and the last thing they want to do is take a year off and let people forget how much they love the game. I could never forget, but the casual watcher can. They’re going to make it exciting. Half a season. Sprint to the finish. And they’re talking 10-team playoffs. Sounds like fun. Governor Andrew Cuomo of New York has officially stated that it’s time to play ball in New York and he’s offered any team having a virus problem in their home state to relocate in New York for this training. New York and New Jersey have three large ball parks. Yankee Stadium, Citi Field, and Giants stadium right across the river in Jersey. In addition Minor League Baseball thrives in upstate New York. Syracuse, Binghamton and many other small towns are home to minor league teams and have first class facilities. This is an ongoing story but it is a step in the right direction and hopefully it all works out. I don’t know how they will keep everybody healthy but they have a list of protocols that could fill a phone book. Fingers crossed on this one.

Finally, on the financial front, leaders in both the house and the Senate from red and blue States all agree that stimulus checks should be sacrosanct. in other words they are in the process of putting together and passing a bill right now that’s going to protect the stimulus check that you’ve either received or are going to receive very soon, from any claim a creditor may lay on it. In other words these checks are like Social Security checks or retirement accounts. Uncollectible! I think it’s the right thing to do and many states have instituted non collection mandates. It’ll soon be law. What about payday loans. Many payday loan companies are run by native American tribes. They work on sovereign Indian land and are exempt from collection laws. If you need real PDL consolidation help you need us. You have borrowed through the years and many folks have run up some serious PDL debt. Rolling one high-interest loan into another is not the way to do it. You need payday loan consolidation from a real PDL consolidation company. I keep calling us real because we do the job we promised to do. We’re a 23 year-old company with an A+ rating with the BBB. We have impeccable credibility and great relations with your creditors. They work with us and they work with our program. We have integrity, and will they know when we tell them you’re working with us more than likely they’re going to get paid. There are plenty of bad actors out there taking money from the people who can least afford to pay it and are not doing the job. You’ve stopped on this site, you’ve looked around. If you need help starting today, give us a call, or fill out our short form and somebody will get back to you first thing tomorrow morning. For real PDL consolidation, Federated Financial is your answer and your bridge to financial freedom.

24 May 2020
real pdl consolidation

Why are payday loan companies important?

I know that’s a crazy question to ask given that you’re on this site looking for real Payday loan consolidation. Payday loans are the reason you’re here and they’re probably a major thorn in your financial side, so to speak. I believe that payday loan companies can serve a purpose in our economy for many people that live paycheck-to-paycheck. As we come out of our homes, and slowly go back to work there will eventually be paychecks rolling in. We’re not quite there yet but in most States it’s going to happen soon. President Trump has stated that he will not be sending any more stimulus checks out in the near future. I actually understand that because printing money that we can’t back up devalues the dollar. We don’t want to do that because it will destroy the economy. My guess is you’ve spent stimulus money on bills that are essential and many people are finding it tough to make ends meet.

Now that’s where a payday loan company comes in. Payday loans can be a short-term play for people whose credit is not good enough for a bank loan. In those circumstances it’s a perfect solution. Remember one thing. You are paying anywhere between two hundred and 400% annually for this loan. Pay it back in two or three months and it worked out well for you and didn’t cost you much money. It was there for an emergency, and that’s what you used it for. Pay it off quickly and you’re fine. There are many who are reading this article, who are not able to pay it off quickly. That’s where the usurious rates that PDL companies charge become unaffordable. When that happens the best thing to do is ask for help. Federated Financial is a twenty-three-year-old institution, that is rated A+ by the BBB. Very important. The longevity factor is key in getting your interest rate reduced and in most cases reduced down to 0%. That allows you the opportunity to make smaller payments over shorter period of time. Our longevity factor has given us time to build strong relationships with your creditors. These lenders know us and trust us to make sure your payments get to them on time. Our BBB rating says it all. We are trustworthy. It also says that we are good at what we do. We’re proud of that. We are truly a real PDL consolidation company. We do what we say, which is something that many of the bad actors out there do not do. We can help you. We are one of the real PDL consolidation companies. I say real as opposed to fake because this company has been around for many many years. If you need help please use our number at the top of our homepage or fill out our short form and one of our certified counselors will get back to you as soon as possible. You’re in debt, and Federated Financial can help you. We treat you like family and we care!

23 May 2020
payday loan consolidation

What’s up with PDL Consolidation? Why now?

It’s Memorial day weekend and the USA is officially open for business. Hopefully it won’t be closing for business again in the near future. That remains to be seen. The point is America is now working. Slowly, people are going back to work and hopefully everything works out, virus rates don’t Spike and America is able to continue working a month down the road. I understand the reason for reopening the country. People just can’t sit at home and the government can’t afford to continuously pay out stimulus money. In addition, isolation creates loneliness and depression. People also need to have a purpose and going to work makes people feel good about themselves. It is a good feeling knowing that you’re able to take care of yourself. Domestic violence, alcoholism, and suicides all could go up in a time like this. And so, officials are trying to start things up again with a minimal amount of new infections. That’s the State of the Union as I see it today. Of course, as people go back to work the debt collectors go back to work too. That’s good for the debt collectors cuz they have to support their families like all of us do, but, it’s not that good for people who are in debt and going to start getting harassed. That’s what bill collectors do. Somebody needs to tell them that at this point in time there’s no squeezing blood from a stone.

