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Time flies, whether you’re having fun or not!

It’s hard to believe, but I blogged an entry like this last year this time. My words are going to be a little bit different but still on the same track. Kind of sad but it’s the way of the world today. I think I titled my original post, take me out to the ballgame.

Pitchers and catchers are reporting to spring training in about a week or so. That’s normal. And that’s what they did last year too. I believe last season started on July 20th. Now that’s an early spring training. Of course as we all know now baseball was shut down during spring training and didn’t reopen till summertime. It proceeded to limp through a 60-game season, an expanded playoff system and a richly deserved world series win by the Dodgers. Aside from the cheating Houston Astros, the Dodgers have been the best team in baseball for The last 5 years. Most everything I wrote in that pre-season article ended up coming true. And so we come into another spring training in the middle of a pandemic with hope in sight and what does baseball do? they plan on screwing it up just like they did last year, although I blame the players this time. Yesterday, the owners proposed a 154 game season, as opposed to 162 games. Unlike last year the players receive full salaries as opposed to prorated salaries for 60 games or the 154 games they play this year. Last year cost the players a a ton of money. Hundreds of millions of dollars. The owners took that problem off the table when proposing a baseball season that starts in mid to late May. The players refuse to budge on their 162 games. I’m watching politics in Major League baseball now. Absolutely ridiculous. There’s language in the collective bargaining agreement that the players were uncomfortable with. They felt this language could negate their full salaries this year. The owners were willing to take it out. The owners were willing to give them anything they wanted. They removed any reference to the commissioner and or his power to circumvent any agreement that was made. The players said no. As most everybody who’s reading this knows the players are unionized and the MLB players association is powerful. They pretty much have the owners by the balls. Not the baseballs.

The PS to this story resides in the future. After this year’s world series the collective bargaining agreement between players and owners expires. Both sides have reason to not trust the other. I believe that the players are right and I believe that the owners under report their income so they can underpay the people who make them the money that they make. And by the way. I don’t think anybody’s worth $30 million a year. Or 20. Or 10. This is a sport. But, it’s all about supply and demand. I agree with the players. The players didn’t create the monster. I’m talking about the ridiculous salaries. The owners did by bidding against each other for the best players. There are loopholes in the free agent system that cause much distrust against ownership amongst the players. I think the two biggest ones are the owners colluding against free agents. Guys that should be getting big contracts after they’ve served their initial six years with one team. These guys have been basically ignored during the off-season when teams used to be signing players immediately and to big dollar contracts. instead now ownership only goes out and immediately signs the best of the best, the elite in the sport and spends $350 million on 10-year contracts. Yeah I know it’s crazy. In 2019, a guy like Dallas Keuchel who had won the Cy Young award back in 2015 and still was a dominating sinkerball pitcher couldn’t sell himself in the off-season at all. As a huge baseball fan and a fantasy player, I could think of 25 teams that could use him as a number three or four starter with my first thought being the Yankees. That was back in 19. He ended up signing a prorated minimum contract after the June 1st draft in 2019 which made his signing non-compensatorial. This meant the team that signed him did not have to give up a draft pick. He’s gone on to have two strong years after this signing. He was well compensated with a 4-year contract last year that could earn him 74 million dollars over this time if the White Sox opt in for the fourth year. It’s a guaranteed 55.5 million dollar contract for 3 years. Now it’s hard to feel sorry for a guy who’s guaranteed 55 million dollars but it goes back to supply and demand and my question would have to be why wasn’t he worth that in 2019 all throughout the off-season and spring training? The word collusion stands out in my head! In addition Craig Kimbrel ended up signing the same type contract with the Chicago Cubs in June of 2019 and proceeded to have the worst season of his career. The Cubs resigned him anyway and in 2020 he continued to stink up Wrigley Field. It’s a crap shoot with some of these guys in their 30s. In addition, and this part is for hardcore fans only the owners have found the way of circumventing players service time and stealing an extra year from them. in other words instead of locking them up for six years they can lock them up for a seventh by simply calling them up two weeks after spring training ends. That would be instead of having them break camp with the major league team. This infuriates The players association and rightly so. It’s against the spirit of the agreement. So, when it comes time  to opening up the baseball season this year the players don’t trust a word the owners say. The collective bargaining agreement expires after the world series this season and for the first time since 1994-95, I believe there’s going to be a work stoppage. I also believe it’s going to last a long time. 1994-95 damaged the game in a big way. It took 10 years for attendance to come back to where it was before. They canceled the 94 season halfway through and didn’t crown a world champion. The labor beef extended into the 1995 season as well. If this happens again there’s a chance it could destroy the sport.

