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LOAN RELIEF BLOG2022-02-09T18:25:05+00:00
807, 2020
More stimulus on the way?

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It might be time. Republican senators are warming to another stimulus check for Americans with one large caveat. They’re talking about lowering the income threshold from $75,000 a year, all the way down to $40,000 a year. What’s the reason for that? Simple answer. It would save the country billions of dollars. It also puts another dagger in the heart of what keeps this country running. Middle-class people. It’s often been said that there is no middle class anymore and it seems as though our government truly believes that. If they didn’t they would take better care of the people who reside in that category. I find it to be distressing that restaurants are being closed again and so are gyms. As recently as yesterday this has started happening across America. These are neighborhood places. Many owned and operated by small business people who are our neighbors. Middle-class people working hard to make a living. I don’t necessarily disagree with the idea that workout facilities and restaurants are a cause of spreading viruses. What I disagree with is prioritization. Makes me wonder? Wouldn’t a Casino be a much larger breeding ground for a virus than a local restaurant? That’s a rhetorical question because the answer is obviously yes. Casinos are owned by corporate America and most publicly traded companies with one exception being native American properties. Why isn’t the middle class being prioritized here? Does the government really think that a family of four can survive on what’s left of $75,000 after taxes? Have the Republicans lost their minds? That might be a better question? It’s difficult to understand the inner workings of closed-door government dealing with issues, but it sure looks like this president is taking care of his own, American corporations before he takes care of the backbone of this nation which is the working middle class.

This brings me to my next point. Why are you on this site today? The answer is obvious. You are overcome by your payday loan debt and looking for payday loan solutions. Fortunately for you, you’ve come to the right place. We’re Federated Financial. We’ve been in business for 23 years. We have an A+ rating with the BBB. We are one of those payday loan consolidation companies that can really help you. There are many payday loan consolidation companies out there but none of them have our longevity or our genuine concern or ability to help the clients. Our many years in business puts us in a position to help you with your payday loan debt consolidation. When you work through us your creditors listen. They know us. In most cases, they will reduce your interest rates from up to 700% annually, down to 0% based on your working with Federated Financial. We are exceptionally conscientious and I believe that we are an absolute industry leader. You need help and you can get help starting today. You need to take the first step. Call us, or fill out our form on the front page and somebody will get right back to you as long as it’s during business hours. If not we’ll get back to you first thing the next morning. We will explain this program to you and tell you all your options. Regardless of whether or not you use our program, you will be extremely well-versed on how payday loan debt consolidation works. We can help you. Start today and finish sooner. I believe we are the best at what we do because we genuinely care.

307, 2020
Take me out to the ballgame! Coming to a stadium near you on July 24, 2020…..Or maybe not!

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The news is scary. It seems like COVID-19 is everywhere and spreading. Kind of a strange time to open up the baseball season. MLB plans on playing a 60 game season using a new protocol that they believe hopefully will inhibit COVID-19 from infecting the players. They will be playing in empty ballparks! A 60 game season has plenty of perks, especially for the bad teams. Any team can get hot for two months and surprise the country. There could be a longshot champion this year if… If they complete the season. I’ve written a lot about baseball in this blog. It is my favorite sport. So here’s my take. There will not be a 60 game schedule this year. Sanitation, separation, and only regional travel won’t make a difference. There will be no spitting, no tossing the ball around the infield, and certainly no high-fives or hugs. If it happens it’s going to be strange to watch. I hope it happens. Deep down I don’t believe it can sustain. They are 1800 major-league players on their team rosters right now. Umpires add to that total. Too many people and too much virus to save the season. I’ve read that the NBA is watching closely and will decide whether or not to play this year based on what happens to baseball. So, It seems as though professional athletes can be put out of work just like everybody else. The difference is most of them are extraordinarily wealthy and can afford it.

Here is my point. COVID is spreading once again. Anybody can be put out of work at any time now. This is the time to get your finances in order. Many people have gone months without paychecks and are just back at work. They’re struggling to pay their bills. They’re trying to pay their payday loans down. People need to pay down payday loans before the looming specter of job loss occurs again. Payday lenders have loaded you up with fees and interest that can total up to 700% each year. There’s no way to get out of debt in a short period of time paying rates like those. Federated Financial, our 23-year-old payday loan consolidation company can change that scenario. We are recognized By the BBB as an A+ rated company. That gives us clout with your creditors, Consequently, in most cases, we can get them to lower your interest rate down to zero and have you out of debt in a much shorter period of time then you could do so yourself. Payday loan debt sucks. It’s financially crippling. We are able to help you. We are one of the oldest companies of our kind in the country and we treat our clients like family. Give us a call during business hours or simply fill out our form and somebody will get back to you. We can get the job done! We care!

2706, 2020
This is the best time to consolidate your payday loans!

