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Payday Loan Relief Companies Post Covid

To talk about how payday loan companies are doing today, and what the payday loan landscape looks like, we need to go back to the beginning of the pandemic. Many people thought the payday loan industry would go through another huge spurt of growth, given that so many were either out of work or couldn’t work. why is it essential to consolidate your payday loans today

It just didn’t happen that way. There was one thing that wasn’t figured into this equation. Free government money! Nobody thought for a moment checks for a minimum of $1,200 would go out twice. And keep in mind the unemployment checks were going out on a regular basis too.

During the worst part of the pandemic almost all the states made it easier for most households to obtain loans that were more conventional, and cost much less than the old-fashioned payday loan. In addition, the Small Business Administration started their paycheck protection program and helped many businesses stay afloat. This in turn changed the way payday loan companies were thinking. They didn’t get the big jump in business they thought they would. In addition, with Federal relief and child tax credits being available, much of the need for taking out high interest payday loans was removed. Furthermore, there were more defaults on payday loans than usual. Payday loan defaults were up 17% in 2020. Predatory lending demographics

Given payday loans are already a risky proposition for the lender, the17% default rate put another monkey wrench into the payday loan machine. Of course, payday loan providers were still making money and lots of it. Many payday loans carry an average APR of 400 to 500%. With fees tacked onto the interest rates payday loan lenders were not hurting and as a matter of fact more than likely never felt the 17% loss of revenue which resulted directly from lockdowns and closed businesses. Payday loans are illegal in 18 states. 32 states still allow access.

But even those numbers are skewed. Throughout the years, many payday loan companies have partnered up with native American tribes and are hiding behind the curtain of sovereign, indigenous people’s land. Internet advertising is a doorway into States that have outlawed payday lending. Once the door is open payday lenders associated with native American tribes can flaunt the law with impunity. Consequently, we can assume with much accuracy that payday lenders work in all 50 states. Extrapolating on that thought makes it crystal clear that payday loan companies were working in all 50 states during the pandemic.

 

payday loan consolidation for you when you need itThat doesn’t negate the fact that payday revenue was down 17% across the board. This number came from a survey of Payday loan companies and have no source of verification. The Washington Post reports that over $500 million in federal relief money granted during the pandemic went to debt collectors working for payday loan companies. Small business collection agencies. Alot of that debt was more than likely incurred before people were put out of work. All these facts and figures are interesting because most people think that payday lending is a niche market, consequently not affecting them. That’s not the case when 500 million dollars of government funds are being snatched up by these companies. Here’s the kicker. More than 1800 small business loans were given to debt collectors and high interest lenders, AKA payday loan companies with the aid to these businesses topping off at more than 580 million dollars. Taking the 500 million dollars in collection, and adding it to the almost 600 million that was given to the collection agencies is the Stark reality people need to understand. Payday loans affect all of us All of the above begets the final question. What is going on today in the payday loan industry? In my opinion it’s the same old same old. We live in a time where certain things just can’t be stopped. With the advent of online advertising, and the universal access people have to the internet payday loans will be a permanent part our society for the long and distant foreseeable future. As a PostScript to all of this, payday loans were initially conceived to help people who had an unexpected expense, or situation that that was difficult. Payday loans in their original form were good.

The reality is that like most things profitable they were oversold to the wrong people consequently bastardizing the original concept. Even in the form they take today, used properly by the consumer with tiny little bit of altruism, and honesty from the issuers, payday loans can still help people. Unfortunately, business doesn’t work that way. Hence the bottom line. Payday loan companies continue to flourish, making those who run them very rich. They have during the pandemic, and they have before the pandemic. One day payday loans might end up being the world’s second oldest profession.

 

Federated Financial Wants You To Be In Charge Of Your Money

Most payday companies won’t advertise that their loans come with interest rates that will cost more than the loan itself. ConsumersDebt Weight are paying a hefty price for a quick cash injection but the underlying costs are usually too much for anyone to bear.

When you contact Federated Financial, they will make the effort to help you take control of your financial situation. Not only will they make your debt manageable so you can get it paid off, but they will also make sure you understand every step along the way. This way, you will stay in control of your money. If you’re tired of handing the majority of your paycheck over to lending companies, then it’s time you take control. Give Federated Financial a call to find out where to start.

