Yearly Archives: 2020

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What really is the state of the union today?

News flash! Straight from the White House! The President announces Dr. Fauci and the experts are idiots, and Dr. Fauci is a disaster. This latest proclamation from wannabe King Trump confirms what he’s known all along. There’s a card missing from that deck of 52 he deals from. That’s an amazing statement coming from a man that grabbed a short video of this doc and without his consent inserted him in a campaign advertisement. I think his Royal Highness needs to make up his mind here. Now, it seems like he did. The Monarch went on to say on Monday that he has no problem with the doctor and actually likes him. He continued by adding, I think he’s a terrific guy. Then he flipped again. He went on to say that every time he goes on television there’s always a bomb. But, there’s a bigger bomb if you fire him. Well, his Royal Highness certainly has that one right. Right now Anthony Fauci is leading the polls as one of the most popular people in this country. We already know the state of King Trump’s popularity. Quite frankly it sucks. It ought to suck. He has blood on his hands. And, by the way, Trump has no power or authority to fire the doctor. All he can do is remove him from the coronavirus task force but I think Dr. Fauci has done that for himself already. More rhetoric and Bullshit from a royal despot who’s losing control.

 

I pose this question? What is wrong with wearing a mask? The idiots who the King refers to are the top infectious disease docs in the world. They say simply wearing a mask and social distancing can save hundreds of thousands of lives this winter. What’s wrong with that? You would think that a man who just was discharged from the hospital a scant two weeks ago would have been humbled by his experience. Perhaps, humbled enough to say he was wrong. Might he have said, Please wear the masks! Protect your brothers and sisters in these United States. Not only didn’t he do that but upon returning to the White House that night he took the mask off and defiantly looked out into the evening air from his portico and took the photo op. I believe his recovery was a good thing. I wish bad on no living creature on this planet. This man couldn’t keep his wife and son healthy. He allowed this disease into the White House by defying the opinions of true experts in the field of infectious diseases. The super spreader event, AKA the introduction of Amy Coney Barrett which is another story itself led to the direct infection of 32 people that we know about. That’s leadership at its best. As the King of America said, I had it, I know what it’s like to have it and I understand. I recovered. Yeah, he recovered. He received the finest medical care in the world and the finest drugs that haven’t been released to the public yet. Drugs that you and I would never see if God forbid we were infected.

 

The King speaks about rebuilding the economy and the fantastic job he’s done. All he’s done is throw Band-Aids onto the wounds, instead of going to the source and fixing the core problem. All hail the King!

 

If you are suffering financial difficulties at the hands of payday lenders our payday loan consolidation program can help you. Federated Financial is a 23-year-old company, A+ rated by the BBB. Our years of experience allow us to work closely with your creditors and in most cases by doing that we can reduce your interest rates from up to 700% APR down to 0, thus lowering your monthly payment and your time to get out of debt. Simply put, we are the best. If you need help with Advance loans, call us today or simply fill out the form on the top of our homepage. Today can be the first day of the rest of your life on the road to financial freedom.

Unemployment requests jump and some people just don’t seem to care!

Job reports came out this morning and the numbers don’t look good. Almost 900,000 people applied for unemployment last week. The nation has been hovering around 800,000 new claims each week and it took a jump today. People not only aren’t going back to work, but more are losing their jobs. Where are our leaders? In the last couple of weeks both governors, Ron DeSantis of Florida and Governor Greg Abbott in Texas have allowed stadiums to open to full capacity. I watched the Texas A&M Florida game last weekend and I was shocked at how many maskless people there were in a crowd of 40,000. Florida comes home and announces that they’ll have a full house this coming Saturday. 80,000 people in the Swamp? Thanks, Governor DeSantis. Another spectacular job you’ve done there. It doesn’t look like it’s going to happen. Fate dealt with these poor kids who play football and totally rely on their coaches who are their mentors to protect them a horrible blow. 19 of those kids came down with coronavirus this week. That’s 19 boys because let’s are real here. 18 and 19 and 20-year-olds aren’t fully grown men between the years yet especially in a protected college setting. They were let down by the people they trusted the most, their coaches and state government. It doesn’t look like Florida’s playing anything this weekend but the quarantine game. It’s really sad. These kids don’t get paid yet they can get sick. Numbers are spiking all over the country, yet these two governors say take off the masks and let’s play some football..