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Why? Why is this the best time to consolidate your payday loans? 25 States are in the red zone dealing with large coronavirus outbreaks. Big States, California, Texas, Arizona, and Florida to name a few. Here’s the problem. Many have gone back to work. When you’re working you can borrow. When you borrow you have to pay it back or face consequences that might even include lawsuits and judgments. Defending those cost a lot more than paying off your payday loans. The problem begins when some of these states start rolling close-downs. A rolling close down is when hotspots in the particular State that’s affected are closed for a certain amount of time until the area cools off a bit. Unfortunately, this means many will be out of work. Although it will hopefully be for a shorter time than before, people still won’t be earning a paycheck. Right now with money coming in is it a good time to take care of this debt that will haunt you for as long as it’s out there. Payday lenders are known to be very aggressive when it comes to collection on these loans. Borrowers are out there paying 200% all the way up to 700% interest annually on their payday loans. While it may impossible for you to pay off your payday loans due to the high rate of interest you’re being charged, payday loan consolidation will make all the difference. Payday loan debt consolidation is simply you making your payments to your particular lender through Federated Financial, a 23-year old A+ BBB rated company, and in turn, having us forward your payments to your creditors. Many may ask, what is the financial advantage? The answer is simple. In most cases, our payday loan consolidation company can have your interest rates reduced all the way down to 0% by simply making your payments through us. Yes, you read that correctly. And turn that will reduce your interest rate down to zero and allow you to have a smaller monthly payment and a shorter time making those payments to get out of debt. The goal here is to be debt-free if and when you get shut down again. We all need to take into consideration that this pandemic will not last forever. More than likely in a couple of years it will be a memory. My contention is that people need to get rid of this kind of debt as soon as they can. To have it sit for two, or three, or four months do to another shutdown will cost you quite a bit of money in interest and late fees as opposed to paying it off while you still can at a monthly number you can completely afford.

When choosing a payday loan consolidation company to work with, the two most important things to look for are age and credibility. Our twenty-three-year-old company has been open that long for a reason. We do our job. The BBB gives us an A+ rating which in turn gives us credibility with you the customer, and just as importantly your creditors, with whom we’ve been working with for many years. Our relationship with your creditors almost ensures that they will accept our proposals to reduce your interest rates down to 0%. You’re on our site. That means you’re needing help. You’ve come to the right place. We are one of the grandfathers in this business and we treat our clients like family because we care. Call us today, or alternatively fill out the short form on our home page and someone will get right back to you.

2706, 2020
The payday loan rebellion has started!

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For many years legislators have talked about capping payday loans. 12 states and the District of Columbia, currently outlaw payday loans. If you’re curious, the chart is on this website. Click on the green map halfway down the homepage to see all the states where payday loans are illegal. But, it’s finally happening. 120000 people from Nebraska have signed a petition hoping to cap payday loan interest rates at 36%. That petition has more than a hundred and twenty thousand signatures. It will likely appear on the November ballot. People from Nebraska annually pay roughly 28 million dollars in interest and fees to payday lenders. Read the full store HERE.

That’s outrageous! More importantly, it bastardizes the initial reason that this whole business was created. In this blog, I’ve mentioned more than one time that in small doses, and for the right reasons, payday loans are the last chance outlet for people with poor credit to obtain money for necessities for a very short time. The operative words here are a very short time. Greedy entrepreneurs have taken this particular business model and twisted it for their own good and turned it into something that hurts not helps the consumer. One-quarter of this country has already decided they will no longer accept this, and the rebellion now continues. There are 28 million reasons why Nebraska is doing this. The GOP seems to have no interest in helping the core group of people that use the services. The Consumer Financial Protection Bureau was conceived by senator Elizabeth Warren in 2007. It began operation on July 21st, 2011 under the leadership of President Obama. Aside from a bunch of legal wrangling this agency has done very little since its inception. Under President Trump, it’s almost like this agency doesn’t exist. His people run it. First, it was Mick Mulvaney, and now Kathy Kraninger. If you read this blog you’ll know that I’ve written a lot about her. I believe she gets paid a lot of money to do absolutely nothing. Consequently, Nebraskans have taken things into their own hands. At 36% short term, and by short-term I mean for a week or two max, a payday loan is a viable alternative for people that are having one-off and desperate financial difficulty. Check out Consumer Finance Gov Site here.

If you are an American who is having payday loan difficulty you are on the right website. Consolidating your payday loans is what we do. We can reset the timer back to zero. I mean that literally. We are a 23-year-old payday loan consolidation company with an A+ rating with the Better Business Bureau. We do what we say and we say what we do. Consolidating your payday loans is not difficult when you have the reputation we do. Your creditors readily work with us and in most cases will lower your interest rate from between 200 and 700% annually all the way down to zero. That’s right we can consolidate your payday loans at 0% interest in most cases. It’s a simple process and we are extremely experienced. Our track record speaks for itself. Give us a call during regular business hours or in the alternative simply fill out our short form and someone will get back to you during business hours. Make us your financial go to when you are in Payday loan debt. You’ll be glad you did. We treat our clients like family and we care.

1806, 2020
And so the Advance Loan Consolidation conundrum! Should I or shouldn’t I, and is Debt Consolidation good for you

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I believe it’s a gift, but let’s digress for a moment. Let’s start with a better question? Should you take a payday loan under any circumstances? Most of the so-called experts will tell you no. No matter what happens never deal with payday loan lenders. They’re one step above, or perhaps one step below loan sharks. Their interest rates run between 200 and 700% annually and they charge outrageous fees. All of this is true. And I’ll digress one more time. Why are there payday lenders out there, and more importantly why do people take these loans?

My contention is, if used properly payday loans are not bad. Payday loans were created for a reason and then bastardized over the years. They were created because there are many out there with poor credit who are unable to get a conventional loan. There was no place for these people to borrow the 50, or 100 or $200 that they needed until Friday just to feed their families. Payday loans are nothing more than pawnshops without the collateral. My point is that used properly a payday loan can come in handy for a week or perhaps two. Payday lenders don’t want you to pay them back over a couple of weeks. Their business model is set up to create an endless cycle of debt, with one loan rolling into another. Changing the business model somewhere along the road is what made these companies that were initially a win-win situation, into a lose-win situation with the consumer being the loser. Therefore payday loans CAN work and they’re not a bad thing if they’re paid back quickly.

