6574 North State Road 7 #137 Coconut Creek, FL 33073
Mon-Fri: 9am - 9pm
25 May 2020
payday loan consolidation

Some more random thoughts from a real PDL consolidation company!

Broward Dade and Palm Beach county beaches are opening tomorrow. Now that’s important, not!! At least the powers-that-be were smart enough not to open them today. They would have been inundated with people but for the fact that we are having monsoon rains and nobody would have come out anyway. Restaurants are opening up. They’re putting as many tables outside as they can because they’re allowed to have diners outside. Inside is another story. I believe they’re only allowed to open up 50%. In addition they need to follow complete social distancing rules, and consequently have everybody seated the requisite distance apart. I’ve seen videos of restaurants installing partitions in between booths. I’ve also been reading that in some of the smaller restaurants the ventilation systems are not new and consequently will not filter the virus but spread it around the room if somebody were to sneeze or cough. To me that looks like a disaster waiting to happen but I’m not an expert. Thank God! Look where the experts got us. Beauty salons and barber shops are opening up tomorrow in South Florida.

That’s exciting. Not!! I need a haircut. Everybody I know needs a haircut. 90% of the women I know need to take the gray out. My question would have to be, is my hair worth my life? I already know the answer. Think about it, these places will be filled to 50% capacity. 6-foot social distancing, and a hairdresser wearing a mask standing in front of you. She is leaning into you while she’s cutting your hair. Now I’m one of those people that wears a cloth mask that ties in the back twice. In addition there is a pouch of the mask for a HEPA filter which I use. I feel extremely protected. What about the people who are wearing paper masks. Somebody’s going to sneeze. Somebody’s going to cough. We’re human beings it’s what we do. The CDC says that 35% of coronavirus cases can be asymptomatic. If that truly is the case everybody is susceptible to catching it and all the thermometers taking temperatures and all the precautions and the assertions that people make about not being sick are all useless. Nobody has a clue as to as to whether they’re sick or not if they feel fine. I’ve also read that a good number of swab tests, those tests where they stick a footlong Q-Tip up your nose have been coming back false negative. Some people do not have as much virus inside of them as others do and consequently the swab does not pick up enough of the virus to register positive. This massive reopening is not a wonderful thing. I don’t care what any politician says, red or blue. The bottom line is if there’s no way to take a test that gives you an accurate result there’s no way we can all go back to work. It’s really very simple. In addition, if this whole thing blows up and I hope it doesn’t, the country will be shuttered again. That could very well be the end of the economy as we know it for the next 20 years. That’s a disaster in the making.

On a more pleasant note Major League owners, and the MLB players association will be sending figures back and forth to each other regarding the percentage of pay that each player will make this year. It looks like they’re going to play ball! Even in an empty Stadium it would be a welcome relief. A strand of normalcy in this crazy world we live in. they need to resolve their issues this week because spring-training number two would have to start the following week and hopefully by the third week of June the schedule will be redone and will have baseball back. at this point both the players and owners realize that Major League Baseball attendance has been down every year over the last seven years and the last thing they want to do is take a year off and let people forget how much they love the game. I could never forget, but the casual watcher can. They’re going to make it exciting. Half a season. Sprint to the finish. And they’re talking 10-team playoffs. Sounds like fun. Governor Andrew Cuomo of New York has officially stated that it’s time to play ball in New York and he’s offered any team having a virus problem in their home state to relocate in New York for this training. New York and New Jersey have three large ball parks. Yankee Stadium, Citi Field, and Giants stadium right across the river in Jersey. In addition Minor League Baseball thrives in upstate New York. Syracuse, Binghamton and many other small towns are home to minor league teams and have first class facilities. This is an ongoing story but it is a step in the right direction and hopefully it all works out. I don’t know how they will keep everybody healthy but they have a list of protocols that could fill a phone book. Fingers crossed on this one.

Finally, on the financial front, leaders in both the house and the Senate from red and blue States all agree that stimulus checks should be sacrosanct. in other words they are in the process of putting together and passing a bill right now that’s going to protect the stimulus check that you’ve either received or are going to receive very soon, from any claim a creditor may lay on it. In other words these checks are like Social Security checks or retirement accounts. Uncollectible! I think it’s the right thing to do and many states have instituted non collection mandates. It’ll soon be law. What about payday loans. Many payday loan companies are run by native American tribes. They work on sovereign Indian land and are exempt from collection laws. If you need real PDL consolidation help you need us. You have borrowed through the years and many folks have run up some serious PDL debt. Rolling one high-interest loan into another is not the way to do it. You need payday loan consolidation from a real PDL consolidation company. I keep calling us real because we do the job we promised to do. We’re a 23 year-old company with an A+ rating with the BBB. We have impeccable credibility and great relations with your creditors. They work with us and they work with our program. We have integrity, and will they know when we tell them you’re working with us more than likely they’re going to get paid. There are plenty of bad actors out there taking money from the people who can least afford to pay it and are not doing the job. You’ve stopped on this site, you’ve looked around. If you need help starting today, give us a call, or fill out our short form and somebody will get back to you first thing tomorrow morning. For real PDL consolidation, Federated Financial is your answer and your bridge to financial freedom.