 

And now I digress for a moment. Why are there 900,000 unemployment claims this week? These are new unemployment claims. That’s because companies are going out of business for good given that some of our elected officials don’t recognize that there is an absolute pandemic still alive and well and growing in this country. These college kids are just pawns in the game of life to these universities and are just money-making machines for their school. That would be not for themselves but for their school. Truth be told, our leaders don’t seem to give a s*** and it looks like the plan here is to achieve herd immunity. We saw how that worked out in Sweden. NOT!! I throw my hands up in the air when I see stuff like this and I want to stand on top of the Empire State Building in New York with the biggest microphone on the planet and scream “get out there and vote vote vote!!!!”

 

This is why people are out of work. If you are on this site because you’re having financial problems we can help you with your payday loan consolidation. Don’t be one of those people who should have done it. People went back to work and went back to the old way of taking payday loans. These loans are now going to bite almost everybody that has one, especially if these people lose their jobs. Let us help you get rid of those advanced Loans now before it’s too late. Federated Financial is a 23-year-old company that is rated A plus with the BBB. The Better Business Bureau has bestowed its highest rating upon us. There’s a reason for that. We do a great job. In most cases, we can reduce your interest rates all the way down from a high of 700% right down to 0. If you need help, start changing your financial future today. Call us. Our number is right on the top of the page. If you’d prefer to fill out our short form and somebody will get back to you during business hours….. within a half hour. We are highly respected and most importantly, we care!

Make a change start today! Reboot your Financial life!

As I write this the world is changing before us. More people are going back to work because they have to. The unemployment stimulus has run out and right now today it doesn’t look like any new help is in sight. Now, hopefully, people in this country start earning a living again and begin to dig out of their financial mess. This pandemic has hurt all of us in many ways. Many Americans have gotten into a specific kind of problem that can seem insurmountable at times. Each year 12 million folks take out payday loans. 12 million people taking out payday loans at interest rates that can run anywhere from 200 to 700% annually. During the last five or six months, businesses were closed.

Consequently, the collectors weren’t working and most of the collection lawyers weren’t working either. Now that people are back to work everybody is doing what they do. The problem is so are the collectors. Many fell way behind on these loans with no one to show them an easier way out. It’s ridiculous to think that some Americans who might be making minimum wage or a bit more are responsible for thousands of dollars that they truly intended to pay back when they took these loans out. And then came Covid19. There is no way anybody who has been through this pandemic without enough savings can pay these loans off in the time frame that the creditors want, and in a way that won’t cost up to 700% interest.

Fortunately, companies like Federated Financial exist and are able to help you out. Federated is a 23-year-old A plus BBB rated company. We are a debt consolidation company that specializes in consolidating your payday loans. Here is what we do. If you’re on this site odds are you have a problem. Take a moment. Fill out our short form, or simply pick up the phone and dial the number on the top of this page. You will be connected with a certified credit counselor. This person will explain to you what you need to do to get out of debt, using our company to perform that service for you. Advanced loans are tough. Thankfully we are tougher. We can work with your creditors and send them your monthly payment at a greatly reduced interest rate, sometimes as low as 0%. Yes, that is true. In most cases, we can have your creditors reduce your interest rates down to 0%.

As a 23-year-old company, we’ve worked with the companies that you’ve borrowed from for years. They know us and they trust us. Their goal is to get paid. They accept reduced interest rate payments from us because they know when we send them a proposal asking them to work with us on your behalf more times than not they will get paid. We carry the clout that only a professional, established company has. At a zero interest rate, you will end up owing less money, consequently paying less each month and getting out of debt much quicker working with us than you could do so yourself. It sounds simple. If you can make a reduced monthly payment it usually is. Take the time to make today the first day of the rest of your life. Clean up your finances and feed your family at the same time. We genuinely want to help you. We are exceptionally good at what we do, and most importantly we care. Check out our Frequently Asked Questions to educate yourself.