And now we come to the reason that you’re here. You borrowed money in good faith and more than likely got stuck by the Coronavirus. What I’m getting at is that you probably lost your job and weren’t able to pay your payday loans back. Now the country has reopened and your phone is ringing off the hook. Collectors are back at work collecting. What do you do? The answer is really simple and it shouldn’t cause you any financial stress. Payday loan debt consolidation works. You’re on our site so during business hours just give us a call. In most cases, we can lower your interest rate down to 0%, which in turn gets you out of debt more quickly and for less money each month. Why use Federated Financial to consolidate your payday loans? Because we make it easy. We’ve been in business 23 years and still maintain a Better Business Bureau rating of A-plus. As I mentioned, give us a call and speak to a certified credit counselor. in the alternative fill out our short form and a certified credit counselor will get right back with you during business hours. Your counselor will go over your debts with you and provide you with a new monthly payment, more than likely interest-free, that will get you out of debt in the shortest amount of time possible. In addition, the phone calls will stop. This will take away your anxieties regarding your debt. Payday loan debt consolidation works. We’ve proven that for well over two decades. Let’s get started today! We’re great at what we do and we treat our clients like family. We care!

1506, 2020
Take me out to the ballgame! Not this year! Coronavirus=Pain, Sickness and Payday Debt!

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No Baseball and 7th inning stretch this year. If you read the news you’ll know that the players and owners have been bickering about how much, and who gets what. Unfortunately, it looks more and more like the decision is being taken out of their hands. It looks like the coronavirus has taken control of the decision-making process and regardless of what kind of financial decisions both sides would come to at this point, there’s probably going to be nowhere to play. Initially Florida and Arizona we’re going to be the sites for the teams that wanted to go back to their spring training facility for a short time to become game ready. Everyday It becomes more evident that Florida and Arizona will be out of the picture. We all know there’s been a big spike in both States. So training stadiums are out. At this particular time, major league stadiums look like they’re out of the running too. That would be either for training or for actual games. The problem is the Coronavirus. Neither the owners nor the players union has brought this up but there’s no isolating from this sickness. Their safety protocols won’t work. Even with empty stands given the close confines of locker rooms, it only takes one guy to get it. Truth be told, it’s probably not worth it to the players. Young men with young families risking their lives for the money that they can make next year instead. The problem with regular-season stadiums is the states in which many teams play. Texas has two major league teams and the state spiking big time. The Houston Astros, and the Texas Rangers. There’s no place that would probably be considered safe enough for them to train or to play. California. The Los Angeles Angels, the Los Angeles Dodgers, the Oakland Athletics, the San Diego Padres, and the San Francisco Giants. The way baseball planned on dividing up the teams into new divisions for this year there’s no place for many of these teams to play their home games. In addition in Florida, you have the Marlins, and Arizona has the Diamondbacks. Again, two more spiking states that would be dangerous to the young men who play. Baseball is at a crossroads. It doesn’t look like they’re going to make it this year regardless of all the rhetoric that comes out of the MLB main office. Right now you’re not hearing anything from the NBA or the NHL. I’m sure they want to finish their seasons and at least get the playoffs in. They’re going to have the same problems as baseball. Regarding football, I’ve always thought that being a lineman puts them about three inches away from kissing their opponent. These guys line up head to head and they’re breathing heavily because they’re working hard. There’s no way shape or form these people can play football and not infect each other. All four leagues are talking about sequestering the players. There’s only so much sequestering you can do with a bunch of young and independent people. There are just too many people we all come into contact with every day and it only takes one to start the storm. And there goes, take me out to all the ball games until next February when spring training begins again, hopefully. My opinion, but if you read through this blog you’ll see quite a few things that I have predicted. When it comes to baseball I really hope I’m wrong. I miss it. My MLB TV subscription has been paid for since January!

Pain, yes there’s Pain still floating around out there in the air and nobody can see it but they sure feel it when they get sick. It’s easy to use the expression,” the cases are spiking in (fill in the state). Let us not forget that they are spiking with real people getting sick and going through some of the horrible things that many do when they catch this thing. I’m a senior citizen and I’ve lived many years yet I’ve never seen a sickness that doctors and scientists don’t completely understand and that has so many different symptoms that could cause so much grief. I don’t think I fear it because I live my life, but I certainly have a healthy respect for it, and unlike our President, I always wear a mask.