22 May 2020
real pdl consolidation

Doesn’t tragedy always bring out the best in people? Not always, read on!

As of May 20th Americans have been scammed out of 35 million dollars based on the Coronavirus. Here are some of the ways that people will steal your money if you let them:

medical scams today
medical scams today

1) Beware of products that claim to prevent the disease. There have been many reports of medical scams. Understand that as of right now there are no vaccines, pills, potions, lotions, lozenges or any prescription drug out there that is able to prevent and or cure Coronavirus. Red flag alert! Avoid any website, email or text that claims to have a product that can immunize you or cure you of this disease. Be careful. There’s more reason than one, to be wary of these type sites. When you click an attachment you might be downloading malware on whatever device you’re using. There’s malware out there that can steal your logins. Your bank account data and passwords. If there was a cure out there or even a preventative drug, rest assured that the government would be out there telling the world. This is an election year and if it’s promising you will know about it.

phone scams today
phone scams today

2) Be very careful about anything that you answer. Answering a phishing text or email in many cases puts you on a scammer’s list. These scammers share information about people Two weeks later they’ll try again, and again until they hit your hot button. There are plenty of investment scams going around right now. High return, or guaranteed return promises are all bunch of lies. Investing is gambling. Gambling with knowledge but gambling none the less. There’s no place on this planet to put your money except into something that is guaranteed safe and or FDIC backed. Remember, I said guaranteed safe, not guaranteed. No investment is guaranteed. That is end of story. Remember, if it sounds too good to be true it always is. If you’re not sure, contact consumer affairs in your area and ask them. They will help you. If you are desperate for cash at this time and happened to take out a payday loan we can help you with that. We offer our clients real PDL consolidation. Yes, real PDL consolidation as opposed to many of the scams out there promising to consolidate your debt and having absolutely no ability to do so. We are 23 years old with an A+ BBB rating. We get the job done properly. In most cases we can have your interest rates reduced down to 0% getting you out of debt a lot sooner than you could do yourself, especially at the 200 – 700% APR that your payday lenders are charging you right now. Real PDL consolidation works. If you need us you’re on the right site. Call us or fill out our form and we’ll get right back to you.

amazon echo tracking you
amazon echo tracking you

3) Data is the biggest business in the world. That has nothing to do with the Coronavirus. It’s been this way for a while now and people are getting used to it. Amazon, eBay, Facebook, your cellular carrier. They they’ve all been caught tracking you and your spending habits. What makes it so egregious is these large companies that are collecting your data are turning around and selling this data to third parties that their algorithms think you might purchase something from. They’re not breaking the law. Read one of those 3 page agreement you sign when you join one of these sites. read what you are allowing them to do and then decide if you want to use their services. I would guess for some of these companies collecting your data, their data selling business might very well rival the profits of the actual products they sell. Any unsolicited emails, or texts should be immediately deleted. Give zero thought to opening them. This is not like PayPal’s money back guarantee. If you lose your money to a scam you will never see it again. If you call the FTC, they will take your information and perhaps even say thank you. That’s all they’re going to give you. Stay away from anything you’re not sure of. Very important! Make sure all your software is up-to-date on all of your computers. This virtually assures that all security protocol is up-to-date too which will protect you from people that are trying to steal. This goes from mobile devices also. I’m sure you’ve noticed that both IOS and Android rollout monthly updates that are dedicated to security. Take advantage of what they give you. It’s a gift and it’s very protective.

Here’s the thing. In times like this where you might be heavily invested and losing money, or just out of work, you’re starting to feel pressure on many levels. People want to believe there’s a silver lining. A rainbow or a pot of gold. Not so. My point is that sometimes when we’re under financial pressure we can just make poor choices. That doesn’t have anything to do with intelligence or savvy. It’s simply fear-driven but you can get hurt. Stay mindful and be aware of your finances at all times. It wouldn’t hurt to change all of your sensitive passwords every week or two. I do it. Don’t use your son or daughter’s name and their birthdate. Pick a random sequence of numbers letters caps and lowercase, as well as symbols. I’ll use as many as any particular website will let me use if I consider it sensitive information. That’s how to put these people out of business. I’d also like to reiterate to you that if you have outstanding payday loans which are especially a product of the times right now we can help you. We’re exceptionally good at what we do. We can consolidate your payday loans for you and put you in a real PDL consolidation program. Your creditors will work with us and in most cases they will reduce your interest rate. Consolidating your payday loans has never been more important than it is right now. It saves you money! If your interest rate is reduced down to 0% you could literally save thousands of dollars a year. A real PDL consolidation program can help you. Our longevity and our reputation precede us and  we are the best at what we do.