There is rancor and anger on both sides. The owners cannot continue to say they lose money with their billion dollar TV contracts. It’s very simple. It’s very difficult to take something that back you’ve given to a union. So there’s going to be a baseball season this year. Last year they limped to the finish line and they barely made it. This season, traveling every three or four days and without a bubble looks like it could be greatly interrupted and consequently the best team won’t win. Who loses? We the fans. Last year baseball had a replacement team playing games at their training sites so when they would lose two or three players to covid they had backups. In other words they weren’t putting their best product on the field. I think it sucks. A lot of other fans will think so too.

The owners position is that come May the virus will be more under control than it will be on the 26th or 27th of March when they plan on starting the season this year. They’re right. So what we have here is the beginning of cluster f*** season number two. We shall see if my words are prophetic again.

Just a quick note. If you’re on this site and you’re reading this article you’re here for a reason. Federated Financial is one of the oldest and most respected payday loan consolidation companies in America. We are in our 24th year and proudly boast an A plus rating with the BBB. We are your best solution to outstanding debt and we are here to help you. Just fill out our form, or give us a call during business hours and we’ll get back to you within 5 or 10 minutes. We’re here to help and we do a great job! We can help you lower your interest rates down to 0% in some cases and get you out of debt faster! We Care!

By |2021-02-02T19:15:12+00:00February 2nd, 2021|Categories: Current Events|Tags: , , , , , |Comments Off on Time flies, whether you’re having fun or not!

Who are we? Federated Financial, who are we? How and why did we get here, and how did we manage to stay?

Interesting questions. But the answers might surprise you. Money matters, helping people and dealing with creditors was something that I was always interested in. After my divorce I considered myself the king of debt! Most men and women reading this can probably relate. I felt lost, helpless and useless. I also felt like a bad person owing so many people so much money. I didn’t make enough money to pay all my bills. That was back in 1984. We had no internet to look up the things we can find today. Credit counseling consolidate debt bill consolidation payday loan consolidation. Although I don’t remember payday loans back then in the 80s I’m sure they were out there. I didn’t care where I got the money from as long as I got it. I was deep in debt and it sucked. I had a great business idea and a way to make money in my head and I borrowed some money from my father to take a shot. I was fairly successful. I did very well in the business that I chose and made enough money to pay my bills, to pay my creditors and not to have my creditors call me specifically because I had no creditors anymore. So between 1984 and 1994 I became debt-free. I was in the video business and owned video stores. We know how that worked out. How do you spell Blockbuster! All of a sudden the money dried up. Bills came in and there was no way to pay them. Who could keep up with a company that big? They were a money generating machine.  All they did was figure out new and really innovative ways to create cash for their burgeoning business. Their stores basically became little cash generating movie theaters except you took the movies back to your house. That’s the beginning . Companies like these pushed the little guys out and caused them to go bankrupt. Me included. that was the beginning though, the beginning of let’s watch our movies at home, save a lot of money and not pay all that ridiculous amount of money for refreshments. It was the start of what we do today which is stream at home. Yes we all stream at home now and we don’t even buy something that’s tangible. We are paying for something that we can’t see except if we turn the television on. It’s interesting. I was out of work, and though I wasn’t broke, I knew I would be in about a year. I needed to have an income . A steady income. I had one for 10 years. Love don’t pay the bills! I did a lot of soul searching and thinking about how I could make money. I also knew that being in the video business and having four stores I had created lots of good feelings and joy for people. That made me feel good. I decided that I wanted to create something that saved people money. Something that kept people out of debt. Something that did not allow people to get to deeply into debt. I decided all that based on my own experiences of divorce and debt that I mentioned before. I didn’t know how to go about it. I didn’t know what I could create that would put me in a position where I could actually help people eliminate their debt and eventually get out of debt. A lot of ideas are great but they require creativity and lots of thought. I knew there was a need. If there’s a need there has to be a product created to meet the need. In this case a product for people to get out of debt and stay out of debt hopefully for the rest of their lives. Two years pass and I realized that I was running out of money. I had enough money to pay my bills and lay out one lump sum to create a business. I was driving down in fort Lauderdale one day and saw a sign on a billboard. GET OUT OF DEBT RIGHT NOW! There was an 800 number right underneath. I wanted to know how they got people out of debt right now. This is what happened next.