Now, let’s talk about financial pain. I don’t believe it’s going to be as bad as the first wave. I believe epidemiologists have a handle on this and have a plan to mitigate both sickness and business closure. In the beginning, they talked about rolling closures. I think we’re going to be living that way for a while now. Rolling closures for simply closing hot spots for a short time until the virus lets up in any one of those particular areas. The country will not be shut down again. The economy can’t afford to take another hit and bounce back. There are so many things going on here at once. Kind of scary. Every day is a new chapter in our new lives. You’re reading this article for a reason. You’ve come to our site because you’re having problems paying your bills. In this case, I’m directly referring to Payday loans because this is a payday loan consolidation site. I can tell you that you’ve come to the right place and you’re considering the absolute best company out there! What gives me the right to say that. Payday loan consolidation is an art. It involves longevity and respect for the company you choose to do business with. Respect is earned with the longevity component. 23 years in business says we do one heck of a job and in addition, our A+ rating with the better business bureau says it all. We have the respect of your creditors. When we electronically inform your payday loan lender that you’re working with us, the powers that be within those companies feel confident that in most cases they’re going to get paid. We have a track record with all of these lenders developed over the decades. When you’ve been in business for over two decades you command the respect of the companies you do business with. That’s just the way it works. When choosing a payday loan consolidation company you look for that longevity and you look for that BBB rating. Both of those things say a lot. In most cases, we can help you reduce your interest rates from anywhere between two hundred and 700% annually down to 0%. That’s saved you a ton of money and just as importantly get you out of debt in a shorter amount of time then you could do so yourself. Payday loan consolidation is real and it works. It just depends on who you choose to do yours. You are here. Fill out our form and hit submit or simply give us a call during business hours. We can help you. We treat our clients like family and we care.

1206, 2020
What company consolidates payday loans and credit cards? Federated Financial is the only choice!!!

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We’ve been consolidating credit card debt for 23 years. We know our business. During a lifetime everyone will eventually run into some hard times. Many people have been out of work for a couple of months and unemployment has never been higher. If this reopening plan works properly and the country does get back on its financial feet, paychecks will once again become regular. Hopefully, quarters three and four will reflect the rise of re-employment, but it won’t happen right now. For now, you’re deep in a payday loan, or credit card debt and you’re a couple of months behind.

As all businesses start to return to normal, the banks and the payday loan companies will start calling again. This will happen soon. What do you do? Do you take out one high-interest loan to pay off your other high-interest loans? That would pay all those payday loans and credit cards off at once. That would also give you one monthly payment which wouldn’t be a terrible thing, but the cost of that loan is still steep. Federated Financial can give you that one monthly payment too… It would be an installment payday loan consolidation.

You’ll be paying a lot of interest and penalties if you make your own payments. In the case of your payday loans, not consolidating them one way or another costs you somewhere between 200 and 700% interest annually. To continue paying monthly is not going to save you from those interest rates. The high-interest rate you are charged every month that your payday loan is open will be there until the entire debt is paid off. We can help you. Federated Financial is a 23-year-old payday loan, and credit card consolidation company. We opened our doors 23 years ago and have helped countless numbers of people secure their financial futures. We consolidate payday loans! We’ve worked with your creditors for many years. In most cases, we are able to renegotiate your debt for you, get you a lower payment, and a shorter time to pay your payday loans and credit cards off. In addition, your interest rates will probably be greatly reduced and we can save you somewhere between 30 and 50% in total. I couldn’t imagine what you might be waiting for.

You’re on our site because you’re in debt. Many of you are in payday loans or credit card debt. If you want to consolidate that debt give us a call, or fill out that short form on our page and somebody will be back with you immediately during business hours. If it’s after hours we will return your call first thing in the morning. It’s really that simple. Let us cast some light on this darkness. Let us get you out of that debt in the shortest amount of time for the least amount of money. We can do that. We’ve been doing it for almost a quarter of a century and we do it well.

Being in debt can be Hell. There’s no reason for anybody to be in Payday Loan debt. Payday loan debt consolidation is the best-kept secret. The last thing your lender wants you to know is that you can get out of payday loan debt interest-free. Once you get started the process is easy, and we have a 23-year track record along with an A+ rating with the Better Business Bureau that says we can do it! Start today!

1006, 2020
How many reputable payday loan consolidation companies are out there?

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Not many. I know that because so many of them you see online have just sprung up over the last couple of years. Federated Financial, which is multifaceted and a One-Stop shop, works with payday loans, credit cards, and medical bills. It takes many years to build a payday loan consolidation company into a trustworthy and well-respected agency. The best payday loan consolidation companies are able to deal directly with your creditors. These lenders know Federated Financial very well. When we tell them that you are working with us they know that in most cases they will get paid. That makes a difference to you. The dunning calls usually stop, and in most cases, we can reduce your interest rate all the way down to 0%.

Remember, that’s down from anywhere between 200% to 700% annually. That’s right. Your payday lender is charging you enormous amounts of interest annually. The rate reduction is important. It lowers your balance and consequently lowers your monthly payment. In addition, the best payday loan consolidation companies are more than one-trick ponies. As I mentioned up top we can consolidate just about anything.

Companies like ours who work with banks have specific code numbers that were assigned to us over 20 years ago. They don’t assign these codes anymore and consequently, new companies do not have them. Unless you’ve been in this business for a minimum of 20 years, you don’t have a code. The banks do not give them out anymore. Consequently, agencies without codes cannot reduce your interest rates for credit card debt. There are two more very important things you need to know when it comes to choosing the best payday loan consolidation companies. Most important is how they rate with the BBB. We are rated A-plus. That’s not a coincidence.

You need to know if the company that you’re working with has longevity. The longer your agency has been operating the more credibility it has with the lenders. We have been in business for 23 years. Go to the top of our page and fill out our quick form, or give us a call during business hours. We are here to help you and we will. We treat our clients like family. That’s because we care.

2505, 2020
Some more random thoughts from a real PDL consolidation company!