21 May 2020
pdl consolidation

Let’s get REAL…PDL CONSOLIDATION is the only way to go during this pandemic!

Why do I say this, and why do I say it the way I do? Two words, it’s true! Two more words, we’re real! That’s true too! We have been in business for 23 + years, with an A+ BBB rating. We can consolidate your payday loans and in most cases have your creditors reduce your rates down to 0%. Those payday lenders who are gouging you with interest, in most cases will reduce your interest rate down to 0% for us. Given the state of the economy, many people are very likely in the rollover mode. Just rolling one into another, paying enormous fees, and up to 700% APR. We can help. We can help starting today. Just fill out our 30 second form or give us a call. Why do I say real? Unfortunately there are many bad actors out there. They promise you everything under the sun and a lot of times they disappear. And they disappear with your money. In troubled times there are always predators who are skilled at taking advantage of a bad situation. Everything I buy, is always bought from a business that has an established track record of success. You don’t stick around in this business for 23 years unless you’re good. When I use the term, Real PDL Consolidation, I don’t use it lightly. We are the real deal. We know what we’re doing and most importantly we have experience working with your creditors. That way we can almost assure your lower interest rates. We know that desperate times call for desperate measures and many people have needed to take out a payday loan just to cover the cost of life’s essentials. Food, shelter, electricity and healthcare. I’m positive that a PDL was not anybody’s first choice. Nonetheless, if you are on this site I suppose PDL’S were the only choice you had and during these times everybody has to make sacrifices. you made the sacrifice and hopefully things are turning around now. Hopefully you’ve gone back to work and you are once again able to take care of your bills like you always have before. I know the creditors have gone back to work. I’m sure you’re receiving dunning calls from your payday loan lenders. Real PDL Consolidation, done by an old established consolidation company is the answer in this particular situation. There’s no other way. Make today the first day of the rest of your life. Give us a call or fill out our form. We have qualified, and certified PDL consolidation counselors at the ready waiting to help you. Consolidate PDL’S today! You will be glad you did.

20 May 2020
payday loan consolidation company

Who is Federated Financial? Are we a real PDL consolidation company?

Who is Federated Financial? Federated Financial is a real PDL consolidation company. It has been in business for 23 years. We have been a leader in the credit card and PDL consolidation business for a long time. As one of the grandfather companies of this business we have created protocol and procedure with your creditors to ensure that our program works for you. When it comes to your credit cards we can work with your lenders to have your interest rates reduced, in most cases between 30 and 50% and get you out of debt in a much shorter period of time. When it comes to Real PDL Consolidation we are absolutely the best. I’m using the term Real Payday Loan Consolidation because as I searched the categories I found that there are a lot of bad actors in the game. It’s pretty easy to spot them.

federated financial
federated financial

They’ve not been in business for many years. They don’t use the BBB as a criteria and consequently they use Trustpilot which is an “I’ll pay for ranking” company that is very new and probably very much under investigation. The next time you see a trust pilot ranking on any page for any company in any business, delve a bit deeper and find  their BBB rating. You’ll be surprised how low it more than likely is. So from now on I’m going to call us a real PDL Consolidation Company and a Real CC Consolidation Company. CC standing for credit cards of course. In most cases, our payday loan consolidation program can reduce your interest rates down to 0% and consequently get you out of debt and it’s shorter and less expensive period of time. These are very uncertain times we live in and when we purchase a financial product we really need to make sure it’s the best. 23 years in business and an A+ rating with the Better Business Bureau says we are the best and consequently further shows that we are a Real PDL Consolidation company and a Real Consolidation Company too. If you want to work with the best give us a call. If you’d prefer, fill out our secure, 30 second form and somebody will get back to you ASAP! It always pays to deal with the best when needing the best service! We are the best. We provide the best service and most importantly we treat our clients like family. We care!

19 May 2020
payday loan consolidation company

Why consolidate my payday loans when one loan at the bank can do it all at once?