Too much of America lives paycheck to paycheck…. At any rate, collection is part of our system of commerce and you will be bothered. You come to visit Federated Financial’s site because you have payday loan problems. You’ve come to the right place. We offer real PDL consolidation. I need to tell you that I call it real PDL consolidation because just like there’s real news, and fake news there is real PDL consolidation and not so real. There are people out there who prey on others who are susceptible in a crisis and flat-out don’t do the job properly. Creditor harassment is against the law. We do! We have 23 years of business under our belt. We have an A+ rating with the BBB. We’re good at what we do. Our longevity has given us the ability to be able to work with most PDL consolidation creditors and put you in a position to have them lower your interest rate from up to 700% annually down to zero. Most of our clients wind up in this scenario. Paying off payday debt in a short amount of time with no interest to deal with. we do something that you cannot do yourself. If you’re in Payday debt and cannot afford your monthly payments, give us a call. In the alternative fill out our short form and we’ll be back to you as quickly as we can. Federated Financial is an old and respected name in the payday loan consolidation industry. We do what we say and we say what we do. Total transparency rules! Start changing your life today!

14 May 2020

Here are some random thoughts… Sports, Collection Agencies and Movies…

Quarantining at home, and complete utter boredom gives me time to think. I have thoughts running in and out of my head all day. I’m going to share them. President Trump basically took off the gloves last night, and tossed Dr. Fauchi under the bus. He had the balls to say that Fauchi was playing both sides. First of all that remark is ignorant. Everything Anthony Fachi said would happen actually happened. Good and bad. They’ve obviously split and have gone their separate ways. Here’s the problem with that. If there was an election today, and the two candidates were Fauchi and Trump Anthony Fauchi would win. He’s probably the most respected person in America. The problem was that President Trump couldn’t fire him. It goes unsaid that the Doctor walked away on his own. The prevailing thought in his head had to have been “I’m too old for this shit” Who can blame him. Dr. Deborah Birx has been MIA for a while now. My thought is she stuck around after Fauchi left for only one reason. She put the health of our country in front of her reputation. She stood there metaphorically naked, and tried to lend credibility to what the President was saying. I was listening to a liberal radio show the other day and the host called Deborah Birx, “Trump’s whore”. I think she’s had enough too. He’s free now and that’s scary. She only stayed to keep him straight. The price became too high. Like Tony Fauchi, she is a world-wide Force in the epidemiology field and is highly respected. So here’s the deal. If by some incredible lucky chance Donald Trump’s ridiculous plan to go back to work is successful he has saved his presidency for another 4 years. If not, and we have to close again it’s going to be Financial Armageddon. I don’t know if Trump knows that but it’s absolutely obvious that there are only two guaranteed outcomes.
payday loan consolidation

My second thought of the day. There will be no baseball this year. Many people don’t care. I’m one of the ones who do and I know that these players will not play. They’re not getting paid for the games that have been missed and the owners want to cut their salaries even more to make up for the empty seats and the lack of concession and souvenir revenue. My take on this: The average player salary is between 4 and 5 million dollars a year.. the minimum Major League in salary is $563,000 per year. The union has an emergency fund for players who make minimum wage. The big stars can certainly afford to sit out the year. The last thing the union will let happen, especially at a reduced rate is to let one of their members gets sick. The owners have proposed a solution. They’ve suggested splitting the net revenues for this year. That’s a joke. If baseball opens up it’s going to operate at a loss. I’m guessing there won’t be any baseball season. While I’m on the subject, let’s write football off too. The last thing any major sports commissioner wants is what is what’s happened to hockey and basketball. Two seasons cut off before the playoffs and that might or might not be finished. That’s worse for the game than not playing at all. They can’t play football even with an empty Stadium. These guys line up nose to nose. That’s pretty much end of story. All of these athletes are young men and not one of them wants to die. It only takes one. Remember where you read it first. I have lots of random thoughts.