 

By |2022-03-15T12:26:03+00:00March 15th, 2022|Categories: Current Events, Payday Loan Consolidation|Tags: , , |Comments Off on Payday Loan Relief Companies Post Covid

How Payday Debt Relief Can Change The Way You Manage Debt

How Payday Debt Relief Can Change The Way You Manage Debt

Stop The Cycle And Take Back Control Of Your Finances

The payday loan cycle is very convenient to get sucked into. Payday loans are advertised as an easy way to get extraapayday loan consolidation money when you can’t quite make ends meet. That’s not a lie, they are very easy to get your hands on. The big problem is, they aren’t as easy to pay off which often leads to people needing to take out multiple loans just to keep up.

What does a person do when they get stuck in the payday loan trap? Those loans aren’t going to disappear on their own. It’s time to take control. Before applying for another payday loan to cover the expenses of the previous ones, you should consider your options for payday debt relief.

 

What Are Payday Loans?

Payday loans are short-term loans that are usually unsecured. People don’t need to have a perfect credit score to qualify for one. The idea behind these loans is that the borrower can get enough money to cover what they need before their next payday. While this sounds like a great solution, there’s one big problem with payday loans. They always have sky-high interest rates.

Interest rates can be expected on nearly every type of loan but usually, they are manageable enough for the borrower to be able to pay off. One example is a mortgage. If someone takes out a mortgage loan to buy a house, they will usually have a manageable interest rate of around 3%. This is something the borrower can usually handle. However, payday loans have interest rates going through the roof. Most payday loans will have an interest rate that’s ranging between 350% to 600%. 

Many People Think Payday Loans Are Their Only Option

Stay out of payday loan debtYou may be wondering how payday loan lenders still manage to reel people in with those insane interest rates. Many people across the country live paycheck to paycheck. When a large or unexpected expense comes up, it can throw their whole financial situation through a loop. Another issue is that many workers in the country still don’t get paid sick days. This means that if they need to take a few days off of work to heal, they will be short on money.

Payday loans offer a solution that’s available to nearly everyone. The majority of people who apply for one genuinely think they will only need one. However, it usually never ends there. 

 

Stop Feeling Trapped

Are you stuck in the payday loan cycle? Before you take out another loan, you should consider looking into payday loan relief. Those interest rates are eating up all of your incoming money. It’s time you stop handing money over to the lenders, and start keeping it in your own wallet. 

What Is Payday Debt Relief?

Payday debt relief is a realistic solution for anyone that is trapped in the payday loan cycle. This is a debt consolidation program that works by taking the payday loan that you currently have outstanding and essentially working it into a payment plan that is easier for you to work with. Your loan won’t go away, but it will become manageable enough to pay off without having you feel like you’re financially stuck.

The main reason that you are having trouble paying down your payday loans is because of the super high interest rates.Debt Weight With payday debt relief, the debt consolidation company will manage to get you the lowest interest rate possible. Once they do this, you’ll finally start to see that debt fizzle away.

What If I Have Multiple Payday Loans Outstanding?

We understand how financially challenging times can get. Many people who seek out payday debt relief actually have multiple outstanding payday loans. If you find yourself in this situation, a payday debt relief program may be your only solution. This type of debt consolidation will put all of your outstanding payday loans into one convenient package to pay off. 

Payday debt relief makes it possible to pay off all of your payday debt without having to seek out another loan. This debt management program really does help people see that they don’t have to borrow to pay off their loans.

 

What Are The Advantages Of Payday Debt Relief?

The biggest advantage of payday loan relief is the amount of stress it takes off of your shoulders. Having a lot of debt can be overwhelming and may keep you up at night. Payday debt relief shows people that it is possible to make debt disappear. There are no offers that sound too good to be true, only realistic ways of making debt manageable and getting rid of it. 

 

How Does Payday Debt Relief Work?

United States inrecessionPayday debt relief isn’t as complicated as you may think. The first thing you will need to do is book a consultation to have a professional financial manager review your situation. In this consultation, you will discuss how much you owe and who you owe it to. The financial manager will then go over which of the repayment options would be best suited to you.