That’s a question we get asked from time to time. The answer is pretty black and white. Yes it’s true your payday loan it’s costing you a fortune in interest. And yes, a bank loan could probably be had, if your credit was up for it, for a whole lot less interest. Here’s the thing. Why take out one loan to pay off another? You’re not making money on any loan you take and you’d be losing money both ways. In addition it’s another absolute obligation and given the circumstances that we’re all in today, our ability to pay back a loan can sometimes be a coin flip based on employment circumstances. We don’t know what tomorrow will bring. Here’s the reason to consolidate your payday loan. It boils down to simple math. Do you want to pay interest or would you like to pay off that payday loan interest-free without taking another loan? The answer is as plain as day. Consolidating payday loans is what we do. We’ve been doing it for 23 years and  are rated A+ by the Better Business Bureau. Our A+ rating suggests that what we do works. In most cases we can bring your interest rate down anywhere between 200 to 700% points annually. all the way down to 0%!!!! How does that work? Because of our longevity in the business we have good working relationships with most of your creditors. In most cases they’re willing to reduce your interest rate down to 0% on your payday loan consolidation. They want their money back and if they can’t make the interest at least they receive the amount of their initial loan. We have many many years of experience and we’re very good at what we do. So, that brings up the question why take out one loan to pay off another? To me there seems like there’s no reason at all. Payday loan consolidation works and we are here to consolidate  payday loans. It’s what we do. Take a moment. Change your financial future. Give us a call. We’re open Monday through Friday. Or in the alternative fill out our 30 second form at the top of our page and one of our certified counselors will get back to you as soon as possible. There are many companies out there bragging about what they can do. The first question I ask anybody before I do business, is how long have you been in business? You see where I’m going with this. Check out this link. I’m proud to show it to you. It shows you that we have the longevity that I speak of. Look at our incorporation date. We are in our 23rd year of existence. I only know of one other company in this industry that can say that. Deal with the oldest, deal with the most experienced, and deal with the best payday loan consolidation company out there.
18 May 2020
corona virus threat

Up-to-the-minute results of our country reopening!

As of this morning there have been more than 1.4 million coronavirus cases in our country. That’s based on the Johns Hopkins University estimate. Approximately 89000 people have passed away in the United States. Major automakers, Chrysler Fiat Jeep, Ford and General Motors are slowly beginning to reopen for business. The stock market was up almost a thousand points today. The market has reason to be hopeful. The reason for this optimism is that pharmaceutical company Moderna, has reported that their first clinical trial has shown that out of 45 people injected with the new vaccine, all 45 developed antibodies that normally only occur in people who have already had the virus. That is incredibly promising news. They’re 45 for 45 independent of the size of the dosage which varied by person. A big start, and phase 3 will start in July. They are optimistically hoping for a year-end vaccine. That’s probably the biggest news of all. Moderna is an United States based company out of Massachusetts. It would be great finding the cure here in the United States. That would reaffirm our greatness in the field of science and make sure that Americans, especially our healthcare workers in America would be inoculated first. So for every positive there’s a negative. isn’t it amazing how good news brings the morons out? The number of vaccinations administered to children in Michigan has dropped by as much as 22% during this pandemic. This report was released today by the CDC. The CDC happened to use Michigan as a case study but it has no bearing on other states in this nation. Why are people not getting their children vaccinated? The answer is pretty simple. It’s not Financial because I know that most states have programs to inoculate children regardless of their parents ability to pay. It has nothing to do with socioeconomic circumstance or the almighty dollar. This is all about the ridiculous anti vaccination groups keep popping up all over the world. I don’t get it. In this case science completely rules. When I was a kid I had to take a polio vaccine. They don’t give those anymore. No more measles or mumps shots either. Why not? Because these diseases have been eradicated from the planet. Is it magic? Did David Blaine make them disappear? Course not. Vaccinations rule. Why do people believe that their children should not be vaccinated? In this case you could lay odds that all these non vaccinators blame the inoculations that people have received throughout the years as the cause of the continuing covid virus. How ridiculous is that?

In other news Georgia has been open for more than 2 weeks now and as yet, there has not been a spike in Corona cases. There are probably two reasons for that and I hope I’m wrong about this. Reason number one could simply be that there’s always a lag between infection and symptoms. Especially symptoms that are bad enough to require seeing a doctor or going to a hospital or taking a test. Now fingers crossed, I’ll say  the other possible reason could possibly be the new way that we’re learning to live. I’m referring to social distancing and no physical touching as in handshakes. This very well could be keeping covid-19 at bay in the state of Georgia. I’m sure we’re going to find out really soon especially as more and more states begin to reopen.

