I was just doing some thinking. It’s Sunday April 12th, Easter Sunday and I just read this long article about how amazingly wonderful the federal government is for sending out $1,200 ACH’s and checks this coming week.

Am I missing something here? This country has been out of work and shut down for about a month now. What good is one check, just one check for $1,200? Well let’s see. In the south Florida area in which I reside it’s less than a half months rent for a 3-bedroom 2-bath home. More than likely it would probably pay the interest and property taxes presupposing they’re escrowed on a┬áhouse that you owned. For a family of four it would probably buy groceries for about a month. I think you can see where I’m going with this. Why bother if it’s only going to be $1,200.If I’m not mistaken, initially it was going to be $1,200 twice. In other words once in April and once in May.

I’ve not read anything about that since it was first brought up and discussed. What we need to do for the sake of my point here is to let’s put that $1,200 aside just for a moment. If your state is anything like mine unemployment maxes out at somewhere between three and four hundred dollars a month. Add the $600 that the government was gracious enough to add on, and they’ve said they will add that on every week, and that makes $900. That’s less money then many people make. If you’ve lived your life making sound financial decisions hopefully you have some money tucked away for these rainy days. It’s hard to do that even in a two-income family especially if your family is young. Many people are not able to save until they get older.

So I guess we talk about alternatives. I haven’t forgotten about the $1,200. We’ll get to that in a moment or so. If you are a two-income family that 900 X’s 2 should get you by. Good for you. In this country, single parent families are a pervasive problem. The real problem here lies with monthly income when there is none. You are relying on your local unemployment office and an additional $600 kicker from the government to live each week. That $1,200 stimulus check your getting provides and additional $500 for each dependent child. I think you’re understanding my math right now and bottom line it is you probably won’t be making very much more than you would need to make to get by and perhaps you’ll be making a little less. That $1,200 that I was talking about before needs to be put away. I’m serious.

My dad always told me…and he was right, just to live on my earnings. In this case you must live on whatever your earnings are and you have to be financially responsible so you can live on this money. Emergencies happen and that’s what the $1,200 should be for you right now. Being in the financial business I understand what people do for money sometimes. Hopefully you haven’t had to borrow and I especially hope that you haven’t had to resort to taking a payday loan. Paying somewhere between 200 and 500% interest is really unacceptable. If you’ve been forced into that situation let us help you. Let us help you before it gets completely out of hand. Payday loan debt consolidation is a proven factor in reducing payday loan debt. Reducing payday loan debt is essential while the loan is still new. As the loan ages the interest mounts, and if you’re unable to pay on that loan as per your contract your total balance is going up right now.

Payday loan debt consolidation is the answer. In most cases we can help you by working with your creditors to reduce that enormous interest rate down to 0% which lowers your payment considerably and helps you out of debt quickly. Payday loan debt consolidation has worked for decades, and we’ve been around for decades. We have an A+ rating with the BBB and as an old established company we have the ability to help you. We will get you into a payment that you can afford to make and get you out of this payday debt. Did you know that only two out of 10 people pay off their payday loans as per their original contract? The other 80% roll the original loan into another. We can stop that from happening. Fill out our form or give us a call and we can begin to help you immediately. We always do the right thing. We have a track record to prove it, and in addition, we really care!