After your consultation, your financial manager will then take care of all the dirty work. They will get a hold of all your payday lenders and directly take care of your consolidation needs. These experts know exactly how to get you the lowest interest rate possible, which is key for making your debt payable. 

Many people feel embarrassed to seek help when they are stuck financially. There is nothing to feel ashamed of when you get trapped in a payday loan cycle. Federated Financial is just a phone call away to help you get out of the trap and take control of your money. Our expert financial managers will help get you on the right path to a better financial future. 

 

By |2021-08-25T12:51:49+00:00July 14th, 2021|Categories: Advance Loan Consolidation|Tags: , |Comments Off on How Payday Debt Relief Can Change The Way You Manage Debt

Why Federated Financial is the best Advance Loan Consolidation Company

Why Federated Financial is the best Advance Loan Company

It was tough from the beginning. We were starting a brand new business and the only impediment to our success was my lack of money. In addition we were running software that I had purchased from a competitor that ran on a platform called Firefox. To this day I still wonder whether for every bit of information I put in, I lost two other pieces. Software was on the top of the list to replace.. in addition it was great to have extremely talented people on board but having four or five generals and no enlisted people doesn’t work when you’re trying to start something like this. We needed to hire people who were intelligent, and trainable. People who could learn, pass a test and become certified counselors. It was during this time of find five people, keep one that I realized one of the biggest lessons that I’ve ever learned in business.

Employees murder businesses. It’s the truth. I fast forward six months now and I have six qualified people taking call ins from newspapers. Blurbs that I posted and paid for all of the country. I knew that what we were going to do was going to be big, was going to help a lot of people and save a ton of people a ton of money. I always looked at the banks as my enemy and I was building something that could fight back. And the years went by. And we got bigger and bigger and bigger. As I mentioned earlier our debt consolidation company opened its doors in January of ’98 and by 2001 we had a hundred plus employees. I had managers for every department. We had managers who managed the managers. We had 18,000 ft. of pure production that was there just to help our client get out of debt. And they kept calling us and we didn’t post in the newspapers anymore. Around 1999 we found the internet. That was back in the days before Yahoo, before Google when AOL was the only game in town and Excite was the search engine that powered it. At that point we were a large respected company and we were able to put ourselves in a position where no matter what the consumer searched for, we were number one We were FederatedFinancial.com Services and we were, and still are, great at what we do. Saving people money. We were an ISO 9001 registered company that adhered to the strictest quality control measures in the world. We also handled millions of dollars every week. It was difficult to do. This is before the day that we could do Zelle transfers from our banks. People mailed money orders. The mail had to be opened every day.

On a Monday there could be 5,000 envelopes to open. I would sit with two of my girls and our conference room and that was my job. People trusted us and we returned their trust with results. We will one of the five largest debt consolidation companies in the country. We were a brand. As I write this I feel proud of all we accomplished. I know this little idea that I had turned really big and we’ve helped literally hundreds of thousands of people. As we grew bigger and bigger we needed more stuff. Had a couple of hundred computers in our office and we ran all of our own web servers which hosted all of our sites. Most importantly we became extremely Tech oriented to help the customer. Our first and foremost concern was helping our customers get out of debt and stay out of debt. That’s why we were able to take their debt and work with the biggest banks in the country. Citibank, Bank of America, Wells Fargo, and so on, getting these Banks to reduce our clients interest rates in some cases down to 0%. Just like we do today. I felt completely vindicated.

I was able to make a good living but more importantly I was able to save good people real money. In those days I became a walking billboard. A billboard that told everybody the truth about the banks. Then the federal government stepped in. I guess they thought that all those dollars we took in on a big Monday belong to us because they had a problem with companies that did what we do. We withstood their audits and all the crap they threw at us. We were honest this the day was long and we were untouchable. I’m proud to say that I never took a dime that didn’t belong to me. That’s not in my nature. We traversed the Tri-County area with our director of education, sitting down with people who were completely obliterated by their debt and gave educational seminars on how to fix their problems. We did everything that we could within our power to make sure our little organization which wasn’t so little anymore, became a real player in client education. We pioneered so many things in this business. People copied us and actually managed to stay in business for a year or two. It’s easy to take paperwork from a company even when you have a non-compete and alter it. It can’t replace the people. The dedicated caring people that worked their butts off in some cases till 9:00 in the evening taking calls and fixing problems for our clients.