consolidate payday loans

This next thought affects you. The Democrats have proposed a bill that Republican Senator Mitch McConnell has already said is dead before it gets to the Senate. This bill is a 180-degree turn from what the President, and Republican Senators are thinking and McConnell is right. It won’t pass. Included in this bill is a provision for collection agencies to be bailed out. Why are the Democrats playing both sides now? They whine and  moan, touting their affinity for the working class yet they’re helping debt collectors. The hell with debt collectors. That industry needs to be cleaned up too. A reset wouldn’t hurt right now. This affects you directly. Many of you are in Payday loan debt. That’s why you’re here. You want to consolidate payday loan debt. Payday loan debt is an insidious trap. Constantly rolling up one payday loan into another it’s a horrible thing to have to do. In addition, your interest rate can run up to 700% annually. You  need to consolidate your payday loan debt. At Federated Financial we can help you. We are 23 years old and A plus rated with the BBB. In most cases, our payday loan consolidation program can get you out of debt and lower your interest rate down to 0%. That’s huge. It brings down the total principal and consequently helps you pay off your payday loans more quickly. You need to consolidate your payday loan debt and you need to do it now. Fill out our form or simply give us a call. We are there and we can help you

And finally: On more than one occasion I have written about movie studios bypassing theaters and sending their films straight to the streaming services. I have written that this will break the old business model and destroy the movie theater business. I’ve told this to my friends and they have laughed. As they laugh, Disney came out yesterday and announced they were releasing a Monster on their own streaming network. On July 3rd 2020 they will release a film that was destined to be a huge hit next year. They are releasing this movie a full year earlier then was planned. Yes, I know they’re releasing it on their own streaming service and I believe it’s more of a test then anything else. If it succeeds, and it will, other studios will start releasing blockbusters on streamers like Amazon and Netflix too. Oh, I forgot to mention the title of the film. It’s the film version of the  Broadway show Hamilton! That would have been a quarter billion dollar film in wide release. There will be a lot of movie theater executives watching the numbers on that one. That’s all I have for today!

13 May 2020

Questions and answers to help you through your payday loan consolidation!

Why did you choose us when searching for companies to consolidate my payday loans? The answer is pretty simple. You looked over this site and just by reading it you could tell that we knew what we were talking about and we had the credibility of being a 23 year old company with an A+ rating with the BBB. Most companies that consolidate payday loans can’t brag about that because they don’t have either one. That would be longevity or credibility. We receive questions every day and the one we have been receiving a lot lately is this one: People on our program as well as people who are considering it have asked us what do I do? The payday lender is taking payments out of my account without a judgement against me… The answer to this situation is pretty clear. First off the country of reopening and creditors are back in the office. When you initially took out the loan, you signed a lot of paperwork. In addition you gave your lender all your banking information as well as a check. In the paperwork you signed you gave your bank permission to take payments from your checking account. So yes they’re taking money from your account without a judgment and they can. What’s the solution? I’m going to preface my answer by telling you that I am not an attorney and I am not giving you any legal advice at all, but just an answer that’s based on extensive experience with this situation. Go into your bank and close that checking account today. Yep, that’s the only way to stop them. The other way would be not to have enough money in there for them to draft but that would cost you fees as well as the ability to open up another checking account if this one has outstanding fees. If you’re on our program this is the advice l I would give you. BUT, if you are on our program this wouldn’t be happening. When searching for a payday loan consolidation companies you need to look for a company that knows what they’re doing. This is probably the first thing our certified counselor would have told you to do. Once you make your first dispersible payment through us the creditors will stop all of their efforts to collect their money and take payments through our company at what is usually a 0 interest rate. This is opposed to the up to 700% annual rate you’re paying now. If you are not on our program this might be a good time to hop on our payday loan consolidation program and get out of debt. I can say to you that my suggestion wouldn’t change regardless of whether you come with us or not. You need to close your checking account now! In no way should this be construed as legal advice. We want to be the company that does this work for you and earns your trust. We are one of the oldest payday loan consolidation companies in this country and our track record is stellar. We do what we say and we treat our clients like family. We care.

06 May 2020
chris cuomo cnn host

Who is Chris Cuomo?.. Seriously!

The day after Easter I read an article that talks about an incident that Chris Cuomo had with a bicycle Rider as he was recovering from his case of coronavirus. I found it especially interesting, because between all the Fox and CNN hosts he comes across to me as the most sincere person of the bunch. He’s a liberal but he’s open-minded and is pretty fair to the administration. He tells the good and the bad. He conducts himself like a humanitarian and many of his guests are common people that need help. So I was pretty surprised to read that he had an altercation with a bicycle Rider that Easter Sunday afternoon. It seems like he was standing on a piece of property he owns and is building a new home on without wearing his mask. He was with his wife and his kids. Remember this is his property. A bike rider approached the property and admonished him about his lack of safety protocol and not social distancing from his family. I think there’s a lot more to this story but as it was told his wife walked over to the bicycle Rider and asked him politely if she could help him. He proceeded to tell her that he knew who her husband was and he’s not following his own rules nor is he following the rules of his brother who he called the Corona Czar. Cuomo approached him without getting too close and basically told him, “get out of here. I know who you are I’ll find you. Mind your own business”. He went on to say “this is not the end of this you’ll deal with this later, we will meet again” In addition Chris Cuomo was incensed enough about this incident to continue it on his radio show the next evening. He said “I don’t want some jackass loser fat-tired biker being able to pull over and get in my space and talk bullshit to me. I don’t want to hear it” His accuser filed a police report. Before I continue with the flip side, I feel compelled convention that Chris Cuomo was also involved in an altercation last fall at a bar on Shelter Island.he was being heckled and one of his hecklers called him Fredo. He went off on this guy telling him that he was going to throw him down the stairs. To be fair to Chris Cuomo, after this happened, he tweeted and I agree, that calling an Italian-American “Fredo” is like using the n-word. He went on to say that given it all that he should have been better.