Staying healthy in the time of covid-19 and keep paying your bills!

It’s been an interesting weekend in America. I’m going to be nice. Before I’m nice I will say that I am a lifelong registered Republican. So, most of America is back to work. We all want to stay healthy. We want to take care of our lives. We want to earn a living, take care of our families, and stay away from COVID-19. We do not want it to make us sick. We’re living in a world that’s different. They call it the new normal and it might be the new forever. Perhaps it’s a better way to live than we had before. We will find out as time goes by. We need the vaccine but not until it’s safe. Vaccines work! If anybody doesn’t believe it, Google the word polio. Google the word measles. Google the words whooping cough. I could go on and on. My generation. The people who were born after 1955 never see those diseases again. They were eradicated from this planet with vaccines. Vaccines work! In order to stay healthy during this pandemic, when the vaccines become available to common folks like us we must take them and trust. My parents and all the parents who had children back in the 50s made sure we the children were vaccinated. Until the time comes when there is a safe COVID-19 virus wearing masks, social distancing, and quarantining ourselves if we get sick or suspect that we could get sick is an absolute must. I honestly don’t know anyone who has gotten sick wearing a decent mask and I’m not talking about the paper crap or the cloth. I’m talking about a decent respirator mask that can be purchased for pennies more than a dollar right now.

 

Unfortunately this weekend many were given a message that just isn’t true. Here’s where I’m going to be nice. We won’t mention names. We need to be afraid of COVID-19. It’s killed over 200,000 Americans. That’s something to be afraid of. It’s real. A certain VIP was diagnosed, allegedly last Friday, but it could have been last Monday because nobody’s telling. Fast forward and he’s out of the hospital on Monday night. He’s still positive but he’s going to quarantine at home and do his work from there. The problem is he tweets too much. He tells the public, do not be afraid of COVID-19. He tells the public that masks aren’t particularly necessary, see Any Coney Barrett’s introduction 2 weeks ago, and you’ll see what I mean. Including this particular person, 19 people are sick from that event. How sick, who will recover and who won’t is still up in the air! We do not know. Nobody social distanced, nobody wore masks. People need to be told what to do and the person who has the most power to do that is not telling the truth. So my message here is very simple and three-fold. Wear the damn mask. That should be a mandate. Social distance. Maintain at least 6 ft between you and whoever you’re speaking with. And, then you can go to work every day, feed your family and not worry about money. At that point, you can pay your bills. It’s a nice feeling to be able to take care of yourself. If you’ve run into problems with your payday loans Federated Financial can help. Federated can consolidate them in most cases at a 0% interest rate. We’ve been in business for 23 years and are rated A plus with the BBB. Just a thought because you’re on this site. Check out our videos for more information about our company.

 

Last thought. Don’t believe everything you hear or see on TV. Especially when it comes from a house that’s white. The man who lives in that house, that house that is white has a heart that’s black. He cares little for anybody at all except himself. Note, when someone gets out of the hospital and still tests positive they wear their mask when they walk inside their home. The man in the beautiful old historic house that’s white, can’t even protect the ones he loves by doing that one simple thing.

Get out of debt starting today! You’ll be glad you did!!