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About Major League owners

Broward Dade and Palm Beach County beaches are opening tomorrow. Now that’s important, not!! At least the powers-that-be were smart enough not to open them today. They would have been inundated with people but for the fact that we are having monsoon rains and nobody would have come out anyway. Restaurants are opening up. They’re putting as many tables outside as they can because they’re allowed to have diners outside. Inside is another story. I believe they’re only allowed to open up 50%. In addition, they need to follow complete social distancing rules and consequently have everybody seated the requisite distance apart. I’ve seen videos of restaurants installing partitions in between booths. I’ve also been reading that in some of the smaller restaurants the ventilation systems are not new and consequently will not filter the virus but spread it around the room if somebody were to sneeze or cough. To me, that looks like a disaster waiting to happen but I’m not an expert. Thank God! Look where the experts got us. Beauty salons and barbershops are opening up tomorrow in South Florida.

That’s exciting. Not!! I need a haircut. Everybody I know needs a haircut. 90% of the women I know need to take the gray out. My question would have to be, is my hair worth my life? I already know the answer. Think about it, these places will be filled to 50% capacity. 6-foot social distancing, and a hairdresser wearing a mask standing in front of you. She is leaning into you while she’s cutting your hair. Now I’m one of those people that wears a cloth mask that ties in the back twice. In addition, there is a pouch of the mask for a HEPA filter which I use. I feel extremely protected. What about the people who are wearing paper masks. Somebody’s going to sneeze. Somebody’s going to cough. We’re human beings it’s what we do. The CDC says that 35% of coronavirus cases can be asymptomatic. If that truly is the case everybody is susceptible to catching it and all the thermometers taking temperatures and all the precautions and the assertions that people make about not being sick are all useless. Nobody has a clue as to whether they’re sick or not if they feel fine. I’ve also read that a good number of swab tests, those tests where they stick a footlong Q-Tip up your nose have been coming back false negative. Some people do not have as much virus inside of them as others do and consequently, the swab does not pick up enough of the virus to register positive. This massive reopening is not a wonderful thing. I don’t care what any politician says, red or blue. The bottom line is if there’s no way to take a test that gives you an accurate result there’s no way we can all go back to work. It’s really very simple. In addition, if this whole thing blows up and I hope it doesn’t, the country will be shuttered again. That could very well be the end of the economy as we know it for the next 20 years. That’s a disaster in the making.

On a more pleasant note Major League owners, and the MLB players association will be sending figures back and forth to each other regarding the percentage of pay that each player will make this year. It looks like they’re going to play ball! Even in an empty Stadium, it would be a welcome relief. A strand of normalcy in this crazy world we live in. they need to resolve their issues this week because spring-training number two would have to start the following week and hopefully by the third week of June the schedule will be redone and will have baseball back. at this point, both the players and owners realize that Major League Baseball attendance has been down every year over the last seven years and the last thing they want to do is take a year off and let people forget how much they love the game. I could never forget, but the casual watcher can. They’re going to make it exciting. Half a season. Sprint to the finish. And they’re talking 10-team playoffs. Sounds like fun. Governor Andrew Cuomo of New York has officially stated that it’s time to play ball in New York and he’s offered any team having a virus problem in their home state to relocate in New York for this training. New York and New Jersey have three large ballparks. Yankee Stadium, Citi Field, and Giants stadium right across the river in Jersey. In addition, Minor League Baseball thrives in upstate New York. Syracuse, Binghamton, and many other small towns are home to minor league teams and have first-class facilities. This is an ongoing story but it is a step in the right direction and hopefully, it all works out. I don’t know how they will keep everybody healthy but they have a list of protocols that could fill a phone book. Fingers crossed on this one.

Finally, on the financial front, leaders in both the house and the Senate from the red and blue States all agree that stimulus checks should be sacrosanct. in other words, they are in the process of putting together and passing a bill right now that’s going to protect the stimulus check that you’ve either received or are going to receive very soon, from any claim a creditor may lay on it. In other words, these checks are like Social Security checks or retirement accounts. Uncollectible! I think it’s the right thing to do and many states have instituted noncollection mandates. It’ll soon be law. What about payday loans. Many payday loan companies are run by Native American tribes. They work on sovereign Indian land and are exempt from collection laws. If you need real PDL consolidation help you need us. You have borrowed through the years and many folks have run up some serious PDL debt. Rolling one high-interest loan into another is not the way to do it. You need payday loan consolidation from a real PDL consolidation company. I keep calling us real because we do the job we promised to do. We’re a 23-year-old company with an A+ rating with the BBB. We have impeccable credibility and great relations with your creditors. They work with us and they work with our program. We have integrity, and will they know when we tell them you’re working with us more than likely they’re going to get paid. There are plenty of bad actors out there taking money from the people who can least afford to pay it and are not doing the job. You’ve stopped on this site, you’ve looked around. If you need help starting today, give us a call, or fill out our short form and somebody will get back to you first thing tomorrow morning. For real PDL consolidation, Federated Financial is your answer and your bridge to financial freedom.

2505, 2020
So who consolidates credit cards? Federated Financial that’s who!!!

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Conclusion

Yes, we do! We’ve been consolidating credit card debt for 23 years. We know our business. We’ve all run into some hard times. many people have been out of work for a couple of months now and unemployment has never been this high. If this reopening plan works properly and the country does get back on its feet hopefully quarters 3 and 4 will reflect the rise of employment but it won’t happen right now. So, you’re deep in credit card debt and you’re a couple of months behind. The banks will start calling again pretty soon. What do you do? Do you take out another loan and pay all those payday loans off at once.