So, who is the real Chris Cuomo? Is he this mad man bully which quite frankly he acted like in both instances, or he’s the nice kind normal incredibly intelligent guy we see on TV every night? Remember this. Both the Cuomo Brothers we’re born in Queens. As someone who was born in Brooklyn I do know that being born in Queens gives you a bit of attitude. It’s a great attitude and it helps you through life. I have it too. Chris Cuomo is also an Ivy Leaguer, attending Yale where he obtained his undergraduate degree and then Fordham University where he received his Juris Doctor in 1995. The guy is no dummy. Here’s my take on the both situations. Shelter Island. Bad deal. Some guy hurls the ultimate offense at you just because you’re famous and you lose your temper. He never raised his hands. No blood no foul. It was not his fault.. Easter Sunday! You’ve got a guy who’s been locked up in the basement for three weeks sick as a dog. Just a couple of days later with tears in his eyes he announced on his show his wife had come down with the virus. More than likely he knew this that Sunday when he neglected to wear his mask. For all we know his son had it then too. He doesn’t seem like the kind of guy who would put his family at risk. Most human beings wouldn’t. The attitude? It sounds like to me that you have a guy who’s been locked up in jail, coronavirus jail for 3 weeks and needed to get out of the house because he was going stir-crazy. He was feeling better at that time and all the frustrations that he felt including the frustration he felt over probably knowing that his wife was already infected boiled over because this bike rider was a bit of a button pusher. As a Brooklynite my mantra always was, MYOFB. FIGURE IT OUT. it’s about not getting involved in anybody else’s business. I believe he went off on this man in frustration. There was no ill intent. Was he ticked off? Of course. Did he walk over to him and knock him on his butt? Of course not. Has anybody heard of having a bad day. It must have been on Tuesday or Wednesday of the week following the Easter Sunday incident that Tucker Carlson over on Fox who I genuinely like, had David the biker on his show. It was so ridiculous that it was almost comical. He had this guy on for a full 15 minutes. There is no primetime Fox or CNN show that has any guest on for 15 minutes. The only exception would be when Chris interviews Andrew, his brother who is the governor of New York. Tucker Carlson played this one out to the hilt. Shame on him. He was transparent and literally smiling all the way. He enjoyed every minute of it. It’s actually a fun watch on YouTube. He prompted this man every time he wanted a question answered his way. He was shameful that night. I’m a Cuomo show a regular watcher. I enjoy the repartee between Brothers and as I mentioned before, of all the prime time news shows I like, Chris Cuomo’s is the best. He calls it right down the middle, even going so far last night after interviewing his friend, who he calls Tony, Anthony Fauchi to please thank administration including President Trump for continually asking about him and his well-being during his illness. He’s partisan no doubt, but I believe he’s a fair-minded decent guy who really caught a bad break by having a self-proclaimed Corona police officer try and tell him what to do. The lesson that he should take from these two incidents is pretty simple. He’s a super high-profile guy in the biggest city in the world. When stuff happens he needs to lay low. That’s the only lesson that’s there. I’m glad I wasn’t in his place. I might have knocked the guy out!!!!!

And so we are all back at work, almost… but most people will be back at work if the company they worked for is still open by the end of next week. Many Americans who are in financial distress are taking a route I can’t agree with but I certainly understand them taking. Many of them have taken out payday loans and immediately fell behind when businesses were closed. These payday loan lenders charge between 200% and 700% interest. Doing that makes even the smallest of loans difficult to pay back and that’s what these lenders want. They want you to keep rolling them up into new loans and they do that because it makes them money and it’s their business model. If that’s your situation you’re on the right website. Consolidating your payday loans is the answer. I’ll tell you why. Federated Financial is a 23 year old company with an A+ rating with the BBB. Consolidating your payday loans is our job, it’s what we do.What that enables you to do is to get out of debt sooner at an interest rate which usually can be lowered to 0%. Payday loans are a cyclical evil invention. When you need help with these predatory loans please fill out our form or call us. We’re here to help you. When consolidating your payday loans is your last resort please use our company. You will be glad you did. We have a super track record and we care!!

01 May 2020
payday loan consolidation

Consolidate your payday loans and start living your new life today!

*Will payday loan consolidation hurt my credit?

In most cases, payday loan consolidation won’t hurt your credit, but it won’t help your credit either. Payday loan lenders usually don’t report payday loans to a credit bureau except if they’re delinquent. The only things that happen when consolidating your payday loans all work for you. Your interest rates are reduced enormously. Payday loan interest rates customarily run between 200% and 700% annually. Payday loan consolidation can in most cases lower your interest rates down to 0%. This keeps you from remaining in the cycle of constantly rolling up one payday loan into another. Paying off payday loans certainly doesn’t hurt your credit. It helps you to maintain whatever credit you have.