How about restaurants? Is it safe to go out and eat. There are many new rules in place for going out to eat. Hand washing and employees wearing cloth face coverings are both essentials. The CDC recommends that all restaurants intensify sanitation disinfection and cleaning. Create social distancing by spacing tables and continuing to recommend curbside pickup. Restaurants are required to develop a system to check for signs and symptoms of covid-19 in their employees. So now, will the people come back? That’s an unknown. We do know that restaurant capacity is going to be greatly cut given the rules about separating tables and total people allowed in each establishment. It’s tough for the restaurants to begin with. The situation we are in makes it much tougher. Think about it, we go out to eat to relax. Maybe we go out with our kids on a Sunday. Our adult kids and sit in a sports bar watching the game and eating wings. Well there are no games and there are rules for the customers too. Face masks are required. The only time they can be removed is when you are eating. Your server will be wearing a face mask and gloves. Now I see this in Publix when I go shopping and I have to admit that I am feeling a certain level of discomfort when I’m walking in a grocery store. But, grocery shopping isn’t supposed to be relaxing. It’s a necessity. I can’t imagine not having that same feeling in a restaurant where everybody is masked and if you just sit and try and forget about the world around you you’re reminded every time you open your eyes if you are sitting in a covid-19 world restaurant. I’ve got to tell you. There’s nothing relaxing about that in my opinion. Although I support this country and certainly small business, I’m going to choose to sit those restaurants out for a while. I don’t mind making my own food sitting in front of my own big screen television set that broadcasts in 4k, and not worrying about somebody walking by, or serving me and sneezing while I’m not wearing a mask. It’s really that simple. I think the restaurants have a big tall ladder to climb and it’s going to take a long time before people are comfortable again. I won’t be comfortable until I’m able to get a vaccination. We go to the grocery stores because we have to. Nobody forces us to go to a restaurant. I am not anti restaurant. I am anti covid-19. Now I feel the same way about gyms. This one I don’t get and I am a workout person. Now full confession, I have a full gym in my house and I’ve always used it. I don’t need to use a public gym but I’ll occasionally drop by one of the gyms in my community perhaps a few times a month because of the social aspect involved. I’m glad I don’t have to do that now. How many times have we been in gyms, I mean real gyms and have had the person in front of us not clean off a bench that they sweat on, or a machine? In my mind gyms are already Petri dishes for disease. why would we put ourselves in Jeopardy doing something that we specifically do to be healthy. There are plenty of household items you can use to have a really good workout. The elliptical can be replaced by brisk walking and the same benefits will be reaped without the risk of catching covid-19. I don’t believe that one person in our government ever thought what would happen if everything reopened and nobody came. The jury is out on all this right now. There ought to be a verdict in the next month or so. Once again I really hope that I am wrong.

The lone Star State has reopened. Yes Texas is open for business. The only problem in Texas is that this weekend, and Saturday specifically Texas had the biggest single day jump in covid-19 cases since the pandemic began. 1801 new cases were diagnosed on Saturday. Texas Governor Abbott, laid the blame on the City of Amarillo noting that there were 700 new cases in Amarillo alone on Saturday. Is that really an important point? Amarillo is a hotspot. We all have cars. We go places. I don’t believe it’s safe there. I wouldn’t feel safe doing anything in Texas right now yet against all the original criteria for reopening including a 14-day downslope in new cases Texas has reopened.

These are some of the things that I noticed today in the news. Our world is still crazy. It seems like the craziness will never end. I genuinely hope like all of us do, that there will be a vaccine and it’ll happen sooner than later. I hope the people wise up and stick out their arms to accept the needle gratefully. Everyday is a day to watch. Day to keep our fingers crossed and Hope that we’ve finally crossed the bridge and we’re going to be able to continue to work and keep this country open..  Most importantly keep all that horrible death away.

payday loan consolidation
payday loan consolidation

Let’s take a moment and talk about why you are on this site. Many people have lost everything since this pandemic started. Nobody really thinks about what it would be like to be out of work through no fault of their own for 3 months. If you’re on this site it’s more than likely you took out a payday loan. Payday loan lending should be illegal. A loan shark will lend you money for less. If you are deeply in debt and stuck under the specter of one or more 700% interest payday loans you’ve come to the right site. Federated Financial is a 23 year old payday loan consolidation company that can help you. In most cases we are able to reduce the exorbitant interest rate charged by your lenders down to 0%, which gets you out of debt in a shorter period of time than you could do so yourself. Our program has proven itself over the last 23 years. We have an A+ rating with the Better Business Bureau. Our payday loan consolidation program, put you into a position to retire your debt early and get on the right track again. There are so many predators in tough times like these. History has recorded them all. People who prey on other people’s misery. Payday loan consolidation works and it can work for you. Give us a call during normal business hours. 9 to 6 Monday through Friday. Or in the alternative fill out the 30 second form on the top of page and someone will be back in touch with you ASAP! I’m very proud to say we are great at what we do and we really care about our clients. The country is back at work and collectors are doing what they do best. Being pests! Let’s get the Raid and remove them from our lives. In this case the Raid is a good payday loan consolidation program…. At least it keeps the creditors away!