That would give you one monthly payment which wouldn’t be a terrible thing, but, we can give you that one monthly payment too…. That’s right, it’s an installment payday loan consolidation. You’ll be paying a lot of interest and penalties if you make your own payments. Even paying in full is not going to save you from all those late fees. In addition the high interest rate you are charged while running up this payday debt will still be there every month until the entire debt is paid off. We can help you. We are veterans of credit card consolidation. We’ve worked with your creditors for many many years.

In most cases we are able to renegotiate your debt for you, get you a lower payment had a shorter time to pay these credit cards off. In addition your interest rates will probably be greatly reduced and we can save you some where’s between 30 and 50% in total. I couldn’t imagine what you might be waiting for. You’re on our side because you’re in debt. Many of you are in credit card debt. If you want to consolidate that credit card debt give us a call, or fill out that short form on our page and somebody will be back to you first thing tomorrow morning. It’s really that simple. Let’s cast some light on this darkness. Let’s get you out of that debt in the shortest amount of time for the least amount of money. We can do that. We’ve been doing it for almost a quarter of a century and we do it well.

111, 2020
A few last election thoughts!

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People will go to the polls. 70% of 2016 voters have already voted pollsters are backing off their predictions a bit. Who is going to be the next president? Coronavirus task force. No more TV meetings. Where is Dr’s? Birx Giroir, and Fauchi? Dr. Scott Atlas radiologist. Coronavirus costing Trump senior vote.

Federated Financial website. 23 years in a plus BBB rating.. 0% interest. Clients like family.

In about 40 hours, people will go to the polls ostensibly to elect our next president. I say ostensibly because I kind of believe he’s already been elected. As of today, almost 70% of the people who voted in 2016 have already voted either by mail or in person. The polls are crazy. Everyone is different and the Dems are still suffering from PTSD given what took place 4 years ago. My take on that is that nobody can predict or poll this election. It used to be said that people who voted for Trump kept silent and were ashamed to admit it or even said they voted for another candidate. That very well could be happening at the exit polls. How about reversing that? What if the shame vote is the Biden vote? I’ve not heard one person on TV mention that yet. What if that rogue Republican just can’t take anymore insanity, votes for Biden, but can’t tell their friends because he’s ashamed? That would totally reframe the polls.

 

In the last few days, all these talking head pollsters have kind of backed off on their predictions a bit. In addition the 18 to 21-year-old vote has only had about 30% of their registered voters come out and/or mail in their ballot. That’s a large segment of the population. No one knows which way they’re going to go. Do they go left? As in protest inequality, and gun violence, or vote the way their parents vote. Again pollsters do not know the answer. Then take into consideration the fact that usually, the early vote is democratic but given this time of covid 19 perhaps it’s kind of split down the middle. 70% of voters didn’t want to stand online this year because of that. Nobody knows any of these answers. So who’s going to be the next president of the United States. If I were asking myself that question have to lean toward Joe Biden. Here’s the thing. The coronavirus has been out of control for the last nine months. President Trump has forgotten about the coronavirus task force completely. We don’t see their meetings on TV anymore yet things are worse than they were when this group was formed.  Where is Dr’s? Birx Giroir and Fauchi? Trump has ignored them. For all intents and purposes, he has banished them from the White House choosing instead to rely on Dr. Scott Atlas, a man with zero experience in this field who is a radiologist. He reads x-rays. The lack of a coronavirus protocol has really put off a lot of seniors who can’t see their children and their grandchildren right now. This has been going on since February. Trump has lost a lot of that vote and nobody knows just how many people that would consist of. So, I think it’s going to be a contest. Like a sporting event except that the ramifications are much greater. Bottom line, I don’t know a soul who’s not going to be watching TV on Tuesday night.

 

You’re on Federated Financial’s website. That means you’re having problems with your payday loans. people don’t arbitrarily end up here. You’ve come to the right place. Federated is 23 years old with an A+ rating with the Better Business Bureau. We are experts in Payday loan consolidation and we’re here to help you. Our many years in business put us in a position to work with your creditors and have your interest rates reduced in most cases all the way down to 0%. That saves you money and gets you out of debt quicker. We can help you. Fill out our form or give us a call. We treat all of our clients like family….. and we care.

 

3010, 2020
Four days till the election!

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Yes, it’s four days till the election. History will more than likely describe this election as the election of the millennia. Without a doubt, the most important election any of us will ever see. I’m writing this post as an independent. I changed my party affiliation over the last couple of days. I voted last Saturday. We have two choices and neither of them is great. Two Senior citizens asking for your trust and of course your vote. Nobody knows who’s going to win this election or even has a clue. After 2016 I think all the polls are garbage. So many people are silent about their voting preference or don’t tell pollsters the truth. First off, no matter who you’re voting for or who your favorite candidate is you must get out there and vote. Our fathers and I’m talking about my father’s generation,  to fight a war for our freedom back almost 80 years ago. They died on foreign soil so that we might have the right to do exactly what I’m telling you to do now. You’ve just got to vote. But who do you vote for? Do you vote for the Challenger, a man with almost 50 years’ experience in government? Forget about what Donald Trump says about Joe Biden. They’re opponents and they’re not supposed to like each other. Joe Biden has many years of experience, under his belt, and he’s been through just about everything anybody could have seen in their lifetime. As a senator and then as vice president of the United States, Joe has seen all. I think he possesses a certain empathy for the people and a real love for this country. Donald Trump is a different kind of president. He’s not a Republican in the sense that I knew Republicans when I first started to vote back in the 70s. It’s all about the economy and the money. I’m not saying that’s bad. That’s his message. The people and the country run a distant second to what’s important to him. In normal times that’s all that counts.