 

As soon as I got home, no cell phones back then at least not one I could afford, I called that company. They really did get people out of debt. They were a nonprofit credit counseling agency. Interestingly my first thought was, what the hell is a nonprofit credit counseling agency? What is credit counseling? What is a 501c3? How did they help people get out of debt, by counseling them? Then I started to think is this like therapy? So I went down to the library, remember those people? I went down to the library and did some research and then I understood. They were the gold standard at that time. Not for profit credit counseling agencies were the gold standard for getting people out of debt and that was not a good thing. I didn’t know that it wasn’t a good thing when I was learning about their business but I quickly realized that they operated under rules and regulations that were dictated by the government and consequently couldn’t hire quality staff to get the job done. So now, we have a need and we have a product. What I needed was the ability to make a deal with the creditors. We were still at the dawn of the internet and snail mail was King. I spent 6 months calling and writing to Banks and asking them what their criteria was to work with me and after a certain amount of time I knew what had to be done. My problem was being in debt. I hadn’t worked in a while . I knew this would work. I was so confident that I took a second mortgage out on my home. I knew one thing . I knew for this to work for the consumer I had to have the absolute most qualified people working with me and teaching me. I wanted attorneys. I wanted attorneys with financial backgrounds who had the ability and the gumption to stand up for their clients. I found a few and in January 1998 I Incorporated FederatedFinancial.COM Services Inc.

By |2020-12-19T11:20:23+00:00December 19th, 2020|Categories: Advance Loan Consolidation, Current Events|Tags: , , |Comments Off on Who are we? Federated Financial, who are we? How and why did we get here, and how did we manage to stay?

Pardon me!

Wouldn’t it be nice? I hereby pardon myself for every bad thing that I’ve ever done in my life. That’s one large laundry list! I hereby forgive myself. I wouldn’t have done any of that stuff if I knew I was going to get caught! So I command you to forgive me for every crummy that I’ve done, and hereby declare I will not allow it to ever bite me in the butt. That’s because I’ve pardoned me and anybody that I’ve ever hurt can’t say anything to me about it. While I’m at it I want to pardon my kids. They are really did nothing wrong in their lives. Normal kid stuff. Broken window. Lighting a mailbox on fire. Some nasty egg-throwing instead of trick-or-treating on Halloween. They have been pardoned. This monarch has forgiven them and has thrown the umbrella of protection around them. And while I’m at it I think I’m going to pardon my attorney too. Even though he’s a lying scumbag who’s been involved with foreign powers who would like to see us just go away I forgive you buddy, and because I forgive you I hereby demand that everybody and every institution in this country forgive you too. Even though everyone knows you’re a conniving kickback taking 💰 the son of a B, you have been deemed untouchable by the king! Wouldn’t it be nice to have that kind of power? Enough said!

And now for the reason that you’re here. Federated Financial is one of the oldest companies in its field. We are in our 24th year of business and are proudly rated A-Plus by the BBB. We earned our stripes. We have helped hundreds of thousands throughout the years. We are able to take your payday loans and reduce their interest rates from six or seven hundred percent APR all the way down to zero. This can and will save you a lot of money. If you’re deep down in the darkness of payday debt, take a moment and fill out our form or simply give us a call during business hours and someone will get back to you as quickly as possible. A 24-year-old company provides you with assurance and comfort that we can get the job done and get it done right.

Let’s talk about finally getting out of debt! Another VE Day might be just around the corner!

Those of you who read this blog might look at the title of this post and say what’s different about today? We always talk about getting out of debt, especially at the end of each blog entry. There’s a big difference today. A potentially major development on the coronavirus front. Early this morning pharmaceutical giant Pfizer announced the efficacy of their coronavirus vaccination in controlled testing is over 90%. That should be the news of the year! Think about it… All of our lives will finally change. Interestingly, I don’t think we will go back to the way we but perhaps things might end up better in the long term. There will be a lot of things we can do we haven’t done in a very long time. They’re talking about rolling this vaccine out late this year and by the summertime of 2021 everybody who wants one will have one.