16 May 2020

The most important thing to do if your payday lender sues you!

People get sued everyday. Civil lawsuits that usually have to do with debt. Banks suing credit card customers. Automobile lenders filing suit after repossessing a car to recover their damages. Landlord tenant disputes. I could go on all day. What do you do when you get sued by a Payday lender? Well I know what a lot of people do. The reason I know is because we hear these stories every day from our clients. Most people ignore these lawsuits. They don’t show up in court. Their lender ends up winning a default judgement and the plaintiff  also ends up receiving everything they asked for in their suit.

They can even ask for things that aren’t completely honest and true because not showing up allows the creditor to tell the judge whatever story they choose to tell. Don’t believe for one moment that lawyers don’t lie. In most cases the judge will grant all that’s asked for because there’s nobody representing you and disputing the information from the creditor. In addition, many Judges feel that by not showing up you are disrespecting the court. They stamp these things and then creditors can start looking for, and in some cases garnishing your money and taking your things dependent upon where you live and what the laws are. So here’s the thing. It’s okay to lose a lawsuit. It’s not a death sentence. BUT, sometimes the plaintiff doesn’t have A GOOD CLAIM  to begin with, but you didn’t show up to defend yourself and you lose by default. Here’s what I mean. Payday loan lenders assume that you won’t show up.

advance loan debt consolidation
payday loan debt consolidation

Sometimes, they include language in their contracts that’s in direct contravention to the laws of your state. They include language that would make the contract null and void if only you were there to defend. So many people lose in court because they don’t take the time and spend a few dollars to defend themselves. Many times defense doesn’t pay off, but when it does pay it pays off big time. The whole moral of this story? You get sued get a lawyer. I know lawyers are expensive. Many lawyers will provide you with free consultations and if not perhaps it’ll cost you $200 for an hour to have a lawyer read a contract. That’s all you need. For starters anyway. You might be surprised to find that there is language in your contract that turns that contract into a nullity. Another words you win. If you do lose you do have an out.

Federated Financial is one of the oldest payday loan consolidation companies in the country. We’ve been in business for 23 years. We are rated A+ by the BBB. When searching for payday loan consolidation companies you need to look for longevity. Longevity is the key when dealing with a company like ours. it proves that are successful and we’ve lasted for a long time. In addition, we have long-term lasting relationships with your creditors. Your creditors know who we are and know our reputation and they trust us when we tell them that we’re working with you and that you are going to pay. In most cases these creditors will reduce your interest rate down to 0%. That alone makes your payment way more affordable and gets you out of debt in a much shorter amount of time. There are many companies that consolidate payday loans. I know you want to work with the one that can help you the most. Call us Monday through Friday during normal business hours or simply go to our quick 30 second form on our home page and fill it out. Hit submit and you’ll be called back within the hour. Payday loan consolidation works. We’ve proven that. If you can’t win in court we will help you win anyway. In most cases you can take that to the bank. Remember! Never let a creditor obtain a default judgement against you. It would be a shame to lose when victory would come easily.

14 May 2020

Here are some random thoughts… Sports, Collection Agencies and Movies…

Quarantining at home, and complete utter boredom gives me time to think. I have thoughts running in and out of my head all day. I’m going to share them. President Trump basically took off the gloves last night, and tossed Dr. Fauchi under the bus. He had the balls to say that Fauchi was playing both sides. First of all that remark is ignorant. Everything Anthony Fachi said would happen actually happened. Good and bad. They’ve obviously split and have gone their separate ways. Here’s the problem with that. If there was an election today, and the two candidates were Fauchi and Trump Anthony Fauchi would win. He’s probably the most respected person in America. The problem was that President Trump couldn’t fire him. It goes unsaid that the Doctor walked away on his own. The prevailing thought in his head had to have been “I’m too old for this shit” Who can blame him. Dr. Deborah Birx has been MIA for a while now. My thought is she stuck around after Fauchi left for only one reason. She put the health of our country in front of her reputation. She stood there metaphorically naked, and tried to lend credibility to what the President was saying. I was listening to a liberal radio show the other day and the host called Deborah Birx, “Trump’s whore”. I think she’s had enough too. He’s free now and that’s scary. She only stayed to keep him straight. The price became too high. Like Tony Fauchi, she is a world-wide Force in the epidemiology field and is highly respected. So here’s the deal. If by some incredible lucky chance Donald Trump’s ridiculous plan to go back to work is successful he has saved his presidency for another 4 years. If not, and we have to close again it’s going to be Financial Armageddon. I don’t know if Trump knows that but it’s absolutely obvious that there are only two guaranteed outcomes.
payday loan consolidation

