As I write this the world is changing before us. More people are going back to work because they have to. The unemployment stimulus has run out and right now today it doesn’t look like any new help is in sight. Now, hopefully, people in this country start earning a living again and begin to dig out of their financial mess. This pandemic has hurt all of us in many ways. Many Americans have gotten into a specific kind of problem that can seem insurmountable at times. Each year 12 million folks take out payday loans. 12 million people taking out payday loans at interest rates that can run anywhere from 200 to 700% annually. During the last five or six months, businesses were closed.

Consequently, the collectors weren’t working and most of the collection lawyers weren’t working either. Now that people are back to work everybody is doing what they do. The problem is so are the collectors. Many fell way behind on these loans with no one to show them an easier way out. It’s ridiculous to think that some Americans who might be making minimum wage or a bit more are responsible for thousands of dollars that they truly intended to pay back when they took these loans out. And then came Covid19. There is no way anybody who has been through this pandemic without enough savings can pay these loans off in the time frame that the creditors want, and in a way that won’t cost up to 700% interest.

Fortunately, companies like Federated Financial exist and are able to help you out. Federated is a 23-year-old A plus BBB rated company. We are a debt consolidation company that specializes in consolidating your payday loans. Here is what we do. If you’re on this site odds are you have a problem. Take a moment. Fill out our short form, or simply pick up the phone and dial the number on the top of this page. You will be connected with a certified credit counselor. This person will explain to you what you need to do to get out of debt, using our company to perform that service for you. Advanced loans are tough. Thankfully we are tougher. We can work with your creditors and send them your monthly payment at a greatly reduced interest rate, sometimes as low as 0%. Yes, that is true. In most cases, we can have your creditors reduce your interest rates down to 0%.

As a 23-year-old company, we’ve worked with the companies that you’ve borrowed from for years. They know us and they trust us. Their goal is to get paid. They accept reduced interest rate payments from us because they know when we send them a proposal asking them to work with us on your behalf more times than not they will get paid. We carry the clout that only a professional, established company has. At a zero interest rate, you will end up owing less money, consequently paying less each month and getting out of debt much quicker working with us than you could do so yourself. It sounds simple. If you can make a reduced monthly payment it usually is. Take the time to make today the first day of the rest of your life. Clean up your finances and feed your family at the same time. We genuinely want to help you. We are exceptionally good at what we do, and most importantly we care. Check out our Frequently Asked Questions to educate yourself.