Monthly Archives: April 2020


Consolidate payday loans!

Do you need to Consolidate payday loans? We receive questions every day. Here are a few!

Can I consolidate all my payday loans?

In most cases the answer is yes. You can consolidate all of your payday loans. Most payday lenders will work with us and reduce your interest rates down to 0%. This will put you in a position where you can consolidate all your payday loans into one monthly payment. That payment should be considerably lower than the payment you are making right now.

Will payday loan consolidation hurt my credit?

Interesting question because  your payday loan consolidation payments won’t boost your credit but making those payments can help you not hurt your credit anymore. Payday loan lenders customarily don’t report your loans to the credit bureaus but if you default on your payments they will. That’s why it’s extremely helpful to make your payday loan consolidation payments to a reputable payday loan consolidation company.

What happens if you can’t repay a payday loan?

Your payday lender can sue you, take you to court and if they win a judgment against you, dependent upon where you live they can garnish your salary and even take your property. Payday loan consolidation is the answer. What payday loan consolidation companies do is turn all your payday loans into one monthly payment and in most cases have your interest rates reduced down to 0%. This will get you out of debt in the shortest amount of time possible. You will also get out of debt for the least amount of money, usually at 0%. These are the two most important aspects of payday loan consolidation

Let’s talk about payday loan consolidation companies!

We receive questions through emails and telephones daily. I’m going to go over a few of them today.

*Who is the best payday loan consolidation company?

The answer is pretty obvious. Federated Financial is the best payday loan consolidation company. You might ask why? 23 years of experience, and an A+ rating with the BBB virtually assures creditor compliance with our request to help you consolidate your payday loans.

*Do payday loan consolidation companies work?

Of course they do. I know that they work because Federated Financial has been here for many many years and helped hundreds of thousands of people consolidate their payday loans. Creditors respect longevity in a payday loan consolidation company. In most cases they would be willing to reduce your interest rates down to 0% lowering your monthly payment and getting you out of payday loan debt in a quicker amount of time.

*Can I get a loan to pay off my payday loans?

People need a good score to qualify for a personal loan that’s not collateralized. This is why people use payday loan companies. It’s also why people come to us to consolidate their payday loans. Payday loan consolidation is a viable option to taking out a loan. Why take out one loan to pay off another? payday loan consolidation companies help you get out of debt by having your creditors lower your interest rates dad to 0% in most cases. Another loan will cost you interest!

Businesses to start reopening! What does that really mean?

As I type this, Governor’s around the country are loosening the restrictions that were put on businesses, specifically to keep people apart. These shelter at home mandates worked well as curves are flattened and reversing their course. So what happens to these businesses. Here’s my take on this. If you build it, will they come? I say not yet. I believe that government officials didn’t consider how the general public felt about sitting in a restaurant with this virus still floating around. People are still getting sick, going to the hospital and in some cases dying.

It’s hard to believe that people would be feel comfortable sitting in a restaurant with pizza and beer, yet. There’s just too much going on. Governor Kemp, the genius who governs Georgia is finding that out right now. I wonder how open bowling alleys are faring? I mean really? Open up a bowling alley. How about those massage parlors? Hey Governor Kemp! Is there a reason you chose massage parlors? Do you like them? And while I’m asking questions how do you like your endings? I’m guessing Happy endings always are always the best way to end the story! I’m really laughing as I write this but in no way shape or form is there a reason to open these type businesses right now. By their very nature bowling alleys encourage lack of social distancing. Who wants somebody, even masked somebody, leaning forward in your face and cutting your hair? I don’t. If it gets a little longer I’ll just tie it back. It sure beats getting the coronavirus. Legitimate massage is intimate. You’re up close with your therapist. One cough, one sneeze, or in Governor Kemp’s case one shot and it’s over. I believe the public is aware of this. I think they are more concerned and still frightened and government officials give them credit for.