As we remain in pandemic mode, our televisions become a true gift starting tonight. This evening we have the presidential debate and we have the first round of the American League playoffs starting this afternoon and running well into the late evening. For me it’ll be the New York Yankees at Cleveland playing the Indians it’s been a long time since I’ve had two televisions running at once. Baseball and debate. I posted an entry on this site back on July 3rd. it was 21 days before the baseball season started and I said there was absolutely no way MLB could pull off 60 games per team over 2 months. In the beginning, it looked like I hit the nail right on the head and was right. The Miami Marlins had 18 players go down after the first weekend with COVID-19 and they missed a whole week of play. A week and a half later the Cardinals had their turn at testing positive. The general consensus is the players couldn’t control themselves and they weren’t maintaining the safety protocol that was set by both the league and their very own Union. To my surprise and absolute pleasure, there wasn’t another breakout throughout the rest of the shortened season. I predicted they wouldn’t finish the 60 games. I don’t know what kind of magic both Rob Manfred and Tony Clark, MLB commissioner, and MLBPA chief had up their sleeves but whatever they told these guys seem to have worked. All 30 teams have traveled regionally playing mostly 60 game schedules and I guess the boys really took the message to heart because there were no major outbreaks at all.. good job MLB! You’re two-thirds of the way home.  Both championship series, AL and NL will be played in Texas at the brand new 1.5 billion dollar Globe Life Stadium, seasonal home to Texas Rangers.

The World Series will be played there too. In addition, there will be human beings in the stands. All those silly place cards are going away. I’m assuming it’ll be something like they’re doing in Miami right now during the Dolphin games. Hard Rock Stadium in Miami has 75,000 seats and they’re allowing 13,000 people to attend each game. I suppose that was worked out by scientists, doctors, and mathematicians. The manager of Hard Rock Stadium said, “if you don’t wear a mask you’re not welcome here”. They’re taking this seriously and I’m sure MLB is too. Each sports league seems to be following successful protocols that were set up by their counterparts. So far so good… And by the way…GO HEAT! Tomorrow night Miami and Los Angeles square off at the bubble in Orlando the crown the 2020 NBA champion. It looks like their system worked too. This boils down to a sports Fan’s dream but more importantly, at least for me it brought some normality back to these crazy abnormal times and made me feel really good. I’m sure a lot of people feel like that. It makes you feel like things can and will eventually get back to at least the new normal. The baseball season was a major distraction from the tragedy and the pain caused by COVID-19.

 

Our economy opens up more and more every day! Many people have gone back to work and are getting paid. That includes collection agencies too. Collectors are back pounding the phone looking to recoup monies owed to their clients. It’s a lot easier to kick back and watch some baseball, basketball, and heavy debating with a free, clear mind. You’re on this site and you probably need help. Federated Financial is one of the oldest and most respected payday loan consolidation companies in the country. We are headed into our 24th year in business. If you need help with your advance loans give us a call or fill out our form and someone will get back to you quickly. We have working relationships with your creditors which enables us to take you through this program and get you out of debt in a shorter amount of time that you can do so yourself. Our A+ Better Business Bureau rating gives us clout and credibility with your creditors. They will take reduced payments from us most of the time at a rate of 0%. Right now you’re paying anywhere between 200 and 700%. Zero-interest equals smaller balances, which equals quicker time to get out of debt. Give us a call today and enjoy the games tonight. Take back your power and your peace of mind. We can help! we care! Check out our videos.

 

Is it time to get out of debt? Payday loan consolidation can help!

And so we have a presidential election coming up on November 3rd. Biden is leading the polls, but so was Clinton back in 2016. On Tuesday night the 29th Biden and Trump will square off in their first debate. I believe that this debate could be a major factor in deciding the results even a little more than a month ahead of the general election. A lot of noise has been made about the cognitive abilities of both candidates. I’m not a doctor but it seems to me that under pressure Donald Trump might have the advantage. He’s still quick on his feet with a retort and unfortunately, Biden isn’t. His latest gaffe came the other day when he said that 200 million Americans have died from COVID-19. I know he meant 200,000 and so did everyone else watching but the fact remains he still said it. In addition, he said it in front of a friendly audience with no pressure upon him. Trump lies, but Biden forgets. The forgetting part is scary. I believe that short of taking the same pill that Bradley Cooper took in the movie Limitless, Joe Biden is going to have a real tough time without a teleprompter. How does this affect you?