People can go back to work without fear. People can see their families and their loved ones without fear. Imagine hugging your grandchildren again! We can get on an airplane and fly without fear. Big business will slowly come back. Initially, the ones that come to mind are the travel industry, the airlines, and restaurants. Of course, there are plenty more. We can go to a ball game again. The movie theaters that we’re able to hang on will be open and packed. Our lives will finally change for the better. Of course, I believe that we will be wearing masks for a very long time. Just in different situations. I think that one of the positives that come out of this pandemic will be during the regular flu season they’ll be less pain and less death because people will be used to wearing masks. Masks and vaccines for both regular flu and Coronavirus might possibly save millions of lives a year worldwide. Masks will become part of our culture just like they have been for years in Southeast Asia. Finally,  some good news to raise our spirits during what should be the happiest time of the year. Next year it will be.

I compare this to VE Day because just like VE Day, it will signal the beginning of the end of a war. VE Day signaled the end of World War II in the European theater with the surrender of Germany. When this vaccine rolls out we will have won another war. I have my fingers crossed and will be reading about this every day. I know a lot of people that won’t take vaccines but I’ll tell you that my generation, the baby boomers were the beneficiaries of some amazing vaccines, starting with the one that eradicated polio from the planet. Fodder for another post.

This new vaccine will make it possible to go back to work and pay off your bills. At that point, you will be effectively able to reboot your life and start again. Let’s get started in a small way today. Let’s get rid of the payday loans. Federated Financial is an old respected payday loan consolidation company. Innovators, and well respected by your creditors. Next month we will start our 24th year in business. That says it all. We can get you out of debt and in most cases have your interest rate reduced all the way down to 0%. Right now you could be paying up to 700% APR.

Just fill out our form, contact us, or give us a call during business hours. We’ll explain everything to you and get you started if you feel comfortable with this concept. Payday loan debt consolidation works! Especially when you do it with the best company out there!

 

A few last election thoughts!

People will go to the polls. 70% of 2016 voters have already voted pollsters are backing off their predictions a bit. Who is going to be the next president? Coronavirus task force. No more TV meetings. Where is Dr’s? Birx Giroir, and Fauchi? Dr. Scott Atlas radiologist. Coronavirus costing Trump senior vote.

Federated Financial website. 23 years in a plus BBB rating.. 0% interest. Clients like family.

In about 40 hours, people will go to the polls ostensibly to elect our next president. I say ostensibly because I kind of believe he’s already been elected. As of today, almost 70% of the people who voted in 2016 have already voted either by mail or in person. The polls are crazy. Everyone is different and the Dems are still suffering from PTSD given what took place 4 years ago. My take on that is that nobody can predict or poll this election. It used to be said that people who voted for Trump kept silent and were ashamed to admit it or even said they voted for another candidate. That very well could be happening at the exit polls. How about reversing that? What if the shame vote is the Biden vote? I’ve not heard one person on TV mention that yet. What if that rogue Republican just can’t take anymore insanity, votes for Biden, but can’t tell their friends because he’s ashamed? That would totally reframe the polls.

 

In the last few days, all these talking head pollsters have kind of backed off on their predictions a bit. In addition the 18 to 21-year-old vote has only had about 30% of their registered voters come out and/or mail in their ballot. That’s a large segment of the population. No one knows which way they’re going to go. Do they go left? As in protest inequality, and gun violence, or vote the way their parents vote. Again pollsters do not know the answer. Then take into consideration the fact that usually, the early vote is democratic but given this time of covid 19 perhaps it’s kind of split down the middle. 70% of voters didn’t want to stand online this year because of that. Nobody knows any of these answers. So who’s going to be the next president of the United States. If I were asking myself that question have to lean toward Joe Biden. Here’s the thing. The coronavirus has been out of control for the last nine months. President Trump has forgotten about the coronavirus task force completely. We don’t see their meetings on TV anymore yet things are worse than they were when this group was formed.  Where is Dr’s? Birx Giroir and Fauchi? Trump has ignored them. For all intents and purposes, he has banished them from the White House choosing instead to rely on Dr. Scott Atlas, a man with zero experience in this field who is a radiologist. He reads x-rays. The lack of a coronavirus protocol has really put off a lot of seniors who can’t see their children and their grandchildren right now. This has been going on since February. Trump has lost a lot of that vote and nobody knows just how many people that would consist of. So, I think it’s going to be a contest. Like a sporting event except that the ramifications are much greater. Bottom line, I don’t know a soul who’s not going to be watching TV on Tuesday night.