Businesses will reopen and become profitable again when people feel safe enough to come out and that’s the bottom line. Regardless, now is the time to make changes in your life because everything is almost starting anew. You’ve come and visited this site because you’re having payday loan problems. Payday lenders have gouged you and you’re likely paying well over 200%, and up to 700% interest on these loans annually. So you’re looking for a payday loan consolidation company. I know you’re looking for us. You want a company with credibility. You want a company that has longevity in the industry. In our case it’s 23 years with an A+ BBB rating. A payday loan consolidation company that does a good job has those two attributes. They have have them in order to get your creditors to work with them and reduce your interest rate in most cases down to 0%. We can do that. Our payday loan consolidation company, Federated Financial has built up a track record with your lenders. They feel confident dealing with us because they know when we say you’re going to pay we mean business. We’re here, and we’re waiting to hear from you. Fill out our form or give us a call. Our payday loan consolidation company can help you, we are pretty darn sure that. We care!

The three true outcomes! Major League Baseball does it best……

Major league Baseball has completely revamped and redefined the way it measures statistics, and uses what they call saber-metrics to dissect everything that happens in the game. They use something called the “three true outcomes” to describe certain game situations. I don’t mean any specific game I mean the game in its entirety. Here’s what I mean. These are the three true outcomes. The only three true outcomes in a baseball game. Strikeout walk or home run. There is absolute resolution after each one.

The same holds true for the reopening of our country. I believe there are three true outcomes. Outcome number one: The country continues to slowly reopen. People fearfully go back to work but with protocols in place the infection rate stays status quo, there are no spikes, and the gradual decline continues. The true outcome here is people continue working

Outcome number two: People go back to work in the slow rollout time that the State governor’s talk about and the infection rate starts to spike, leading to more sickness and death. The true outcome here is the country has to close back up.

Number 2 is a direct vessel to number three. If the if the country closes up again the economy will totally tank and we will see a depression worse than anything that has ever been seen before. It will be worldwide.

These are the three true outcomes of America reopens again, or whatever it is he’s calling it these days. I think that number three is beyond scary. None of us know what a financial collapse would do to our country and the rest of the world. How would people react? The haves and the Have nots would be separated even more than they are today. Would there be anarchy? Would the have and have not system change? Would the halves be the people with the weapons and would the wealthy, or former wealthy people become the Have nots and subject to the whims of the new haves? Would owning weapons be the new wealth? Many things to ponder as we watch a progression. The effect of a complete economic meltdown is more frightening to me then the virus itself. The virus can eventually be contained and eradicated with a vaccine. The destruction of our society might never be fixed.

Today we deal in the present. We can’t worry about tomorrow because we all need to get by today. We either thrive, or just survive. Everybody out there should thrive. If you’re on this site you’re here for one reason only. It caught your eye because you have payday loan, advanced loan debt. You are here because payday loan consolidation is your only option, and it really is. It works so simply. You sign up and in most cases we can work with your creditors and reduce the exorbitant interest rates your paying down to 0%. Payday loan consolidation is the only product out there that can do this. When looking for a really great payday loan consolidation company consider the most important thing to be how long have they been in business? Federated Financial has been in business for 23 years with an A+ rating with the BBB. We’ve forged long relationships with your creditors and they will work with us, unless there are extenuating circumstances. In order to get yourself out of payday loan debt and thrive through this pandemic you need to fill out our form or give us a call and we will show you how payday loan consolidation can help you. It works. And we care!

Will face masks be forever?

Pretty much looks like it. I’ll tell you why, and forever is a subjective word. The Chinese and the Koreans were using face masks way before we were. Reason for that is pretty simple. We didn’t have them. We couldn’t supply our first responders let alone the entire population. Consequently people died that shouldn’t have. The administration didn’t do a great job with that no matter what they say. Face masks work. Even if they only worked 10% of the time, there would be a lot less people in their graves. Major failure.

Face masks will be around until there is a vaccine for this disease. That is an absolute, especially with people going back to work. Dr. Fauchi has said that a vaccine is one year to 18 months away. Other experts have called him optimistic. Understand, that that 12 to 18 month range is referring to availability for the general public. Meanwhile, “across the pond”, researchers at Oxford University predict they will have a vaccine ready for production by the Fall saying that they had a head start on this based on another virus they were working on. So we all wait with our fingers crossed and our masks on.