*Can you add payday loans to debt consolidation?

Of course you can! Debt consolidation is simply taking all your debt and rolling it up into one monthly payment which is dispersed to your creditors at a reduced interest rate. Anything unsecured is almost always accepted into a payday loan consolidation program. Given the state of our economy, especially now in the time of coronavirus, many people are running into payday loan problems and needing to consolidate their payday loan debt. Federated Financial is a 23 year-old A+ rated BBB company. We have a tried & true formula that can help you get out of debt at a greatly reduced cost, over a shorter amount of time than you could negotiate for yourself. Debt consolidation of your payday loans works!

*Should you consolidate your payday loan with a personal loan?

That is a subjective question. Everybody has their own opinion. I’m going to tell you why consolidating your payday loans with another loan makes very little sense. You wake up one day and you decide you want to consolidate your payday loan. If your credit is still good you might very well be eligible for a debt consolidation loan which in turn will consolidate your payday loan. My question is, why consolidate one high interest loan with another? Instead, just consolidate your payday loan with a debt consolidation program. That way in most cases, you’ll be replacing your high interest loan with a no interest debt consolidation plan. We’d love the opportunity to explain it all to you! Please feel free to call us anytime, and we can show you a quicker and less expensive way to get out of payday debt then borrowing more money!

27 Apr 2020
payday loan consolidation

The three true outcomes! Major League Baseball does it best……

Major league Baseball has completely revamped and redefined the way it measures statistics, and uses what they call saber-metrics to dissect everything that happens in the game. They use something called the “three true outcomes” to describe certain game situations. I don’t mean any specific game I mean the game in its entirety. Here’s what I mean. These are the three true outcomes. The only three true outcomes in a baseball game. Strikeout walk or home run. There is absolute resolution after each one.

The same holds true for the reopening of our country. I believe there are three true outcomes. Outcome number one: The country continues to slowly reopen. People fearfully go back to work but with protocols in place the infection rate stays status quo, there are no spikes, and the gradual decline continues. The true outcome here is people continue working

Outcome number two: People go back to work in the slow rollout time that the State governor’s talk about and the infection rate starts to spike, leading to more sickness and death. The true outcome here is the country has to close back up.

Number 2 is a direct vessel to number three. If the if the country closes up again the economy will totally tank and we will see a depression worse than anything that has ever been seen before. It will be worldwide.

These are the three true outcomes of America reopens again, or whatever it is he’s calling it these days. I think that number three is beyond scary. None of us know what a financial collapse would do to our country and the rest of the world. How would people react? The haves and the Have nots would be separated even more than they are today. Would there be anarchy? Would the have and have not system change? Would the halves be the people with the weapons and would the wealthy, or former wealthy people become the Have nots and subject to the whims of the new haves? Would owning weapons be the new wealth? Many things to ponder as we watch a progression. The effect of a complete economic meltdown is more frightening to me then the virus itself. The virus can eventually be contained and eradicated with a vaccine. The destruction of our society might never be fixed.

Today we deal in the present. We can’t worry about tomorrow because we all need to get by today. We either thrive, or just survive. Everybody out there should thrive. If you’re on this site you’re here for one reason only. It caught your eye because you have payday loan, advanced loan debt. You are here because payday loan consolidation is your only option, and it really is. It works so simply. You sign up and in most cases we can work with your creditors and reduce the exorbitant interest rates your paying down to 0%. Payday loan consolidation is the only product out there that can do this. When looking for a really great payday loan consolidation company consider the most important thing to be how long have they been in business? Federated Financial has been in business for 23 years with an A+ rating with the BBB. We’ve forged long relationships with your creditors and they will work with us, unless there are extenuating circumstances. In order to get yourself out of payday loan debt and thrive through this pandemic you need to fill out our form or give us a call and we will show you how payday loan consolidation can help you. It works. And we care!

25 Apr 2020
payday loan consolidation

Movie theaters in the United States are not coming back!