 

We don’t live in normal times. It’s a frightening time. 

It’s a time where people we know are dying. The sad part about that besides the loss of human life is all that death and disease could have been and still could be greatly mitigated. Our president has chosen to eschew masks. I believe from the beginning he thought that masks were a sign of weakness and it was a weakness he didn’t want to show the public. I’m not going to make any Kind of political statement in this blog today because that’s not what I wanted to write about. Basically, I wanted to just tell people to vote. Exercise your right and effectuate change. Every single vote counts. Your country needs you now. You need to vote and vote today. Do not mail in your ballot. If you have a ballot by mail go down to your polling place and drop it in the box. If you don’t, you’ve got to stand online and exercise your power of choice. That’s what this country is all about. Many great men over the last almost 250 years have fought and died for your right to vote. Honor them. Do your patriotic duty. Vote and wear masks!

 

You have come to this site for a reason. You have problems with your payday loans. You need help and you need it quickly. These advance loans make financial survival difficult. If you need help, you’re in the right place. Federated Financial is a 23-year-old payday loan consolidation company with an A+ rating with the BBB. We can help you. We can help you get out of debt and lower your interest rate down from a high of up to 700% APR all the way down to zero. In turn, this will lower your balance and lower your monthly payment. Times are tough now. Money is getting tight. Work with the oldest and the best. We can help you and most importantly we care!

 

2310, 2020
I just voted!

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Just came back from voting. I think it’s imperative that we all vote especially this year. It doesn’t matter who you vote for but we’ve all got to care. We’re in this together. This might be the toughest time in our country’s history. Everyday something else seems to fall apart and now covid is back full bore and ready to start murdering people this winter. Sad situation. I know people think voting can be a real pain. I was one of those people but from the time that I was given the privilege, I always used it. I’m a child of the sixties and early seventies and we were the original protest generation. The thought of not exercising my right to vote was not an option. Technology and good judgment have finally made it one of the easiest things in the world you can do. Many people are doing what I do now. For the last 20 years, I’ve been voting while sitting my butt on this couch. Let me tell you how I do it so next time we have an election it’s not the pain in the ass you think it is and you’ll get out there and vote this way. I get my ballot through the mail. Once I receive that ballot it will never go through the mail again. It’s very simple. Go online to the supervisor of the election site in your area and just request a mail-in Ballot. I received mine 6 weeks before the elections. It affords me a lot of privilege. Convenience is really down on the bottom of my list but it certainly is a consideration. Most importantly, I’m able to sit here with my tablet in one hand and my ballots in the other and research each candidate. I never was one to vote party only. I try and vote for the person who best represents the people and who will have integrity and intelligence while doing their job. I research every candidate and make what I feel is the right decision for myself. Now like many, especially in these times I don’t trust the USPS. Not for any particular reason except that with all this BS floating around about election tampering I want to be the one who touches that ballot last before it goes in the Box. You can find out more on our Educational Resources page.

The system seems to have been set up perfectly to have all those things happen. I finished voting at about 2:00 today and drove down to my local polling place. Parking was easy. I had to walk about a hundred yards …no big deal. I didn’t stand in that long line of people. I held up my mail-in ballot and a gentleman who worked there pointed me to a door that didn’t have anyone in front of it. Nobody was lined up for that door. I walked in turned left and two feet in front of me was a poll worker who asked me if she could see my sealed ballot. She looked at it, said thank you, and told me to put it in this gigantic steel safe with a mail hole on the top. I did that, she handed me one of those I voted stickers and said it gets picked up three times a day. From there on I trust the system. I believe that there are checks and balances and in addition in two or three days, I can go to the supervisor’s site and make sure the ballot was received and counted. On top of that, I left my phone number on the front of the ballot in the space that was provided, and they will call you if there’s a problem with the signature or something like that. That’s how easy it is to vote. I was home in 20 minutes round trip. We live in a great country. My dad’s generation, which is considered the greatest generation of all time fought for this country. They fought for our right to be free. They fought for our right to be a democracy which gives us the right to vote. My father flew airplanes in the United States Army Air Corps. Every day he went up in one of those B-17s, which became B-24’s as the technology progressed, he and everyone else who flew risked their lives. Those airplanes were called flying coffins. I avail myself of my right every time that I can. I do it because I want to . I do it because I believe that we all need to, and I do it because I respect the people that fought to put us in a position where we have a say in who rules this country. You see my point. That’s my post for the day. Everybody stay safe and please wear a mask. It doesn’t make you less than, it makes you a hero. It makes you a patriot.

You have visited Federated Financial’s payday loan consolidation site. We are the kind of company that takes your outstanding Advance loan debt and in most cases is able to get your creditors to reduce your interest rates from a high of 700% APR all the way down to zero. Just get you out of debt and a quicker time than you could do so yourself …..with a much lower monthly payment. Those postdated check loans are financially dangerous. The business model that your lenders use is geared to keep you in debt for many years paying unnecessary fees and ridiculous interest rates. We can definitely help. 23 years in business with an A+ rating with the BBB says we are the best. And We Care.

2010, 2020
What really is the state of the union today?