Soon you will see our masks becoming a fashion statement. When you leave the house in the morning you wear clothing. Nobody thinks twice about getting dressed before they leave. I know this because I don’t see people walking around naked! Our masks will become part of getting dressed. They already come in different colors. Pretty soon they’ll be designer masks. Sounds weird doesn’t it? Mask by Calvin Klein! You will see designs that we’re not seeing right now. I wouldn’t be surprised if they started selling shirts and masks together. I’m really serious. Of course this is my opinion but I’m usually right. I say that with a wry grin. At any rate this will go on until there is a vaccine or we achieve herd immunity. I hope we see a vaccine first. Herd immunity would mean at 70% of the population would need to have had this disease and we don’t want that. We’ve all seen enough death. No more! I’ve read there are well over a hundred universities and companies all around the world working on a vaccine. Human beings are resilient and smart. I believe that by next spring we’ll be very close to having something out there and we can put our masks away.

There are a lot of things that need to be put away! Your debt is one of them. That’s why you’re reading this blog. Federated Financial is a 23 year-old A+ rated BBB company. People who need help consolidating their payday loans would be wise to research us. They would find accolades about us all over the web. We have helped people who have needed help consolidating their payday loans for years. The process is simple. It just depends on who you’re working with. Our longevity puts us in a position to help you, and help you quickly. 23 years, gives us a distinct amount of credibility with your lenders. In turn, that allows us the ability to ask them to let you to pay these payday loans back with a 0% interest rate. In most cases they agree. If you need help consolidating your payday loans we are the company you would like to work with. That’s a hands-down fact. Fill out our form or give us a call and let this be the first day of the rest of your life on the road to being debt-free. Federated Financial! We Care.

Movie theaters in the United States are not coming back!

Everything I write here I truly believe. Seriously. In my opinion the movie theater business will never come back for quite a few reasons. A little over a month ago when they started to shut down there was no place to see new releases. Then the studios did a curious thing. They started releasing smaller movies, or off-season filler to the two major streaming services Amazon Prime and Netflix. Amazon Prime costs $120 a year and Netflix is $15 a month or $180 a year. Along with Fox news and CNN, AND your local stations that’s all the TV anybody needs. Cut the cord! That’s a post for next week! So the studios have released these movies to streaming services. They’re not big movies but they’re fun movies and they are brand new releases. Amazon charges $19.99 to rent a brand new theatrical release for 24 hours. It makes sense. Think about it. Dinner for two, $50. Beverages in the movie theater $20. Your tickets $30. When did Movie theater night become a $100 deal. Stay at home, pay twenty bucks and have your own bathroom, your own food, your own pause button and if you get tired in the middle turn it off and finish it in the morning. In addition you’re not sitting next to a total stranger who is screwing around with his phone during the movie, chomping down on his food and making a racket, and refusing to discipline his unruly child. Is this experience worth $100? Not to me. Now the movie theater business has been married to the studios for over a hundred years. The antiquated business model still remains. I don’t entirely blame the theaters for charging a ton of money at their concession stands. When the studios release a blockbuster, the theaters don’t make any real money until that movie is out four or five weeks. It works on a sliding scale.after the first few weeks, depending on the cost of the movie the theaters make more and the studios make less. Again, it make sense. Some of these big movies have budgets of well over two hundred million dollars. Somebody has to pay for them. Consumers pay when we’re paying at least $15 a ticket and the theater pays all of it to the studio in the beginning. The only way theaters can make money is at the concession stand. Their problem not mine. Change the model. Now let’s talk about big movies that will not be released on their release date. I’m talking about the new James Bond film. I’m talking about the Top Gun sequel, Maverick. Marvel films Black Widow starring Scarlett Johansson and the one I’m looking forward to the most, West Side Story, due out at Christmas time. Does anybody really believe that we will be back in the movies at Christmas time? And the next question would be is that what the studios want? Think about it. if anybody believes that coronavirus will be completely eradicated by this coming Christmas they’re wrong. This country and the rest of the world will not be well until there is a vaccine that prevents this disease, and we’re looking 18 months down the road. Studios have laid out billions of dollars to create movies. They’re going to want their money back. Who wants to walk into a movie theater where everybody is masked, people are sitting 6 feet apart and everybody worries if somebody sneezes or coughs? We go to the movies to relax and to get lost in a 2-hour fantasy. The scenario I mentioned is not conducive to relaxing. I am not going!!!!!!  Worst case scenario is that I see it streaming 3 months later but is that what’s really going to happen? What happens if they reopen the theaters and people don’t come back the way they used to? The studios have an out. The streaming services that rent their movies 3 months down the road would be glad to take the new release and stream it from day one. Even if they charge $35 for a rental it’s still cheaper than taking your wife or your family to the movies. Imagine watching Black Widow at home! To me it’s a blessing. I don’t like movie theaters. I can’t control my environment. I’m talking about the people that are sitting next to me and the noise they make. Human beings are inherently afraid of disease because of our survival instincts. Six months from now people are not going to be going to the movies. This problem is not going to be indigenous to the United States. Take China. Chinese people love American Cinema. Box office numbers bear that out. Having said that and after seeing how the coronavirus ravaged their own country, I’m sure that the Chinese people would more than likely prefer to sit at home like I do and watch my movies there. In addition, studios make a fortune all over the world with their total take . Every country in the world streams video these days. Why is there still a middleman and I’m referring to the movie theaters? It’s really not necessary. Movie theaters as we know them have become completely obsolete! We live in a world where 50-inch television sets cost $300 and they are 4K television. Arguably a better picture than you see on the screen.