Everything I write here I truly believe. Seriously. In my opinion the movie theater business will never come back for quite a few reasons. A little over a month ago when they started to shut down there was no place to see new releases. Then the studios did a curious thing. They started releasing smaller movies, or off-season filler to the two major streaming services Amazon Prime and Netflix. Amazon Prime costs $120 a year and Netflix is $15 a month or $180 a year. Along with Fox news and CNN, AND your local stations that’s all the TV anybody needs. Cut the cord! That’s a post for next week! So the studios have released these movies to streaming services. They’re not big movies but they’re fun movies and they are brand new releases. Amazon charges $19.99 to rent a brand new theatrical release for 24 hours. It makes sense. Think about it. Dinner for two, $50. Beverages in the movie theater $20. Your tickets $30. When did Movie theater night become a $100 deal. Stay at home, pay twenty bucks and have your own bathroom, your own food, your own pause button and if you get tired in the middle turn it off and finish it in the morning. In addition you’re not sitting next to a total stranger who is screwing around with his phone during the movie, chomping down on his food and making a racket, and refusing to discipline his unruly child. Is this experience worth $100? Not to me. Now the movie theater business has been married to the studios for over a hundred years. The antiquated business model still remains. I don’t entirely blame the theaters for charging a ton of money at their concession stands. When the studios release a blockbuster, the theaters don’t make any real money until that movie is out four or five weeks. It works on a sliding scale.after the first few weeks, depending on the cost of the movie the theaters make more and the studios make less. Again, it make sense. Some of these big movies have budgets of well over two hundred million dollars. Somebody has to pay for them. Consumers pay when we’re paying at least $15 a ticket and the theater pays all of it to the studio in the beginning. The only way theaters can make money is at the concession stand. Their problem not mine. Change the model. Now let’s talk about big movies that will not be released on their release date. I’m talking about the new James Bond film. I’m talking about the Top Gun sequel, Maverick. Marvel films Black Widow starring Scarlett Johansson and the one I’m looking forward to the most, West Side Story, due out at Christmas time. Does anybody really believe that we will be back in the movies at Christmas time? And the next question would be is that what the studios want? Think about it. if anybody believes that coronavirus will be completely eradicated by this coming Christmas they’re wrong. This country and the rest of the world will not be well until there is a vaccine that prevents this disease, and we’re looking 18 months down the road. Studios have laid out billions of dollars to create movies. They’re going to want their money back. Who wants to walk into a movie theater where everybody is masked, people are sitting 6 feet apart and everybody worries if somebody sneezes or coughs? We go to the movies to relax and to get lost in a 2-hour fantasy. The scenario I mentioned is not conducive to relaxing. I am not going!!!!!!  Worst case scenario is that I see it streaming 3 months later but is that what’s really going to happen? What happens if they reopen the theaters and people don’t come back the way they used to? The studios have an out. The streaming services that rent their movies 3 months down the road would be glad to take the new release and stream it from day one. Even if they charge $35 for a rental it’s still cheaper than taking your wife or your family to the movies. Imagine watching Black Widow at home! To me it’s a blessing. I don’t like movie theaters. I can’t control my environment. I’m talking about the people that are sitting next to me and the noise they make. Human beings are inherently afraid of disease because of our survival instincts. Six months from now people are not going to be going to the movies. This problem is not going to be indigenous to the United States. Take China. Chinese people love American Cinema. Box office numbers bear that out. Having said that and after seeing how the coronavirus ravaged their own country, I’m sure that the Chinese people would more than likely prefer to sit at home like I do and watch my movies there. In addition, studios make a fortune all over the world with their total take . Every country in the world streams video these days. Why is there still a middleman and I’m referring to the movie theaters? It’s really not necessary. Movie theaters as we know them have become completely obsolete! We live in a world where 50-inch television sets cost $300 and they are 4K television. Arguably a better picture than you see on the screen.

Somebody out there please tell me the advantage of going to the movies? Even if people wanted to go would they be able to go given that the coronavirus will come back in full force in the fall or winter. It has to. We are opening up too soon. We are trading human life for money. It will be interesting seeing this play out but I can’t see any reason whatsoever why Netflix and Amazon can’t start advertising the latest James Bond film in October for release during Christmas week on their streaming Networks. It’s time to close the theaters. Do the studio’s really want to bank on movie theaters being open in December and do they want a bank on people coming back even if they are? If they do their gambling billions of dollars Just a bunch of stuff to think about. I believe I’m right.

And now we move on. The country is reopening bit by bit starting with Georgia yesterday and by the 1st of May many states will be following suit. People are going back to work and that means two things. Paychecks, and collectors trying to get their hands on them. If you’re on this site you’ve been thinking about payday loan debt consolidation. Good guess, right? Well you’ve come to the right site. We are a twenty-three-year-old company with an A+ rating with the BBB. Payday loan consolidation is our forte. We have found that in most cases we can take the usurious interest rates that your lenders are charging and get them to lower it down from 700% in some cases all the way down to zero. That would definitely help you pay off your payday loans in a shorter time for whole lot less money. Payday loan consolidation works. We have been proving that for years. In addition, given our experience and our track record with your creditors in most cases they will work with us. We are the best payday loan consolidation company in the country. Bottom line is this. If you need to consolidate your payday loans call us or fill out the form on our page and we’ll be right back in touch with you. You’ll be glad you did. We can save you a ton of money, and we care!

21 Apr 2020
payday loan consolidation company

The two big Northeast power blackouts, the consequences, and suggestions for the blackout we are going through right now!