 

You’re on Federated Financial’s website. That means you’re having problems with your payday loans. people don’t arbitrarily end up here. You’ve come to the right place. Federated is 23 years old with an A+ rating with the Better Business Bureau. We are experts in Payday loan consolidation and we’re here to help you. Our many years in business put us in a position to work with your creditors and have your interest rates reduced in most cases all the way down to 0%. That saves you money and gets you out of debt quicker. We can help you. Fill out our form or give us a call. We treat all of our clients like family….. and we care.

 

By |2020-11-01T22:59:48+00:00November 1st, 2020|Categories: Current Events|Comments Off on A few last election thoughts!

I just voted!

Just came back from voting. I think it’s imperative that we all vote especially this year. It doesn’t matter who you vote for but we’ve all got to care. We’re in this together. This might be the toughest time in our country’s history. Everyday something else seems to fall apart and now covid is back full bore and ready to start murdering people this winter. Sad situation. I know people think voting can be a real pain. I was one of those people but from the time that I was given the privilege, I always used it. I’m a child of the sixties and early seventies and we were the original protest generation. The thought of not exercising my right to vote was not an option. Technology and good judgment have finally made it one of the easiest things in the world you can do. Many people are doing what I do now. For the last 20 years, I’ve been voting while sitting my butt on this couch. Let me tell you how I do it so next time we have an election it’s not the pain in the ass you think it is and you’ll get out there and vote this way. I get my ballot through the mail. Once I receive that ballot it will never go through the mail again. It’s very simple. Go online to the supervisor of the election site in your area and just request a mail-in Ballot. I received mine 6 weeks before the elections. It affords me a lot of privilege. Convenience is really down on the bottom of my list but it certainly is a consideration. Most importantly, I’m able to sit here with my tablet in one hand and my ballots in the other and research each candidate. I never was one to vote party only. I try and vote for the person who best represents the people and who will have integrity and intelligence while doing their job. I research every candidate and make what I feel is the right decision for myself. Now like many, especially in these times I don’t trust the USPS. Not for any particular reason except that with all this BS floating around about election tampering I want to be the one who touches that ballot last before it goes in the Box. You can find out more on our Educational Resources page.

The system seems to have been set up perfectly to have all those things happen. I finished voting at about 2:00 today and drove down to my local polling place. Parking was easy. I had to walk about a hundred yards …no big deal. I didn’t stand in that long line of people. I held up my mail-in ballot and a gentleman who worked there pointed me to a door that didn’t have anyone in front of it. Nobody was lined up for that door. I walked in turned left and two feet in front of me was a poll worker who asked me if she could see my sealed ballot. She looked at it, said thank you, and told me to put it in this gigantic steel safe with a mail hole on the top. I did that, she handed me one of those I voted stickers and said it gets picked up three times a day. From there on I trust the system. I believe that there are checks and balances and in addition in two or three days, I can go to the supervisor’s site and make sure the ballot was received and counted. On top of that, I left my phone number on the front of the ballot in the space that was provided, and they will call you if there’s a problem with the signature or something like that. That’s how easy it is to vote. I was home in 20 minutes round trip. We live in a great country. My dad’s generation, which is considered the greatest generation of all time fought for this country. They fought for our right to be free. They fought for our right to be a democracy which gives us the right to vote. My father flew airplanes in the United States Army Air Corps. Every day he went up in one of those B-17s, which became B-24’s as the technology progressed, he and everyone else who flew risked their lives. Those airplanes were called flying coffins. I avail myself of my right every time that I can. I do it because I want to . I do it because I believe that we all need to, and I do it because I respect the people that fought to put us in a position where we have a say in who rules this country. You see my point. That’s my post for the day. Everybody stay safe and please wear a mask. It doesn’t make you less than, it makes you a hero. It makes you a patriot.