Somebody out there please tell me the advantage of going to the movies? Even if people wanted to go would they be able to go given that the coronavirus will come back in full force in the fall or winter. It has to. We are opening up too soon. We are trading human life for money. It will be interesting seeing this play out but I can’t see any reason whatsoever why Netflix and Amazon can’t start advertising the latest James Bond film in October for release during Christmas week on their streaming Networks. It’s time to close the theaters. Do the studio’s really want to bank on movie theaters being open in December and do they want a bank on people coming back even if they are? If they do their gambling billions of dollars Just a bunch of stuff to think about. I believe I’m right.

And now we move on. The country is reopening bit by bit starting with Georgia yesterday and by the 1st of May many states will be following suit. People are going back to work and that means two things. Paychecks, and collectors trying to get their hands on them. If you’re on this site you’ve been thinking about payday loan debt consolidation. Good guess, right? Well you’ve come to the right site. We are a twenty-three-year-old company with an A+ rating with the BBB. Payday loan consolidation is our forte. We have found that in most cases we can take the usurious interest rates that your lenders are charging and get them to lower it down from 700% in some cases all the way down to zero. That would definitely help you pay off your payday loans in a shorter time for whole lot less money. Payday loan consolidation works. We have been proving that for years. In addition, given our experience and our track record with your creditors in most cases they will work with us. We are the best payday loan consolidation company in the country. Bottom line is this. If you need to consolidate your payday loans call us or fill out the form on our page and we’ll be right back in touch with you. You’ll be glad you did. We can save you a ton of money, and we care!

Your creditors have awakened from hibernation! One way or another you must fix your payday loans now!

Why would I say that? Good reasons. The country is reopening slowly and people are going back to work. Specifically, I’m talking about your payday lenders. I don’t think they’ve been very busy lately. After all, you can’t borrow from a payday lender unless you have a job. The whole country is been out of work for over a month so consequently they’re not lending money, but they will be soon. In addition, many people have outstanding payday loans and have been receiving amnesty by default because there’s been nobody to collect the loans that are behind. Some people have the attitude, although the creditors are calling there’s not much they can really do at this point because I just don’t have the money to pay. Unfortunately, depending on where you live there’s plenty that they can do. People need to research this. All state laws are different when it comes to collecting unpaid debt.

