I felt this would be a good time to revisit exactly how payday loan consolidation works and how to get started. Payday loan consolidation can be a gift if you are strapped to a high-interest payday loan that you obtained through what I like to call predatory lenders. How do you get out of debt? Sometimes solutions that seem almost impossible, are right at your very fingertips.

The first step is to find a reputable payday loan consolidation company. You’ve found one on this website. Whatever brought you here brought you to the right place.we have 23 years worth of experience and accolades in this business having opened our doors in late 1997. We have been recognized by the BBB with their highest mark, which is A+.

We have been recognized by our customers in our Google reviews and most recently I’m proud to say that we were featured in a Market Watch article that we’ve posted here on this site. This article was posted by Market Watch just a week ago and this is January 2020. Market Watch was impressed enough by our site and our reputation to post a link from their site referring us to their payday loan consolidation customers.

Okay, so how does it work? Up top, on our home page is a form. It’s a simple form that asks you to fill out five things. It takes 30 seconds to do. You can even get things rolling more quickly if you’d like. Just pick up the phone and call us Monday through Thursday from 9 to 9 and Fridays from 9 to 6. You will be connected either by form or by telephone to an accredited payday loan counselor. All you need are the names of your creditors and the account numbers if you have them.Your counselor will discuss your situation with you and based on our 23 years in business and our excellent relationships with your creditors more likely than not we will be able to submit you into a payday loan debt consolidation program.

This will reduce your interest rates down to 0%. Obviously, that will eliminate the exorbitantly high interest rates that you have been paying consequently lowering your payment to a more affordable dollar amount. It will also ensure that if you make your payments on a timely basis you will get out of debt a lot quicker then you would have if you had been paying interest. In addition you won’t have to roll the loan over into a new one with more fees being added to an already onerous balance. Aside from a bankruptcy which can be messy and embarrassing, this really is your only alternative. Use it. It will save your financial future.