 

I don’t think you came to this site to read about the presidential election or the debate.I assume you’re here because you have payday loan debt. In my opinion, the Democrats seem to be way more stimulus friendly than the GOP. In other words, my bet is on more money for the people if we end up with a Democratic president in office and especially if the Democrats win the Senate. These are strange times we live in. The whole country is divided. Somebody has to step forward and bring it together. If you’re here because of your Advance loans we can help you. Federated Financial has been in business for 23 years and has built relationships with your creditors. In most cases your creditors will reduce your interest rate down to 0% for us, helping you get out of debt in a quicker and less expensive way than you could do so yourself. Just fill out the form on our home page or give us a call and it would be an honor to be the company you chose to help you!  Federated Financial is an A-plus with the BBB and most importantly we care

Why let Federated Financial consolidate your payday loans?

When I go out to buy a car, I walk into the showroom and ask for the most experienced salesperson there. I want to do business with a person who’s worked at that dealership for a long time. About now, perhaps you’re thinking isn’t this a payday loan debt consolidation website? Yes of course it is, but the analogy is pretty simple. That salesperson with tenure, who I am about to torture has been there for a long time for a reason. He has a loyal customer base that every three years will come in and release a car. He treats people with respect and honesty. If he didn’t he wouldn’t last at any dealership because eventually, nobody would want to do business with him. He has product knowledge. Working at a job for a long time provides you with that knowledge, and makes you continually learn what’s going on in the industry with your particular products. This car salesperson wants me to come back in 3 years when I’m ready for a new car. He’s a long-term player. I’m sure the analogy has become clear

Federated Financial is the best at consolidating your payday loans. They’ve been doing it for 23 years with an A+ rating bestowed upon them by the BBB. Honesty and integrity provide you with an experience that you’re not going to get from a startup or a company that hasn’t dealt with your creditor’s thousands of times before. When a creditor gets correspondence from us, telling them that Federated Financial will be handling your payday loan debt, your creditor understands that it’s dealing with an old established company with years of industry experience. It makes it easy for us to deal with your creditor, consequently, you benefit by the terms that in most cases we’re able to negotiate for you. Most of the time we will have your creditor work with us to reduce your interest rate down to 0%. That’s usually a reduction of somewhere between 200 and 700 points. That’s right. Interest and fees in some cases can run you up to 700% annually. Lowering your interest rate to zero, ensures you get out of debt in the quickest amount of time with the lowest monthly payment possible. Payday loans are tough. Especially in these times, it’s understandable why some people have to turn to them. If you are experiencing extreme payday loan debt please, fill out the form at the top of our page or give us a call during business hours. You will speak with a certified credit counselor who understands your situation and your needs. Your certified counselor will explain this program to you from a to z and if you feel that it’s something that will work for you as it’s worked for hundreds of thousands before you, you’ll start relieving your payday loan debt today. Federated Financial treats its clients like family. It’s because we care.

More stimulus on the way?

It might be time. Republican senators are warming to another stimulus check for Americans with one large caveat. They’re talking about lowering the income threshold from $75,000 a year, all the way down to $40,000 a year. What’s the reason for that? Simple answer. It would save the country billions of dollars. It also puts another dagger in the heart of what keeps this country running. Middle-class people. It’s often been said that there is no middle class anymore and it seems as though our government truly believes that. If they didn’t they would take better care of the people who reside in that category. I find it to be distressing that restaurants are being closed again and so are gyms. As recently as yesterday this has started happening across America. These are neighborhood places. Many owned and operated by small business people who are our neighbors. Middle-class people working hard to make a living. I don’t necessarily disagree with the idea that workout facilities and restaurants are a cause of spreading viruses. What I disagree with is prioritization. Makes me wonder? Wouldn’t a Casino be a much larger breeding ground for a virus than a local restaurant? That’s a rhetorical question because the answer is obviously yes. Casinos are owned by corporate America and most publicly traded companies with one exception being native American properties. Why isn’t the middle class being prioritized here? Does the government really think that a family of four can survive on what’s left of $75,000 after taxes? Have the Republicans lost their minds? That might be a better question? It’s difficult to understand the inner workings of closed-door government dealing with issues, but it sure looks like this president is taking care of his own, American corporations before he takes care of the backbone of this nation which is the working middle class.