That’s what Federated did and that’s who Federated is. Federated was always my baby and I’m an honest man. not only did I take really good care of her employees but I took exceptional care of our clients and I treated them like family. We still do that today. I can say this in closing. If you ever chose to work with our company because you needed us you would be taken care of as though you were my son or daughter. That’s something you can take to the bank. In closing I just need to say that it’s been a privilege to be able to serve the people of America in the way that we have. I know that it’s very important for people to have good credit and maintain it. I’m really glad that one of my jobs is to facilitate that for folks. Especially now, during this pandemic the country needs honest moral people. if anybody doubts that log into Amazon and see what the price of paper towels and toilet paper is today. Price gouging during a pandemic is real snake time low. Unfortunately, people are doing that. I’m doing something different. I’m helping people to tell their creditors we have no money and I’m uncollectible by trying to put people in a position where they can say that honestly. And so, a chronicle of Federated financials life. We are the ultimate saving machine. We save our clients money we reduce their interest rates we get them out of debt more quickly than they could if they did it on their own and most importantly we care. consolidate pay day loan

 

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By |2021-06-10T07:53:16+00:00December 20th, 2020|Categories: Advance Loan Consolidation, Our Story|Tags: , |Comments Off on Why Federated Financial is the best Advance Loan Consolidation Company

Who are we? Federated Financial, who are we? How and why did we get here, and how did we manage to stay?

Interesting questions. But the answers might surprise you. Money matters, helping people and dealing with creditors was something that I was always interested in. After my divorce I considered myself the king of debt! Most men and women reading this can probably relate. I felt lost, helpless and useless. I also felt like a bad person owing so many people so much money. I didn’t make enough money to pay all my bills. That was back in 1984. We had no internet to look up the things we can find today. Credit counseling consolidate debt bill consolidation payday loan consolidation. Although I don’t remember payday loans back then in the 80s I’m sure they were out there. I didn’t care where I got the money from as long as I got it. I was deep in debt and it sucked. I had a great business idea and a way to make money in my head and I borrowed some money from my father to take a shot. I was fairly successful. I did very well in the business that I chose and made enough money to pay my bills, to pay my creditors and not to have my creditors call me specifically because I had no creditors anymore. So between 1984 and 1994 I became debt-free. I was in the video business and owned video stores. We know how that worked out. How do you spell Blockbuster! All of a sudden the money dried up. Bills came in and there was no way to pay them. Who could keep up with a company that big? They were a money generating machine.  All they did was figure out new and really innovative ways to create cash for their burgeoning business. Their stores basically became little cash generating movie theaters except you took the movies back to your house. That’s the beginning . Companies like these pushed the little guys out and caused them to go bankrupt. Me included. that was the beginning though, the beginning of let’s watch our movies at home, save a lot of money and not pay all that ridiculous amount of money for refreshments. It was the start of what we do today which is stream at home. Yes we all stream at home now and we don’t even buy something that’s tangible. We are paying for something that we can’t see except if we turn the television on. It’s interesting. I was out of work, and though I wasn’t broke, I knew I would be in about a year. I needed to have an income . A steady income. I had one for 10 years. Love don’t pay the bills! I did a lot of soul searching and thinking about how I could make money. I also knew that being in the video business and having four stores I had created lots of good feelings and joy for people. That made me feel good. I decided that I wanted to create something that saved people money. Something that kept people out of debt. Something that did not allow people to get to deeply into debt. I decided all that based on my own experiences of divorce and debt that I mentioned before. I didn’t know how to go about it. I didn’t know what I could create that would put me in a position where I could actually help people eliminate their debt and eventually get out of debt. A lot of ideas are great but they require creativity and lots of thought. I knew there was a need. If there’s a need there has to be a product created to meet the need. In this case a product for people to get out of debt and stay out of debt hopefully for the rest of their lives. Two years pass and I realized that I was running out of money. I had enough money to pay my bills and lay out one lump sum to create a business. I was driving down in fort Lauderdale one day and saw a sign on a billboard. GET OUT OF DEBT RIGHT NOW! There was an 800 number right underneath. I wanted to know how they got people out of debt right now. This is what happened next.

