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More stimulus on the way?

It might be time. Republican senators are warming to another stimulus check for Americans with one large caveat. They’re talking about lowering the income threshold from $75,000 a year, all the way down to $40,000 a year. What’s the reason for that? Simple answer. It would save the country billions of dollars. It also puts another dagger in the heart of what keeps this country running. Middle-class people. It’s often been said that there is no middle class anymore and it seems as though our government truly believes that. If they didn’t they would take better care of the people who reside in that category. I find it to be distressing that restaurants are being closed again and so are gyms. As recently as yesterday this has started happening across America. These are neighborhood places. Many owned and operated by small business people who are our neighbors. Middle-class people working hard to make a living. I don’t necessarily disagree with the idea that workout facilities and restaurants are a cause of spreading viruses. What I disagree with is prioritization. Makes me wonder? Wouldn’t a Casino be a much larger breeding ground for a virus than a local restaurant? That’s a rhetorical question because the answer is obviously yes. Casinos are owned by corporate America and most publicly traded companies with one exception being native American properties. Why isn’t the middle class being prioritized here? Does the government really think that a family of four can survive on what’s left of $75,000 after taxes? Have the Republicans lost their minds? That might be a better question? It’s difficult to understand the inner workings of closed-door government dealing with issues, but it sure looks like this president is taking care of his own, American corporations before he takes care of the backbone of this nation which is the working middle class.

This brings me to my next point. Why are you on this site today? The answer is obvious. You are overcome by your payday loan debt and looking for payday loan solutions. Fortunately for you, you’ve come to the right place. We’re Federated Financial. We’ve been in business for 23 years. We have an A+ rating with the BBB. We are one of those payday loan consolidation companies that can really help you. There are many payday loan consolidation companies out there but none of them have our longevity or our genuine concern or ability to help the clients. Our many years in business puts us in a position to help you with your payday loan debt consolidation. When you work through us your creditors listen. They know us. In most cases, they will reduce your interest rates from up to 700% annually, down to 0% based on your working with Federated Financial. We are exceptionally conscientious and I believe that we are an absolute industry leader. You need help and you can get help starting today. You need to take the first step. Call us, or fill out our form on the front page and somebody will get right back to you as long as it’s during business hours. If not we’ll get back to you first thing the next morning. We will explain this program to you and tell you all your options. Regardless of whether or not you use our program, you will be extremely well-versed on how payday loan debt consolidation works. We can help you. Start today and finish sooner. I believe we are the best at what we do because we genuinely care.

How to Financially Prepare for the End of Times.

I’ve written about this before and given that coronavirus is all we hear about all day long in every type of media, it’s probably time we discuss how to prepare for it intelligently and with forethought.

I say intelligently and with forethought because panic mode usually gets us nowhere but in trouble. The most important thing to do is to make sure we have the staples…  The things we need to wait this thing out and be safe while we’re doing it. Monthly bills are monthly bills but there could come a time and it probably would be a short time when we might not be able to leave our homes. Experts have suggested that we should have enough food to last us and our families for a month. I don’t know if that’s too long but it’s better to be a tiny bit over-prepared then way underprepared.This is a time to be prudent. Many people are going to be short of cash because they’re not working and we should be concentrating on the essentials. Thank goodness this is not a weather event so thinking about a loss of power it not an issue. If it comes in a can, or if it’s vacuum packed or if it’s frozen it’s good. What I mean by that is to concentrate on non-perishables. Fruits and vegetables that are fresh are always the best but we’ve got to make the best of the worst time.

The are things that we can’t do. I have a list. The first thing on my list is no bottled water. It’s expensive and we’ll be spending money on a month’s worth of groceries and probably using a charge card or a payday loan. There’s nothing wrong with tap water. We’ve been drinking it for years. We bathe in it we shower in it and we make our coffee with it. I’m  not paying $2 for a bottle of water. Too much money and eventually we get the bill. The next thing thing  that isn’t essential are snacks. I’ve written about this before but it’s even more applicable in this instance. If snacks are important buy cereal. I’m serious. A healthy cereal. Not fruit loops. Whole grains that are filled with fiber which will make you feel full. Soft drinks are a waste of money. I would buy a couple of cases of Gatorade just in case one of the members of my family got sick and that would be that.  Pharmaceuticals that are over the counter. I’m talking about Robitussin, Tylenol for fever and decongestants for coughs. Make sure you have a thermometer in your house.

That’s essential. Hand sanitizers are not essential. Having three or four bottles in the house is plenty. The experts tell us that soap and water is way more effective than the sanitizers. It’s also a lot less expensive. In addition the use of antibacterial soap for this virus is a myth. Plain old everyday soap breaks down the virus and essentially kills it. There’s no need to spend money on products with fancy names. Disinfectants are important. Clorox, Lysol. Before you buy any disinfectant go to the CDC site and make sure the product you’re about to buy is approved to kill the coronavirus. Anything that’s not necessary does not need to be bought. The debt you ring up today has got to be paid tomorrow. If payday loans are your choice of extra cash through circumstance, you’re on the right website. Federated Financial’s payday loan debt consolidation program has been helping people for 23 years all over the United States. When we take payday loans we know we’re paying somewhere between 100% and 700% annually. Those pay back payments add up real quickly so let’s spend the money that we’re going to pay back on things that are important. If you get in too deep with  payday loan debt, our a+ rating combined with our long-term financial relations with your creditors.will get you out of debt efficiently by lowering your interest rate to 0% in most cases. Payday loan debt consolidation works. This crisis will be over and at that point in time all goes back to normal.

The creditors want their money back and if you’re in a Payday loan situation with a payday loan problem let us do your payday loan consolidation for you.

By |2020-08-25T06:37:19+00:00March 12th, 2020|Categories: Uncategorized|0 Comments