You have visited Federated Financial’s payday loan consolidation site. We are the kind of company that takes your outstanding Advance loan debt and in most cases is able to get your creditors to reduce your interest rates from a high of 700% APR all the way down to zero. Just get you out of debt and a quicker time than you could do so yourself …..with a much lower monthly payment. Those postdated check loans are financially dangerous. The business model that your lenders use is geared to keep you in debt for many years paying unnecessary fees and ridiculous interest rates. We can definitely help. 23 years in business with an A+ rating with the BBB says we are the best. And We Care.

Staying healthy in the time of covid-19 and keep paying your bills!

Conclusion

It’s been an interesting weekend in America. I’m going to be nice. Before I’m nice I will say that I am a lifelong registered Republican. So, most of America is back to work. We all want to stay healthy. We want to take care of our lives. We want to earn a living, take care of our families, and stay away from COVID-19. We do not want it to make us sick. We’re living in a world that’s different. They call it the new normal and it might be the new forever. Perhaps it’s a better way to live than we had before. We will find out as time goes by. We need the vaccine but not until it’s safe. Vaccines work! If anybody doesn’t believe it, Google the word polio. Google the word measles. Google the words whooping cough. I could go on and on. My generation. The people who were born after 1955 never see those diseases again. They were eradicated from this planet with vaccines. Vaccines work! In order to stay healthy during this pandemic, when the vaccines become available to common folks like us we must take them and trust. My parents and all the parents who had children back in the 50s made sure we the children were vaccinated. Until the time comes when there is a safe COVID-19 virus wearing masks, social distancing, and quarantining ourselves if we get sick or suspect that we could get sick is an absolute must. I honestly don’t know anyone who has gotten sick wearing a decent mask and I’m not talking about the paper crap or the cloth. I’m talking about a decent respirator mask that can be purchased for pennies more than a dollar right now.

 

Unfortunately this weekend many were given a message that just isn’t true. Here’s where I’m going to be nice. We won’t mention names. We need to be afraid of COVID-19. It’s killed over 200,000 Americans. That’s something to be afraid of. It’s real. A certain VIP was diagnosed, allegedly last Friday, but it could have been last Monday because nobody’s telling. Fast forward and he’s out of the hospital on Monday night. He’s still positive but he’s going to quarantine at home and do his work from there. The problem is he tweets too much. He tells the public, do not be afraid of COVID-19. He tells the public that masks aren’t particularly necessary, see Any Coney Barrett’s introduction 2 weeks ago, and you’ll see what I mean. Including this particular person, 19 people are sick from that event. How sick, who will recover and who won’t is still up in the air! We do not know. Nobody social distanced, nobody wore masks. People need to be told what to do and the person who has the most power to do that is not telling the truth. So my message here is very simple and three-fold. Wear the damn mask. That should be a mandate. Social distance. Maintain at least 6 ft between you and whoever you’re speaking with. And, then you can go to work every day, feed your family and not worry about money. At that point, you can pay your bills. It’s a nice feeling to be able to take care of yourself. If you’ve run into problems with your payday loans Federated Financial can help. Federated can consolidate them in most cases at a 0% interest rate. We’ve been in business for 23 years and are rated A plus with the BBB. Just a thought because you’re on this site. Check out our videos for more information about our company.

 

Last thought. Don’t believe everything you hear or see on TV. Especially when it comes from a house that’s white. The man who lives in that house, that house that is white has a heart that’s black. He cares little for anybody at all except himself. Note, when someone gets out of the hospital and still tests positive they wear their mask when they walk inside their home. The man in the beautiful old historic house that’s white, can’t even protect the ones he loves by doing that one simple thing.

Some more random thoughts from a real PDL consolidation company!

About Major League owners

Broward Dade and Palm Beach County beaches are opening tomorrow. Now that’s important, not!! At least the powers-that-be were smart enough not to open them today. They would have been inundated with people but for the fact that we are having monsoon rains and nobody would have come out anyway. Restaurants are opening up. They’re putting as many tables outside as they can because they’re allowed to have diners outside. Inside is another story. I believe they’re only allowed to open up 50%. In addition, they need to follow complete social distancing rules and consequently have everybody seated the requisite distance apart. I’ve seen videos of restaurants installing partitions in between booths. I’ve also been reading that in some of the smaller restaurants the ventilation systems are not new and consequently will not filter the virus but spread it around the room if somebody were to sneeze or cough. To me, that looks like a disaster waiting to happen but I’m not an expert. Thank God! Look where the experts got us. Beauty salons and barbershops are opening up tomorrow in South Florida.