 

As soon as I got home, no cell phones back then at least not one I could afford, I called that company. They really did get people out of debt. They were a nonprofit credit counseling agency. Interestingly my first thought was, what the hell is a nonprofit credit counseling agency? What is credit counseling? What is a 501c3? How did they help people get out of debt, by counseling them? Then I started to think is this like therapy? So I went down to the library, remember those people? I went down to the library and did some research and then I understood. They were the gold standard at that time. Not for profit credit counseling agencies were the gold standard for getting people out of debt and that was not a good thing. I didn’t know that it wasn’t a good thing when I was learning about their business but I quickly realized that they operated under rules and regulations that were dictated by the government and consequently couldn’t hire quality staff to get the job done. So now, we have a need and we have a product. What I needed was the ability to make a deal with the creditors. We were still at the dawn of the internet and snail mail was King. I spent 6 months calling and writing to Banks and asking them what their criteria was to work with me and after a certain amount of time I knew what had to be done. My problem was being in debt. I hadn’t worked in a while . I knew this would work. I was so confident that I took a second mortgage out on my home. I knew one thing . I knew for this to work for the consumer I had to have the absolute most qualified people working with me and teaching me. I wanted attorneys. I wanted attorneys with financial backgrounds who had the ability and the gumption to stand up for their clients. I found a few and in January 1998 I Incorporated FederatedFinancial.COM Services Inc.

By |2020-12-19T11:20:23+00:00December 19th, 2020|Categories: Advance Loan Consolidation, Current Events|Tags: , , |Comments Off on Who are we? Federated Financial, who are we? How and why did we get here, and how did we manage to stay?

The trouble with not paying your advance loan debt!

Bills suck! That’s not a new concept. Being behind on your bills during the Coronavirus really sucks. It’s tough to make a buck these days. Many hard-working Americans have fallen behind on their bills during these strange days. What happens if you just can’t pay? I’ll begin by saying I’m not an attorney but I’ve had many years of experience in this business. This is not legal advice but this is the way I’ve seen it go down. Creditors have rights. Yes, your lender has structured their contracts to make sure that they always have recourse if you default on your payday loan. Speaking from experience I can tell you that the phone will ring off the hook at all the wrong times. Calls from the people who loaned you the money. You will receive mail that could be threatening. Are some of the threats illegal? From what I’ve seen through the years the answer is yes but nonetheless, they can be frightening. You might even have somebody knock on your door. I’ve heard of that happening too. At the end of the day, if these people don’t get paid they will more than likely file suit against you for money’s owed, fees, and attorney costs. If you can’t work out a payment arrangement depending on where you live, they might have the right to go to garnish your income, or your personal property. If this were to happen you could very well fall deeper into the trap because they’d be taking a portion of your salary each week. That could happen. At that point, It would be difficult to pay any of your bills.

 

What can you do? Hopefully, you haven’t been served and sued. If that is the case Federated Financial can probably help. You don’t need to hire a lawyer if an action has not been filed against you yet. Federated Financial is one of the oldest payday loan consolidation companies in the country. We are rated A+ with the BBB. We are going into our 24th year of business. In most cases we can get your creditors to reduce their interest rates all the way down from 5, 6, or 700% to 0% APR which saves you money each month and consequently lowers your monthly payment. It’s better than taking out a consolidation loan because a consolidation loan will cost you money and interest payments. Taking out one loan to pay off another makes no sense. All you need to do is to fill out the simple form on the top of our page or give us a call during business hours. Somebody will be back to you quickly or at the start of the next business day. Our program is tried and true and it absolutely works for most people. Let one of our certified counselors tell you all about it and let you decide if it can work for you too.

 

What causes unmanageable debt?

There’s an old saying, bad things happen to good people. It really never fails and it’s sad. Yet times like these put people in a position where they have to make decisions that they don’t like to make. We live in the time of covid-19. Many people are out of work. Many people were deeply in debt before this virus came to our shores. A lot of people have already made emergency choices that weren’t good, just to live during the last nine months. This is certainly not an assignment of blame but a sad statement on the state of our affairs in our country. It seems payday loans are a pervasive problem. Even in states that ban these loans Native American Tribes still offer them online. Payday loans for food, electricity, car payments. What is someone to do when they don’t have a place to go to work?