What is protected in your state? Your home? In Florida your home is 100% protected against collectors and creditors. The only exception would be a mechanic’s lien. That happens what a contractor works on your home and doesn’t get paid. In rare instances the IRS could probably lay claim to it too but they usually don’t because they don’t because homeless people receive benefits. It’s not out of kindness you can bank on that. Your retirement accounts. They are safe. Unless there are extenuating circumstances that I am not aware of all retirement accounts are off-limits to your creditors. Federal benefits are protected too. Specifically Social Security. Now with all the protections we have there are certain things that we can’t protect. Here in Florida you have a maximum of $1,000 worth of personal property you can protect and that would include your automobile! Good news and bad news. The good news is most cars have a first lien holder. A second lien holder is not going to be able to take the car and or make you sell it. Arguably, and of course with a court order they can take your other possessions. It’s time to fix all this. You need to do your research.

If you need payday loan debt consolidation and I’m guessing you do because you’re reading this you’ve come to the right place. We are one of the oldest and most respected payday loan debt consolidation companies in the country. Our payday loan consolidation company is in its 23rd year of existence. We are continually recognized for our excellence and maintain our A+ rating with the BBB with pride. Good payday loan consolidation companies are hard to find. The best payday consolidation company is easy to find. You’re on the site right now! Give us a call, or fill out our form. We can help you! We care!

The flipside of payday loan debt consolidation.

At times on this blog, I have lauded payday loan debt consolidation. There’s a reason for that. Quite simply it works. In most cases we are able to have your creditors reduce your interest rates down to 0% from the enormous rates that they initially charge you. Their rates can run from 200, all the way up to 700% per annum. That’s back-breaking. It puts many people in a loop where they cannot get out of debt, and instead they roll their existing loans into brand new payday loans. As good as our program is, and I think it’s the best one out there, some people have to go a different route, and to be fair I wanted to put it out there. People need choices. There is only one thing that would be a general impediment to our program working for you! That would be your inability to make what’s in most cases is interest-free payments on your outstanding payday loan. That would of exempt you from the payday loan debt consolidation process. In addition, if you’re not sure you can make the payments it’s probably best not to start consolidating your payday loan. The reason for this would be this would be money that you’ve put into a payment plan that you’re not able to complete. That is a waste of money. There is another way to go. These are things you need to talk to your counselor about, and remember, I’m not an attorney. I’m just laying out all the options that I can think of, as your counselor will do too. In some cases, in lieu of a payday loan debt consolidation you might want to consult with an attorney and consider a bankruptcy. You might very well be eligible especially with what’s going on in the world. There are many different types of bankruptcies including plans where you don’t have to pay back anything. It varies between situation.

A bankruptcy attorney would be the person to talk to about things like this. A bankruptcy attorney is limited in his fees. They are preset and consequently all simple bankruptcies pretty much cost the same. So here’s where you stand. If you can afford the monthly payments and you don’t have too much collateral outstanding debt where paying off these payday loans would make a huge difference in your overall Financial picture it might be time to talk to a lawyer. Our counselors are certified and able to give you their best opinion as to which way would be best for you. Take 10 minutes out of your day and give us a call. We will put you on the right path. That you can count on. We’ve been in business for 23 years and we have an A+ rating with the BBB. We help people. That’s our job.

The two big Northeast power blackouts, the consequences, and suggestions for the blackout we are going through right now!

In the summer of 1977 New York City went dark. Yeah, I’m showing My age again. It was a hot summer day and the power went out. This wasn’t the first time this happened. It happened in 1965. It encompassed the entire Northeast coast. It was in November and it was so widespread that people thought the absolute worst had happened. This had never happened before. The connection is that 9 months after these two blackouts occurred there was a baby boom. People found something to do in the dark and it wasn’t watching The Tonight Show. I’m not suggesting we all go and make babies during the coronavirus outbreak, but I am suggesting that there are ways to enjoy life during an emergency. Yesterday, I blogged about the best streaming shows to watch over the next few weeks. My opinions but, what the hell? Everybody’s got them and this is my forum to give them. The other thing I thought about this morning was music can make the soul sing. It puts a smile on your face. It can make you happy… Listening to an old song can make you forget about today and bring you back to yesterday even if it’s just for three short minutes. All those memories! So, I put together a song list of the HAPPIEST songs from each decade, 60s through 2010s. I don’t remember the 50s because I was too young.. the sixties, I remember a lot! Given that most of us have personal assistants all we have to do is say “hey Google”, play ___________________ , and it does. I’m going top 40 here. Consequently, we’re not going to do anything classic. No Beatles no Stones, and no Who… I’m going to leave stuff like that for another day. We’re going happy and poppy. Songs with lyrics that rhyme and put a smile on your face while you’re singing along! Here we go!