That’s exciting. Not!! I need a haircut. Everybody I know needs a haircut. 90% of the women I know need to take the gray out. My question would have to be, is my hair worth my life? I already know the answer. Think about it, these places will be filled to 50% capacity. 6-foot social distancing, and a hairdresser wearing a mask standing in front of you. She is leaning into you while she’s cutting your hair. Now I’m one of those people that wears a cloth mask that ties in the back twice. In addition, there is a pouch of the mask for a HEPA filter which I use. I feel extremely protected. What about the people who are wearing paper masks. Somebody’s going to sneeze. Somebody’s going to cough. We’re human beings it’s what we do. The CDC says that 35% of coronavirus cases can be asymptomatic. If that truly is the case everybody is susceptible to catching it and all the thermometers taking temperatures and all the precautions and the assertions that people make about not being sick are all useless. Nobody has a clue as to whether they’re sick or not if they feel fine. I’ve also read that a good number of swab tests, those tests where they stick a footlong Q-Tip up your nose have been coming back false negative. Some people do not have as much virus inside of them as others do and consequently, the swab does not pick up enough of the virus to register positive. This massive reopening is not a wonderful thing. I don’t care what any politician says, red or blue. The bottom line is if there’s no way to take a test that gives you an accurate result there’s no way we can all go back to work. It’s really very simple. In addition, if this whole thing blows up and I hope it doesn’t, the country will be shuttered again. That could very well be the end of the economy as we know it for the next 20 years. That’s a disaster in the making.

On a more pleasant note Major League owners, and the MLB players association will be sending figures back and forth to each other regarding the percentage of pay that each player will make this year. It looks like they’re going to play ball! Even in an empty Stadium, it would be a welcome relief. A strand of normalcy in this crazy world we live in. they need to resolve their issues this week because spring-training number two would have to start the following week and hopefully by the third week of June the schedule will be redone and will have baseball back. at this point, both the players and owners realize that Major League Baseball attendance has been down every year over the last seven years and the last thing they want to do is take a year off and let people forget how much they love the game. I could never forget, but the casual watcher can. They’re going to make it exciting. Half a season. Sprint to the finish. And they’re talking 10-team playoffs. Sounds like fun. Governor Andrew Cuomo of New York has officially stated that it’s time to play ball in New York and he’s offered any team having a virus problem in their home state to relocate in New York for this training. New York and New Jersey have three large ballparks. Yankee Stadium, Citi Field, and Giants stadium right across the river in Jersey. In addition, Minor League Baseball thrives in upstate New York. Syracuse, Binghamton, and many other small towns are home to minor league teams and have first-class facilities. This is an ongoing story but it is a step in the right direction and hopefully, it all works out. I don’t know how they will keep everybody healthy but they have a list of protocols that could fill a phone book. Fingers crossed on this one.

Finally, on the financial front, leaders in both the house and the Senate from the red and blue States all agree that stimulus checks should be sacrosanct. in other words, they are in the process of putting together and passing a bill right now that’s going to protect the stimulus check that you’ve either received or are going to receive very soon, from any claim a creditor may lay on it. In other words, these checks are like Social Security checks or retirement accounts. Uncollectible! I think it’s the right thing to do and many states have instituted noncollection mandates. It’ll soon be law. What about payday loans. Many payday loan companies are run by Native American tribes. They work on sovereign Indian land and are exempt from collection laws. If you need real PDL consolidation help you need us. You have borrowed through the years and many folks have run up some serious PDL debt. Rolling one high-interest loan into another is not the way to do it. You need payday loan consolidation from a real PDL consolidation company. I keep calling us real because we do the job we promised to do. We’re a 23-year-old company with an A+ rating with the BBB. We have impeccable credibility and great relations with your creditors. They work with us and they work with our program. We have integrity, and will they know when we tell them you’re working with us more than likely they’re going to get paid. There are plenty of bad actors out there taking money from the people who can least afford to pay it and are not doing the job. You’ve stopped on this site, you’ve looked around. If you need help starting today, give us a call, or fill out our short form and somebody will get back to you first thing tomorrow morning. For real PDL consolidation, Federated Financial is your answer and your bridge to financial freedom.