 

You’re reading this post because you’re on this site and you probably have a problem with your payday loans. It’s not your fault. This is 2020, the strangest and worst year that I’ve seen in my whole life. And I’m not young. The question you need to ask yourself is, what are you going to do about it? Given that many Americans are going back to work right now the last thing you want to do is let it go legal. Letting it go to the lawyers can lead to possible lawsuits and garnishments. You don’t need another loan either. You need to consolidate your payday loans. Working with a company like ours puts you in a position to have your interest rates reduced in some cases from upwards of 600% annually all the way down to 0%. This will lower your monthly payment and provide you with a shorter time to get out of debt. We’ve been in business for 23 years and have an A+ rating with the BBB. That gives us the credibility with your lenders to negotiate your interest rate down low, and get you out of debt sooner than you could do so yourself. As an old respected company, we can get just about anything done. Don’t let your advance loans destroy your finances. If you want to learn more about advance loans visit our FAQ page. Fill out our simple form or just give us a call during regular business hours. We can help. we treat our clients like family and we care.

Four days till the election!

Yes, it’s four days till the election. History will more than likely describe this election as the election of the millennia. Without a doubt, the most important election any of us will ever see. I’m writing this post as an independent. I changed my party affiliation over the last couple of days. I voted last Saturday. We have two choices and neither of them is great. Two Senior citizens asking for your trust and of course your vote. Nobody knows who’s going to win this election or even has a clue. After 2016 I think all the polls are garbage. So many people are silent about their voting preference or don’t tell pollsters the truth. First off, no matter who you’re voting for or who your favorite candidate is you must get out there and vote. Our fathers and I’m talking about my father’s generation,  to fight a war for our freedom back almost 80 years ago. They died on foreign soil so that we might have the right to do exactly what I’m telling you to do now. You’ve just got to vote. But who do you vote for? Do you vote for the Challenger, a man with almost 50 years’ experience in government? Forget about what Donald Trump says about Joe Biden. They’re opponents and they’re not supposed to like each other. Joe Biden has many years of experience, under his belt, and he’s been through just about everything anybody could have seen in their lifetime. As a senator and then as vice president of the United States, Joe has seen all. I think he possesses a certain empathy for the people and a real love for this country. Donald Trump is a different kind of president. He’s not a Republican in the sense that I knew Republicans when I first started to vote back in the 70s. It’s all about the economy and the money. I’m not saying that’s bad. That’s his message. The people and the country run a distant second to what’s important to him. In normal times that’s all that counts.

 

We don’t live in normal times. It’s a frightening time. 

It’s a time where people we know are dying. The sad part about that besides the loss of human life is all that death and disease could have been and still could be greatly mitigated. Our president has chosen to eschew masks. I believe from the beginning he thought that masks were a sign of weakness and it was a weakness he didn’t want to show the public. I’m not going to make any Kind of political statement in this blog today because that’s not what I wanted to write about. Basically, I wanted to just tell people to vote. Exercise your right and effectuate change. Every single vote counts. Your country needs you now. You need to vote and vote today. Do not mail in your ballot. If you have a ballot by mail go down to your polling place and drop it in the box. If you don’t, you’ve got to stand online and exercise your power of choice. That’s what this country is all about. Many great men over the last almost 250 years have fought and died for your right to vote. Honor them. Do your patriotic duty. Vote and wear masks!

 

You have come to this site for a reason. You have problems with your payday loans. You need help and you need it quickly. These advance loans make financial survival difficult. If you need help, you’re in the right place. Federated Financial is a 23-year-old payday loan consolidation company with an A+ rating with the BBB. We can help you. We can help you get out of debt and lower your interest rate down from a high of up to 700% APR all the way down to zero. In turn, this will lower your balance and lower your monthly payment. Times are tough now. Money is getting tight. Work with the oldest and the best. We can help you and most importantly we care!

 

Unemployment requests jump and some people just don’t seem to care!