In the summer of 1977 New York City went dark. Yeah, I’m showing My age again. It was a hot summer day and the power went out. This wasn’t the first time this happened. It happened in 1965. It encompassed the entire Northeast coast. It was in November and it was so widespread that people thought the absolute worst had happened. This had never happened before. The connection is that 9 months after these two blackouts occurred there was a baby boom. People found something to do in the dark and it wasn’t watching The Tonight Show. I’m not suggesting we all go and make babies during the coronavirus outbreak, but I am suggesting that there are ways to enjoy life during an emergency. Yesterday, I blogged about the best streaming shows to watch over the next few weeks. My opinions but, what the hell? Everybody’s got them and this is my forum to give them. The other thing I thought about this morning was music can make the soul sing. It puts a smile on your face. It can make you happy… Listening to an old song can make you forget about today and bring you back to yesterday even if it’s just for three short minutes. All those memories! So, I put together a song list of the HAPPIEST songs from each decade, 60s through 2010s. I don’t remember the 50s because I was too young.. the sixties, I remember a lot! Given that most of us have personal assistants all we have to do is say “hey Google”, play ___________________ , and it does. I’m going top 40 here. Consequently, we’re not going to do anything classic. No Beatles no Stones, and no Who… I’m going to leave stuff like that for another day. We’re going happy and poppy. Songs with lyrics that rhyme and put a smile on your face while you’re singing along! Here we go!

1960s

Happy Together, The Turtles, yep, The Turtles! If you’re old like me you remember. You also remember the words.
Imagine me and you, I do I think about you day and night, it’s only right, think about the girl you love and hold her tight, so happy together! Everytime I hear that song it puts a smile on my face! (1967)
https://youtu.be/9ZEURntrQOg

Walk Like a Man, The Four Seasons, it’s hard to get that song out of your head once you hear it.

Oh, how you tried to cut me down to size by telling dirty lies to my friends, but my own father, said give her up, don’t bother, the world isn’t coming to an end!

Every time I hear that song on an oldies station I sing along. It’s catchy, it brings me back to when I was a kid, and it makes me smile (1963)          https://youtu.be/AF4KQbiBrKU


I’ve got to do one more from the 60s. It might be the happiest 60s song of all.
Good Morning Starshine, Oliver,Technically, this was a song from the Broadway show Hair. It was released in 1969 by an English singer who went by his first name only. The words are infectious.

Good Morning starshine the Earth says hello you twinkle above us, we twinkle below Good Morning starshine you lead us along. My love and me as we sing our early morning singing song…(Oliver 1969)

You’ve gotta have a listen…. It will absolutely make you smile https://youtu.be/whmzEXywq40

Now, off to the 70s.. By the way, I could do 60s all day. There are just so many. I picked the first two that came into my head and then I thought of Starshine.. just had to put it in there!

You are the Sunshine of My Life, Stevie Wonder, The thing that makes this song so great is that it stands the test of time. There are very few people that don’t know this song!

You are the Sunshine of my life. That’s why I’ll always be around. You are the apple of my eye. Forever you’ll stay in my heart. (Stevie Wonder 1972) What a great song! Sing along song that always makes me smile. He is so good! https://youtu.be/gZXjFV8nT4E

John Denver, Thank God I’m A Country Boy,Well life on the farm is kinda laid back Ain’t much an old country boy like me can’t hack, it’s early to rise, early in the sack thank God I’m a country boy!!! (John Denver 1975) https://youtu.be/QRuCPS_-_IA

Vahevala, Loggins & Messina. Just a ton of fun. Awesome to listen to awesome to sing! Just so happens it’s one of my top 10 favorite songs of all time. Have a listen!  https://youtu.be/FfV38NOkSHQ

I’m thinking about what I was a sailor, spent my time on the open seas. When we’d stay off the coast of Jamaica, I secretly steal ashore, the natives were waiting for, the boy with the lazy soul. To sing with the Sailor….. This wasn’t a super main street hit but hot damn it is fun. Combination of Rock and Reggae, steel drums and all!.. (Kenny loggins, Jim Messina 1971)
The 1980s, again please remember all these opinions are mine based on what I like and the amount of years that I’ve been on this planet to get to know all of this music. The 1980s was a fun time. I think the best movie comedies ever made were made during the 80s. Anybody remember the name John Hughes? The 1980s was also the decade of some really spectacular music. I’m not talking about that electronic crap either. When anybody asks me to name the best ballad of all time I tell them I can’t because they’re two of them. Paul McCartney wrote a little song back in the 60s called Here There and Everywhere.  https://youtu.be/iELGhAGwBdc

It’s a Beatles song and it’s absolutely beautiful. If you know music and can read music you probably understand this song is extremely unique in it’s structure. 