My second thought of the day. There will be no baseball this year. Many people don’t care. I’m one of the ones who do and I know that these players will not play. They’re not getting paid for the games that have been missed and the owners want to cut their salaries even more to make up for the empty seats and the lack of concession and souvenir revenue. My take on this: The average player salary is between 4 and 5 million dollars a year.. the minimum Major League in salary is $563,000 per year. The union has an emergency fund for players who make minimum wage. The big stars can certainly afford to sit out the year. The last thing the union will let happen, especially at a reduced rate is to let one of their members gets sick. The owners have proposed a solution. They’ve suggested splitting the net revenues for this year. That’s a joke. If baseball opens up it’s going to operate at a loss. I’m guessing there won’t be any baseball season. While I’m on the subject, let’s write football off too. The last thing any major sports commissioner wants is what is what’s happened to hockey and basketball. Two seasons cut off before the playoffs and that might or might not be finished. That’s worse for the game than not playing at all. They can’t play football even with an empty Stadium. These guys line up nose to nose. That’s pretty much end of story. All of these athletes are young men and not one of them wants to die. It only takes one. Remember where you read it first. I have lots of random thoughts.

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This next thought affects you. The Democrats have proposed a bill that Republican Senator Mitch McConnell has already said is dead before it gets to the Senate. This bill is a 180-degree turn from what the President, and Republican Senators are thinking and McConnell is right. It won’t pass. Included in this bill is a provision for collection agencies to be bailed out. Why are the Democrats playing both sides now? They whine and  moan, touting their affinity for the working class yet they’re helping debt collectors. The hell with debt collectors. That industry needs to be cleaned up too. A reset wouldn’t hurt right now. This affects you directly. Many of you are in Payday loan debt. That’s why you’re here. You want to consolidate payday loan debt. Payday loan debt is an insidious trap. Constantly rolling up one payday loan into another it’s a horrible thing to have to do. In addition, your interest rate can run up to 700% annually. You  need to consolidate your payday loan debt. At Federated Financial we can help you. We are 23 years old and A plus rated with the BBB. In most cases, our payday loan consolidation program can get you out of debt and lower your interest rate down to 0%. That’s huge. It brings down the total principal and consequently helps you pay off your payday loans more quickly. You need to consolidate your payday loan debt and you need to do it now. Fill out our form or simply give us a call. We are there and we can help you

And finally: On more than one occasion I have written about movie studios bypassing theaters and sending their films straight to the streaming services. I have written that this will break the old business model and destroy the movie theater business. I’ve told this to my friends and they have laughed. As they laugh, Disney came out yesterday and announced they were releasing a Monster on their own streaming network. On July 3rd 2020 they will release a film that was destined to be a huge hit next year. They are releasing this movie a full year earlier then was planned. Yes, I know they’re releasing it on their own streaming service and I believe it’s more of a test then anything else. If it succeeds, and it will, other studios will start releasing blockbusters on streamers like Amazon and Netflix too. Oh, I forgot to mention the title of the film. It’s the film version of the  Broadway show Hamilton! That would have been a quarter billion dollar film in wide release. There will be a lot of movie theater executives watching the numbers on that one. That’s all I have for today!

13 May 2020

Questions and answers to help you through your payday loan consolidation!

Why did you choose us when searching for companies to consolidate my payday loans? The answer is pretty simple. You looked over this site and just by reading it you could tell that we knew what we were talking about and we had the credibility of being a 23 year old company with an A+ rating with the BBB. Most companies that consolidate payday loans can’t brag about that because they don’t have either one. That would be longevity or credibility. We receive questions every day and the one we have been receiving a lot lately is this one: People on our program as well as people who are considering it have asked us what do I do? The payday lender is taking payments out of my account without a judgement against me… The answer to this situation is pretty clear. First off the country of reopening and creditors are back in the office. When you initially took out the loan, you signed a lot of paperwork. In addition you gave your lender all your banking information as well as a check. In the paperwork you signed you gave your bank permission to take payments from your checking account. So yes they’re taking money from your account without a judgment and they can. What’s the solution? I’m going to preface my answer by telling you that I am not an attorney and I am not giving you any legal advice at all, but just an answer that’s based on extensive experience with this situation. Go into your bank and close that checking account today. Yep, that’s the only way to stop them. The other way would be not to have enough money in there for them to draft but that would cost you fees as well as the ability to open up another checking account if this one has outstanding fees. If you’re on our program this is the advice l I would give you. BUT, if you are on our program this wouldn’t be happening. When searching for a payday loan consolidation companies you need to look for a company that knows what they’re doing. This is probably the first thing our certified counselor would have told you to do. Once you make your first dispersible payment through us the creditors will stop all of their efforts to collect their money and take payments through our company at what is usually a 0 interest rate. This is opposed to the up to 700% annual rate you’re paying now. If you are not on our program this might be a good time to hop on our payday loan consolidation program and get out of debt. I can say to you that my suggestion wouldn’t change regardless of whether you come with us or not. You need to close your checking account now! In no way should this be construed as legal advice. We want to be the company that does this work for you and earns your trust. We are one of the oldest payday loan consolidation companies in this country and our track record is stellar. We do what we say and we treat our clients like family. We care.