We can help you with your payday loan consolidation

Job reports came out this morning and the numbers don’t look good. Almost 900,000 people applied for unemployment last week. The nation has been hovering around 800,000 new claims each week and it took a jump today. People not only aren’t going back to work, but more are losing their jobs. Where are our leaders? In the last couple of weeks both governors, Ron DeSantis of Florida and Governor Greg Abbott in Texas have allowed stadiums to open to full capacity. I watched the Texas A&M Florida game last weekend and I was shocked at how many maskless people there were in a crowd of 40,000. Florida comes home and announces that they’ll have a full house this coming Saturday. 80,000 people in the Swamp? Thanks, Governor DeSantis. Another spectacular job you’ve done there. It doesn’t look like it’s going to happen. Fate dealt with these poor kids who play football and totally rely on their coaches who are their mentors to protect them a horrible blow. 19 of those kids came down with coronavirus this week. That’s 19 boys because lets are real here. 18 and 19 and 20-year-olds aren’t fully grown men between the years yet especially in a protected college setting. They were let down by the people they trusted the most, their coaches and state government. It doesn’t look like Florida’s playing anything this weekend but the quarantine game. It’s really sad. These kids don’t get paid yet they can get sick. Numbers are spiking all over the country, yet these two governors say take off the masks and let’s play some football.

 

And now I digress for a moment. Why are there 900,000 unemployment claims this week? These are new unemployment claims. That’s because companies are going out of business for good given that some of our elected officials don’t recognize that there is an absolute pandemic still alive and well and growing in this country. These college kids are just pawns in the game of life to these universities and are just money-making machines for their schools. That would be not for themselves but for their school. Truth be told, our leaders don’t seem to give a s*** and it looks like the plan here is to achieve herd immunity. We saw how that worked out in Sweden. NOT!! I throw my hands up in the air when I see stuff like this and I want to stand on top of the Empire State Building in New York with the biggest microphone on the planet and scream “get out there and vote vote vote!!!!”

 

This is why people are out of work. If you are on this site because you’re having financial problems we can help you with your payday loan consolidation. Don’t be one of those people who should have done it. People went back to work and went back to the old way of taking payday loans. These loans are now going to bite almost everybody that has one, especially if these people lose their jobs. Let us help you get rid of those advanced Loans now before it’s too late. Federated Financial is a 23-year-old company that is rated A plus with the BBB. The Better Business Bureau has bestowed its highest rating upon us. There’s a reason for that. We do a great job. In most cases, we can reduce your interest rates all the way down from a high of 700% right down to 0. If you need help, start changing your financial future today. Call us. Our number is right at the top of the page. If you’d prefer to fill out our short form and somebody will get back to you during business hours….. within a half hour. We are highly respected and most importantly, we care!

Make a change start today! Reboot your Financial life!

Conclusion

As I write this the world is changing before us. More people are going back to work because they have to. The unemployment stimulus has run out and right now today it doesn’t look like any new help is in sight. Now, hopefully, people in this country start earning a living again and begin to dig out of their financial mess. This pandemic has hurt all of us in many ways. Many Americans have gotten into a specific kind of problem that can seem insurmountable at times. Each year 12 million folks take out payday loans. 12 million people taking out payday loans at interest rates that can run anywhere from 200 to 700% annually. During the last five or six months, businesses were closed.

Consequently, the collectors weren’t working and most of the collection lawyers weren’t working either. Now that people are back to work everybody is doing what they do. The problem is so are the collectors. Many fell way behind on these loans with no one to show them an easier way out. It’s ridiculous to think that some Americans who might be making minimum wage or a bit more are responsible for thousands of dollars that they truly intended to pay back when they took these loans out. And then came Covid19. There is no way anybody who has been through this pandemic without enough savings can pay these loans off in the time frame that the creditors want, and in a way that won’t cost up to 700% interest.