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Conclusion

News flash! Straight from the White House! The President announces Dr. Fauci and the experts are idiots, and Dr. Fauci is a disaster. This latest proclamation from wannabe King Trump confirms what he’s known all along. There’s a card missing from that deck of 52 he deals from. That’s an amazing statement coming from a man that grabbed a short video of this doc and without his consent inserted him in a campaign advertisement. I think his Royal Highness needs to make up his mind here. Now, it seems like he did. The Monarch went on to say on Monday that he has no problem with the doctor and actually likes him. He continued by adding, I think he’s a terrific guy. Then he flipped again. He went on to say that every time he goes on television there’s always a bomb. But, there’s a bigger bomb if you fire him. Well, his Royal Highness certainly has that one right. Right now Anthony Fauci is leading the polls as one of the most popular people in this country. We already know the state of King Trump’s popularity. Quite frankly it sucks. It ought to suck. He has blood on his hands. And, by the way, Trump has no power or authority to fire the doctor. All he can do is remove him from the coronavirus task force but I think Dr. Fauci has done that for himself already. More rhetoric and Bullshit from a royal despot who’s losing control.

 

I pose this question? What is wrong with wearing a mask? The idiots who the King refers to are the top infectious disease docs in the world. They say simply wearing a mask and social distancing can save hundreds of thousands of lives this winter. What’s wrong with that? You would think that a man who just was discharged from the hospital a scant two weeks ago would have been humbled by his experience. Perhaps, humbled enough to say he was wrong. Might he have said, Please wear the masks! Protect your brothers and sisters in these United States. Not only didn’t he do that but upon returning to the White House that night he took the mask off and defiantly looked out into the evening air from his portico and took the photo op. I believe his recovery was a good thing. I wish bad on no living creature on this planet. This man couldn’t keep his wife and son healthy. He allowed this disease into the White House by defying the opinions of true experts in the field of infectious diseases. The super spreader event, AKA the introduction of Amy Coney Barrett which is another story itself led to the direct infection of 32 people that we know about. That’s leadership at its best. As the King of America said, I had it, I know what it’s like to have it and I understand. I recovered. Yeah, he recovered. He received the finest medical care in the world and the finest drugs that haven’t been released to the public yet. Drugs that you and I would never see if God forbid we were infected.

 

The King speaks about rebuilding the economy and the fantastic job he’s done. All he’s done is throw Band-Aids onto the wounds, instead of going to the source and fixing the core problem. All hail the King!

 

If you are suffering financial difficulties at the hands of payday lenders our payday loan consolidation program can help you. Federated Financial is a 23-year-old company, A+ rated by the BBB. Our years of experience allow us to work closely with your creditors and in most cases by doing that we can reduce your interest rates from up to 700% APR down to 0, thus lowering your monthly payment and your time to get out of debt. Simply put, we are the best. If you need help with Advance loans, call us today or simply fill out the form on the top of our homepage. Today can be the first day of the rest of your life on the road to financial freedom.

1510, 2020
Unemployment requests jump and some people just don’t seem to care!

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We can help you with your payday loan consolidation

Job reports came out this morning and the numbers don’t look good. Almost 900,000 people applied for unemployment last week. The nation has been hovering around 800,000 new claims each week and it took a jump today. People not only aren’t going back to work, but more are losing their jobs. Where are our leaders? In the last couple of weeks both governors, Ron DeSantis of Florida and Governor Greg Abbott in Texas have allowed stadiums to open to full capacity. I watched the Texas A&M Florida game last weekend and I was shocked at how many maskless people there were in a crowd of 40,000. Florida comes home and announces that they’ll have a full house this coming Saturday. 80,000 people in the Swamp? Thanks, Governor DeSantis. Another spectacular job you’ve done there. It doesn’t look like it’s going to happen. Fate dealt with these poor kids who play football and totally rely on their coaches who are their mentors to protect them a horrible blow. 19 of those kids came down with coronavirus this week. That’s 19 boys because lets are real here. 18 and 19 and 20-year-olds aren’t fully grown men between the years yet especially in a protected college setting. They were let down by the people they trusted the most, their coaches and state government. It doesn’t look like Florida’s playing anything this weekend but the quarantine game. It’s really sad. These kids don’t get paid yet they can get sick. Numbers are spiking all over the country, yet these two governors say take off the masks and let’s play some football.

 

And now I digress for a moment. Why are there 900,000 unemployment claims this week? These are new unemployment claims. That’s because companies are going out of business for good given that some of our elected officials don’t recognize that there is an absolute pandemic still alive and well and growing in this country. These college kids are just pawns in the game of life to these universities and are just money-making machines for their schools. That would be not for themselves but for their school. Truth be told, our leaders don’t seem to give a s*** and it looks like the plan here is to achieve herd immunity. We saw how that worked out in Sweden. NOT!! I throw my hands up in the air when I see stuff like this and I want to stand on top of the Empire State Building in New York with the biggest microphone on the planet and scream “get out there and vote vote vote!!!!”

 

This is why people are out of work. If you are on this site because you’re having financial problems we can help you with your payday loan consolidation. Don’t be one of those people who should have done it. People went back to work and went back to the old way of taking payday loans. These loans are now going to bite almost everybody that has one, especially if these people lose their jobs. Let us help you get rid of those advanced Loans now before it’s too late. Federated Financial is a 23-year-old company that is rated A plus with the BBB. The Better Business Bureau has bestowed its highest rating upon us. There’s a reason for that. We do a great job. In most cases, we can reduce your interest rates all the way down from a high of 700% right down to 0. If you need help, start changing your financial future today. Call us. Our number is right at the top of the page. If you’d prefer to fill out our short form and somebody will get back to you during business hours….. within a half hour. We are highly respected and most importantly, we care!