12 May 2020
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Your right to life, liberty, and the pursuit of happiness depends on this!

On Monday May 11th, President Trump held a briefing in the rose garden. This briefing affects all of us. It especially affects people that need to go back to work, and especially people who need to consolidate payday loans! I’ll tell you why. The President spoke of his agenda and told the country how things are going to be great again. He spoke of how this virus is going to wane away. There is no Doctor Fauchi, or Doctor Birx in sight to reign the president in. Nobody to turn off his fantasy BS machine. I’ve mentioned before that I lean to the right but I’m having a real problem leaning these days. After the president finished his prepared remarks he took questions from the press. It was pretty obvious that the questions didn’t meet with his approval.

That’s a hell of a way to run a briefing and a press conference. He was confronted about testing protocol in the White House and how everybody’s being tested now over there. He was asked about testing for everybody and he came back and said that was going to happen very soon. Doesn’t he remember saying just two months ago, “everybody that wants a test can have one?” A young female reporter then asked him “why he continued to insist that the United States was doing better than other countries when it came to testing for the virus?” She went on to ask, “why does this matter? Why is this a global competition, when everyday Americans are still losing their lives?”. The President replied  “maybe that’s a question you should ask China. Don’t ask me, ask China that Question, okay?” This CBS reporter who identifies as a Chinese-born West Virginian, came back at him and asked, “Sir, why are you saying that to me specifically?” She was obviously implying it was due to her race. Trump replied, “I’m saying it to anybody who would ask a nasty question like that”. The reporter replied “it’s not a nasty question. Why does that matter? Trump went on to say, next question. He immediately picked Kaitlan Collins, White House reporter and a super liberal from CNN. When Collins she said she wanted to give her colleague time to finish her question the president replied “nah, that’s okay”, and waved off the CNN reporter as she approached the mic. When she continued to try and ask that her colleague to be allowed to finish, our President said that that’s okay, told everybody to have a nice evening and left the podium. Not very Presidential.

When you open up a briefing to media questions you can’t pick and choose who asks them and what they ask. Just common sense. These questions are very important to all of us. Why is the White House staff getting tested full-time but we can’t? We, the people who are just “nobodys”? Two months back the President distinctly said that everybody who wants a test will get one. Last evening he said everybody will be getting tests “soon”. Lies are getting old. Even his voter base is beginning to see that as his approval rating plummets. This is a desperate man fighting for re-election. I get that part. He just can’t fight at my expense or yours. People need to go back to work. People have families to feed. People need to go back to work feed their families and know that it’s safe. They don’t know that today. People need to start earning money. The government cannot continue to send out money and survive.  People can’t keep taking loans, payday loans and survive. If it wasn’t for companies like ours providing payday loan consolidation to everybody who needs it, there could be many people hungry on the street. It  seems as though the president becomes more unhinged each day as things continue to unravel before his eyes. So what does the worker do? Risk their life everyday by simply going to work, or just stay home and continue to borrow. And borrow the wrong way. Payday loans are the desperate way to borrow.

Payday loan consolidation is saving Financial Futures right now. People who get deep into debt are paying 300% to 700% interest annually on these usurious loans. Our payday loan consolidation program can reduce your interest rate in most cases down to 0% and get you out of debt sooner for whole lot less money. I know people want to work. I also know that it’s unfair to ask people to work when they’re not working around people that have tested negative. That creates the cyclical nature of the problem. People are afraid to go back to work so they borrow. They borrow to eat. And then they need to use somebody’s payday loan consolidation program to get out of debt. You’re on this site. That means you need our help. We are 23 years old with an A+ BBB rating. What else would you look for in a company? Give us a call or fill out our 30 second short form. See what a real professional payday loan consolidation company can do for you! We Care.