Fortunately, companies like Federated Financial exist and are able to help you out. Federated is a 23-year-old A plus BBB rated company. We are a debt consolidation company that specializes in consolidating your payday loans. Here is what we do. If you’re on this site odds are you have a problem. Take a moment. Fill out our short form, or simply pick up the phone and dial the number on the top of this page. You will be connected with a certified credit counselor. This person will explain to you what you need to do to get out of debt, using our company to perform that service for you. Advanced loans are tough. Thankfully we are tougher. We can work with your creditors and send them your monthly payment at a greatly reduced interest rate, sometimes as low as 0%. Yes, that is true. In most cases, we can have your creditors reduce your interest rates down to 0%.

As a 23-year-old company, we’ve worked with the companies that you’ve borrowed from for years. They know us and they trust us. Their goal is to get paid. They accept reduced interest rate payments from us because they know when we send them a proposal asking them to work with us on your behalf more times than not they will get paid. We carry the clout that only a professional, established company has. At a zero interest rate, you will end up owing less money, consequently paying less each month and getting out of debt much quicker working with us than you could do so yourself. It sounds simple. If you can make a reduced monthly payment it usually is. Take the time to make today the first day of the rest of your life. Clean up your finances and feed your family at the same time. We genuinely want to help you. We are exceptionally good at what we do, and most importantly we care. Check out our Frequently Asked Questions to educate yourself.

Staying healthy in the time of covid-19 and keep paying your bills!

Conclusion

It’s been an interesting weekend in America. I’m going to be nice. Before I’m nice I will say that I am a lifelong registered Republican. So, most of America is back to work. We all want to stay healthy. We want to take care of our lives. We want to earn a living, take care of our families, and stay away from COVID-19. We do not want it to make us sick. We’re living in a world that’s different. They call it the new normal and it might be the new forever. Perhaps it’s a better way to live than we had before. We will find out as time goes by. We need the vaccine but not until it’s safe. Vaccines work! If anybody doesn’t believe it, Google the word polio. Google the word measles. Google the words whooping cough. I could go on and on. My generation. The people who were born after 1955 never see those diseases again. They were eradicated from this planet with vaccines. Vaccines work! In order to stay healthy during this pandemic, when the vaccines become available to common folks like us we must take them and trust. My parents and all the parents who had children back in the 50s made sure we the children were vaccinated. Until the time comes when there is a safe COVID-19 virus wearing masks, social distancing, and quarantining ourselves if we get sick or suspect that we could get sick is an absolute must. I honestly don’t know anyone who has gotten sick wearing a decent mask and I’m not talking about the paper crap or the cloth. I’m talking about a decent respirator mask that can be purchased for pennies more than a dollar right now.

 

Unfortunately this weekend many were given a message that just isn’t true. Here’s where I’m going to be nice. We won’t mention names. We need to be afraid of COVID-19. It’s killed over 200,000 Americans. That’s something to be afraid of. It’s real. A certain VIP was diagnosed, allegedly last Friday, but it could have been last Monday because nobody’s telling. Fast forward and he’s out of the hospital on Monday night. He’s still positive but he’s going to quarantine at home and do his work from there. The problem is he tweets too much. He tells the public, do not be afraid of COVID-19. He tells the public that masks aren’t particularly necessary, see Any Coney Barrett’s introduction 2 weeks ago, and you’ll see what I mean. Including this particular person, 19 people are sick from that event. How sick, who will recover and who won’t is still up in the air! We do not know. Nobody social distanced, nobody wore masks. People need to be told what to do and the person who has the most power to do that is not telling the truth. So my message here is very simple and three-fold. Wear the damn mask. That should be a mandate. Social distance. Maintain at least 6 ft between you and whoever you’re speaking with. And, then you can go to work every day, feed your family and not worry about money. At that point, you can pay your bills. It’s a nice feeling to be able to take care of yourself. If you’ve run into problems with your payday loans Federated Financial can help. Federated can consolidate them in most cases at a 0% interest rate. We’ve been in business for 23 years and are rated A plus with the BBB. Just a thought because you’re on this site. Check out our videos for more information about our company.

 

Last thought. Don’t believe everything you hear or see on TV. Especially when it comes from a house that’s white. The man who lives in that house, that house that is white has a heart that’s black. He cares little for anybody at all except himself. Note, when someone gets out of the hospital and still tests positive they wear their mask when they walk inside their home. The man in the beautiful old historic house that’s white, can’t even protect the ones he loves by doing that one simple thing.