We’re talking 80s here, and the second song, neither of the two are in any particular order, is  Eternal Flame. It’s a song by The Bangle’s Susanna Hoffs.  (Written by Susanna Hoffs, Billy Steinberg, and Tom Kelly. (1989)
Close your eyes give me your hand, darling do you feel my heart beating do you understand? Do you feel the same am I only dreaming or is this burning an eternal flame?…. Simple lyric, gorgeous melody, beautiful harmony.. https://youtu.be/F9N5R0_wo_Y

Girls Just Want to Have Fun – I come home in the morning light my mother says when you gonna live your life right? Oh Mama dear, we’re not the fortunate ones and girls, they want to have fun!
That’s just one of those songs that make you want to dance! Great memory from the 80s. That’s what it always makes me smile (Cyndi Lauper 1983) https://youtu.be/PIb6AZdTr-A

Take My Breath Away, Berlin – Great song and widely recognized, given that it won both the Golden Globe and the Academy Award for best original song in 1986. Written by Giorgio Moroder, it was one of the big hits to come out of the movie Top Gun…

Watching every motion in my foolish lovers game on this endless ocean finally lovers know no shame.. https://youtu.be/Bx51eegLTY8

I really loved the music of the 80s. I could do 10 more songs from the 80s and 9 of them would be Kenny Loggins movie theme songs. Footloose, I’m All right, Meet Me Halfway and of course Danger Zone from Top Gun. There are plenty more. Perhaps we can do that in our next musical Post.
Into the 90s.. in 1997  Tom Hanks made a small film called That Thing You Do….the film shared its name with the title song and it’s another song with an infectious melody and a really slick lyric…… You, doing that Thing You Do, breaking my heart into a million pieces like you always do! (Adam Schlesinger 1996) another song that’s a whole lot of fun and a great listen, so listen here. https://youtu.be/fzllVlzzeuo

Killing Me Softly, Fugees… The great Roberta Flack’s calling card reimagined  with a reggae and kind of hip hop beat… Strumming my pain with his fingers singing my life with his words, killing me softly with his song killing Me Softly with his song. If you’ve never heard this version you’re gonna to love it… https://youtu.be/H-RBJNqdnoM

I Don’t Want to Miss a Thing, Aerosmith….. From the movie Armageddon!
I could stay awake just to hear you breathing, watch you smile while you are sleeping while you’re far away and dreaming (Aerosmith 1998)I really love this song! https://youtu.be/JkK8g6FMEXE

The 2000s

Poker Face, Lady Gaga. Her first big hit of many….. I want to hold em like they do in Texas, please. Fold em hit me raise a baby stay with me!   (Lady Gaga, 2008) https://youtu.be/40pTk7HMYFw;

 Lady Marmalade, Christina Aguilera, Pink, Maya and Lil Kim. Who cares about the lyric. I don’t speak French and it’s kind of meaningless to me but for some reason this song makes me feel great anyhow. It’s a remake. Patti LaBelle did it in 1975. (2001) https://youtu.be/RQa7SvVCdZk 

Katy Perry, I Kissed a Girl….. I kissed a girl      and I liked it, the taste of her cherry chapstick. I hope my boyfriend don’t mind it it felt so wrong it felt so right! (Katy Perry 2008). https://youtu.be/WR3dBmGEUi4 ;

2010’s

Adele, Someone Like You…. I heard that you’ve settled down that you found a girl and you’re married now, I heard that your dreams came true. (Adele, Dan Wilson 2011) https://youtu.be/hLQl3WQQoQ0 ;                                              

Old Town Road, Little Nas X…… I love this song. It’s a feel-good song. Play it once and it sticks in your head all day!     Yeah oh, I’m going to take my horse to the Old Town road I’m going to ride till I can’t ride no more! (Little Nas X, 2019)  https://youtu.be/amhC8WYgNA4

Shallow, Lady Gaga and Bradley Cooper… Just couldn’t leave it out. Really popular song and really well done. From the remake of the movie A Star is Born.. tell me something girl, are you happy in this modern world? What do you need more? Is there something else you’re searching for? (Lady Gaga, 2018) https://youtu.be/O8z7q4uPL60

So there you have it. Six decades of feel good music. Watch the videos. Enjoy and to quote a line from a favorite movie of mine that was called What About Bob?, Take a vacation from your problems! In these troubled times we all have them. I assume that’s why you’re on this site. We can help you. Feel good about that. We can help you! The country is starting to reopen and people are going back to work. The good people and the pain in the ass payday loan lenders. They’re ready to get their money back. Hopefully you’ve paid them but whether you have or you haven’t we have a solution for you. If you’ve paid them my solution is remember what you’re reading here just in case. If you need to pay them you need a grate payday loan debt consolidator.

Why? Some people will always ask that one word why? Simple answer. Accompany that is a good payday loan consolidator can work with your creditor to reduce the interest on your loan, or loads from close to 700% in some cases all the way down to 0% in most cases. A good payday loan consolidator has worked with your creditors for a long time. In our case 23 years and counting. A good payday load consolidator has credibility and respect. We’ve earned that, and it shows in our A+ BBB rating. We here at Federated Financial take pride in what we do, and take pride in being the best payday loan consolidation company out there. We are the people you want to consolidate your payday loans. Not only are we the best, but we care.