So who consolidates credit cards? Federated Financial that’s who!!!

Conclusion

Yes, we do! We’ve been consolidating credit card debt for 23 years. We know our business. We’ve all run into some hard times. many people have been out of work for a couple of months now and unemployment has never been this high. If this reopening plan works properly and the country does get back on its feet hopefully quarters 3 and 4 will reflect the rise of employment but it won’t happen right now. So, you’re deep in credit card debt and you’re a couple of months behind. The banks will start calling again pretty soon. What do you do? Do you take out another loan and pay all those payday loans off at once.

That would give you one monthly payment which wouldn’t be a terrible thing, but, we can give you that one monthly payment too…. That’s right, it’s an installment payday loan consolidation. You’ll be paying a lot of interest and penalties if you make your own payments. Even paying in full is not going to save you from all those late fees. In addition the high interest rate you are charged while running up this payday debt will still be there every month until the entire debt is paid off. We can help you. We are veterans of credit card consolidation. We’ve worked with your creditors for many many years.

In most cases we are able to renegotiate your debt for you, get you a lower payment had a shorter time to pay these credit cards off. In addition your interest rates will probably be greatly reduced and we can save you some where’s between 30 and 50% in total. I couldn’t imagine what you might be waiting for. You’re on our side because you’re in debt. Many of you are in credit card debt. If you want to consolidate that credit card debt give us a call, or fill out that short form on our page and somebody will be back to you first thing tomorrow morning. It’s really that simple. Let’s cast some light on this darkness. Let’s get you out of that debt in the shortest amount of time for the least amount of money. We can do that. We’ve been doing it for almost a quarter of a century and we do it well.

By |2021-03-26T11:47:52+00:00May 25th, 2020|Categories: credit card consolidation, Current Events, debt-consolidation|Tags: , , , |Comments Off on So who consolidates credit cards? Federated Financial that’s who!!!

Why are payday loan companies important?

What payday loan company can do?

I know that’s a crazy question to ask given that you’re on this site looking for real Payday loan consolidation. Payday loans are the reason you’re here and they’re probably a major thorn in your financial side, so to speak. I believe that payday loan companies can serve a purpose in our economy for many people that live paycheck-to-paycheck. As we come out of our homes, and slowly go back to work there will eventually be paychecks rolling in. We’re not quite there yet but in most States it’s going to happen soon. President Trump has stated that he will not be sending any more stimulus checks out in the near future. I actually understand that because printing money that we can’t back up devalues the dollar. We don’t want to do that because it will destroy the economy. My guess is you’ve spent stimulus money on bills that are essential and many people are finding it tough to make ends meet.

Now that’s where a payday loan company comes in. Payday loans can be a short-term play for people whose credit is not good enough for a bank loan. In those circumstances it’s a perfect solution. Remember one thing. You are paying anywhere between two hundred and 400% annually for this loan. Pay it back in two or three months and it worked out well for you and didn’t cost you much money. It was there for an emergency, and that’s what you used it for. Pay it off quickly and you’re fine. There are many who are reading this article, who are not able to pay it off quickly. That’s where the usurious rates that PDL companies charge become unaffordable. When that happens the best thing to do is ask for help. Federated Financial is a twenty-three-year-old institution, that is rated A+ by the BBB. Very important. The longevity factor is key in getting your interest rate reduced and in most cases reduced down to 0%. That allows you the opportunity to make smaller payments over shorter period of time. Our longevity factor has given us time to build strong relationships with your creditors. These lenders know us and trust us to make sure your payments get to them on time. Our BBB rating says it all. We are trustworthy. It also says that we are good at what we do. We’re proud of that. We are truly a real PDL consolidation company. We do what we say, which is something that many of the bad actors out there do not do. We can help you. We are one of the real PDL consolidation companies. I say real as opposed to fake because this company has been around for many many years. If you need help please use our number at the top of our homepage or fill out our short form and one of our certified counselors will get back to you as soon as possible. You’re in debt, and Federated Financial can help you. We treat you like family and we care!