Happy Together, The Turtles, yep, The Turtles! If you’re old like me you remember. You also remember the words.
Imagine me and you, I do I think about you day and night, it’s only right, think about the girl you love and hold her tight, so happy together! Everytime I hear that song it puts a smile on my face! (1967)

Walk Like a Man, The Four Seasons, it’s hard to get that song out of your head once you hear it.

Oh, how you tried to cut me down to size by telling dirty lies to my friends, but my own father, said give her up, don’t bother, the world isn’t coming to an end!

Every time I hear that song on an oldies station I sing along. It’s catchy, it brings me back to when I was a kid, and it makes me smile (1963)

I’ve got to do one more from the 60s. It might be the happiest 60s song of all.
Good Morning Starshine, Oliver,Technically, this was a song from the Broadway show Hair. It was released in 1969 by an English singer who went by his first name only. The words are infectious.

Good Morning starshine the Earth says hello you twinkle above us, we twinkle below Good Morning starshine you lead us along. My love and me as we sing our early morning singing song…(Oliver 1969)

You’ve gotta have a listen…. It will absolutely make you smile

Now, off to the 70s.. By the way, I could do 60s all day. There are just so many. I picked the first two that came into my head and then I thought of Starshine.. just had to put it in there!

You are the Sunshine of My Life, Stevie Wonder, The thing that makes this song so great is that it stands the test of time. There are very few people that don’t know this song!

You are the Sunshine of my life. That’s why I’ll always be around. You are the apple of my eye. Forever you’ll stay in my heart. (Stevie Wonder 1972) What a great song! Sing along song that always makes me smile. He is so good!

John Denver, Thank God I’m A Country Boy,Well life on the farm is kinda laid back Ain’t much an old country boy like me can’t hack, it’s early to rise, early in the sack thank God I’m a country boy!!! (John Denver 1975)

Vahevala, Loggins & Messina. Just a ton of fun. Awesome to listen to awesome to sing! Just so happens it’s one of my top 10 favorite songs of all time. Have a listen!

I’m thinking about what I was a sailor, spent my time on the open seas. When we’d stay off the coast of Jamaica, I secretly steal ashore, the natives were waiting for, the boy with the lazy soul. To sing with the Sailor….. This wasn’t a super main street hit but hot damn it is fun. Combination of Rock and Reggae, steel drums and all!.. (Kenny loggins, Jim Messina 1971)
The 1980s, again please remember all these opinions are mine based on what I like and the amount of years that I’ve been on this planet to get to know all of this music. The 1980s was a fun time. I think the best movie comedies ever made were made during the 80s. Anybody remember the name John Hughes? The 1980s was also the decade of some really spectacular music. I’m not talking about that electronic crap either. When anybody asks me to name the best ballad of all time I tell them I can’t because they’re two of them. Paul McCartney wrote a little song back in the 60s called Here There and Everywhere.

It’s a Beatles song and it’s absolutely beautiful. If you know music and can read music you probably understand this song is extremely unique in it’s structure.

We’re talking 80s here, and the second song, neither of the two are in any particular order, is  Eternal Flame. It’s a song by The Bangle’s Susanna Hoffs.  (Written by Susanna Hoffs, Billy Steinberg, and Tom Kelly. (1989)
Close your eyes give me your hand, darling do you feel my heart beating do you understand? Do you feel the same am I only dreaming or is this burning an eternal flame?…. Simple lyric, gorgeous melody, beautiful harmony..

Girls Just Want to Have Fun – I come home in the morning light my mother says when you gonna live your life right? Oh Mama dear, we’re not the fortunate ones and girls, they want to have fun!
That’s just one of those songs that make you want to dance! Great memory from the 80s. That’s what it always makes me smile (Cyndi Lauper 1983)

Take My Breath Away, Berlin – Great song and widely recognized, given that it won both the Golden Globe and the Academy Award for best original song in 1986. Written by Giorgio Moroder, it was one of the big hits to come out of the movie Top Gun…

Watching every motion in my foolish lovers game on this endless ocean finally lovers know no shame..

I really loved the music of the 80s. I could do 10 more songs from the 80s and 9 of them would be Kenny Loggins movie theme songs. Footloose, I’m All right, Meet Me Halfway and of course Danger Zone from Top Gun. There are plenty more. Perhaps we can do that in our next musical Post.
Into the 90s.. in 1997  Tom Hanks made a small film called That Thing You Do….the film shared its name with the title song and it’s another song with an infectious melody and a really slick lyric…… You, doing that Thing You Do, breaking my heart into a million pieces like you always do! (Adam Schlesinger 1996) another song that’s a whole lot of fun and a great listen, so listen here.

Killing Me Softly, Fugees… The great Roberta Flack’s calling card reimagined  with a reggae and kind of hip hop beat… Strumming my pain with his fingers singing my life with his words, killing me softly with his song killing Me Softly with his song. If you’ve never heard this version you’re gonna to love it…

I Don’t Want to Miss a Thing, Aerosmith….. From the movie Armageddon!
I could stay awake just to hear you breathing, watch you smile while you are sleeping while you’re far away and dreaming (Aerosmith 1998)I really love this song!

The 2000s

Poker Face, Lady Gaga. Her first big hit of many….. I want to hold em like they do in Texas, please. Fold em hit me raise a baby stay with me!   (Lady Gaga, 2008);

Lady Marmalade, Christina Aguilera, Pink, Maya and Lil Kim. Who cares about the lyric. I don’t speak French and it’s kind of meaningless to me but for some reason this song makes me feel great anyhow. It’s a remake. Patti LaBelle did it in 1975. (2001)

Katy Perry, I Kissed a Girl….. I kissed a girl      and I liked it, the taste of her cherry chapstick. I hope my boyfriend don’t mind it it felt so wrong it felt so right! (Katy Perry 2008). ;


Adele, Someone Like You…. I heard that you’ve settled down that you found a girl and you’re married now, I heard that your dreams came true. (Adele, Dan Wilson 2011) ;

Old Town Road, Little Nas X…… I love this song. It’s a feel-good song. Play it once and it sticks in your head all day!     Yeah oh, I’m going to take my horse to the Old Town road I’m going to ride till I can’t ride no more! (Little Nas X, 2019)

Shallow, Lady Gaga and Bradley Cooper… Just couldn’t leave it out. Really popular song and really well done. From the remake of the movie A Star is Born.. tell me something girl, are you happy in this modern world? What do you need more? Is there something else you’re searching for? (Lady Gaga, 2018)

So there you have it. Six decades of feel good music. Watch the videos. Enjoy and to quote a line from a favorite movie of mine that was called What About Bob?, Take a vacation from your problems! In these troubled times we all have them. I assume that’s why you’re on this site. We can help you. Feel good about that. We can help you! The country is starting to reopen and people are going back to work. The good people and the pain in the ass payday loan lenders. They’re ready to get their money back. Hopefully you’ve paid them but whether you have or you haven’t we have a solution for you. If you’ve paid them my solution is remember what you’re reading here just in case. If you need to pay them you need a grate payday loan debt consolidator.

Why? Some people will always ask that one word why? Simple answer. Accompany that is a good payday loan consolidator can work with your creditor to reduce the interest on your loan, or loads from close to 700% in some cases all the way down to 0% in most cases. A good payday loan consolidator has worked with your creditors for a long time. In our case 23 years and counting. A good payday load consolidator has credibility and respect. We’ve earned that, and it shows in our A+ BBB rating. We here at Federated Financial take pride in what we do, and take pride in being the best payday loan consolidation company out there. We are the people you want to consolidate your payday loans. Not only are we the best, but we care.

By |2020-08-24T11:45:38+00:00April 21st, 2020|Categories: budgeting, debt-consolidation, finance|0 Comments

“Ah, you don’t believe, we’re on the Eve of Destruction”

“Ah, you don’t believe, we’re on the Eve of Destruction”
PF Sloan, 1964
Sung by Barry McGuire

You’re old enough to kill, but not for votin’ you don’t believe in war, but what’s that gun you’re totin’? And even the Jordan River has bodies floatin’….

Wow, those words! 55 years old and they still still ring true in many ways. Greatest protest song I can remember. I’m definitely showing my age. That song was directed at the Vietnam war. There are still enemies out there. Some we can see and some we can’t… Such simple lyrics that ring so true…

I fear that we are opening up Pandora’s Box before we are ready to see all that is inside. Opening up America again, or whatever he calls it. I hope the experts are right, but I fear they’re not. It only takes a few untested, AND, the key word here is untested, outliers to ramp this thing up big time……AGAIN!

In the epicenter of this virus New York City, they’ve barely hit the flattening of the curve. Governor Cuomo talks about revisiting opening up New York on May 15th. My opinion is, he’s just placating the White House. He knows damn well May 15th is not happening. The president comes out this morning like an unhinged maniac tweeting, liberate Minnesota, liberate Michigan. Does anybody see the body bags in the freezers in the state of Michigan? I don’t know anyone who watches the news that hasn’t. Why would he want to liberate a state that’s in the throes of the deadliest pandemic we have seen in our lifetimes? And then you have my favorite Governor… The guy who runs Florida. Governor moRON DESANTIS opening up Jacksonville beaches. Does he not remember the spring breakers in Fort Lauderdale? How did that work out moRON? You should have closed them sooner! Who out there watches the news and saw the beaches in Jacksonville open up? Bad move Mo! People congregating, ignoring social distancing and turning the beach into a petri dish. Open the parks Ron.. oh, I forgot, you did that too. Florida hasn’t even flattened the curve yet. But remember people, this is the idiot who thinks automobile sales are an essential business during a deadly pandemic. Are you beginning to see how we very well could be on the Eve of Destruction? I believe the economy needs to reopen, but why now? Why not lay low for a month and see what happens? Everybody who walks the street walks with a potential death sentence on their back. That’s all over the world right now and Governor moRON would rather support the party than save lives. There’s some sort of disconnect here. Why are we mandated to wear masks when we go shopping or do any indoor activity where there are people, while beaches and parks are open and people are congregating? Certainly that idiot DeSantis knows this thing is dangerously contagious and most definitely a killer. His ridiculous rationale is that people need to get out. Boohoo boohoo boohoo… Locked up in your house for a month with all the amenities. What difference would another couple of weeks make?… Or even a month? And you don’t believe We’re on the Eve of Destruction? The money’s not going to mean much if you’re dead! Hey Governor moRON!!! If you’re looking for something to do, why not go after the payday loan companies that are ripping off the public? Gouging incomes and tearing up lives! Probably because the Native American tribes, and large businesses have fit you right smack in the middle of their pockets. That’s all for now..

I’ll just say to those of you out there who are reading, this is my opinion and not the opinion of the company whose site I publish this blog on. If Governor DeSantis’ payday loan companies have got you down, and you need help paying off your payday loans you’re on the right site.We’ve been helping people pay off their payday loans for the last 23 years. We are good at what we do. We have history, and an A+ BBB rating to validate my claim. When you’re in financial difficulty, most specifically deep debt, call us or fill out the form on our home page. We can help you pay off those payday loans, and in most cases at a 0% interest rate. If you want to deal with a payday loan consolidation company who is good at what they do and treats clients like family, call us! Federated Financial is the payday loan consolidation company that cares!