This brings me to my next point. Why are you on this site today? The answer is obvious. You are overcome by your payday loan debt and looking for payday loan solutions. Fortunately for you, you’ve come to the right place. We’re Federated Financial. We’ve been in business for 23 years. We have an A+ rating with the BBB. We are one of those payday loan consolidation companies that can really help you. There are many payday loan consolidation companies out there but none of them have our longevity or our genuine concern or ability to help the clients. Our many years in business puts us in a position to help you with your payday loan debt consolidation. When you work through us your creditors listen. They know us. In most cases, they will reduce your interest rates from up to 700% annually, down to 0% based on your working with Federated Financial. We are exceptionally conscientious and I believe that we are an absolute industry leader. You need help and you can get help starting today. You need to take the first step. Call us, or fill out our form on the front page and somebody will get right back to you as long as it’s during business hours. If not we’ll get back to you first thing the next morning. We will explain this program to you and tell you all your options. Regardless of whether or not you use our program, you will be extremely well-versed on how payday loan debt consolidation works. We can help you. Start today and finish sooner. I believe we are the best at what we do because we genuinely care.

Take me out to the ballgame! Coming to a stadium near you on July 24, 2020…..Or maybe not!

The news is scary. It seems like COVID-19 is everywhere and spreading. Kind of a strange time to open up the baseball season. MLB plans on playing a 60 game season using a new protocol that they believe hopefully will inhibit COVID-19 from infecting the players. They will be playing in empty ballparks! A 60 game season has plenty of perks, especially for the bad teams. Any team can get hot for two months and surprise the country. There could be a longshot champion this year if… If they complete the season. I’ve written a lot about baseball in this blog. It is my favorite sport. So here’s my take. There will not be a 60 game schedule this year. Sanitation, separation, and only regional travel won’t make a difference. There will be no spitting, no tossing the ball around the infield, and certainly no high-fives or hugs. If it happens it’s going to be strange to watch. I hope it happens. Deep down I don’t believe it can sustain. They are 1800 major-league players on their team rosters right now. Umpires add to that total. Too many people and too much virus to save the season. I’ve read that the NBA is watching closely and will decide whether or not to play this year based on what happens to baseball. So, It seems as though professional athletes can be put out of work just like everybody else. The difference is most of them are extraordinarily wealthy and can afford it.

Here is my point. COVID is spreading once again. Anybody can be put out of work at any time now. This is the time to get your finances in order. Many people have gone months without paychecks and are just back at work. They’re struggling to pay their bills. They’re trying to pay their payday loans down. People need to pay down payday loans before the looming specter of job loss occurs again. Payday lenders have loaded you up with fees and interest that can total up to 700% each year. There’s no way to get out of debt in a short period of time paying rates like those. Federated Financial, our 23-year-old payday loan consolidation company can change that scenario. We are recognized By the BBB as an A+ rated company. That gives us clout with your creditors, Consequently, in most cases, we can get them to lower your interest rate down to zero and have you out of debt in a much shorter period of time then you could do so yourself. Payday loan debt sucks. It’s financially crippling. We are able to help you. We are one of the oldest companies of our kind in the country and we treat our clients like family. Give us a call during business hours or simply fill out our form and somebody will get back to you. We can get the job done! We care!

This is the best time to consolidate your payday loans!

Why? Why is this the best time to consolidate your payday loans? 25 States are in the red zone dealing with large coronavirus outbreaks. Big States, California, Texas, Arizona, and Florida to name a few. Here’s the problem. Many have gone back to work. When you’re working you can borrow. When you borrow you have to pay it back or face consequences that might even include lawsuits and judgments. Defending those cost a lot more than paying off your payday loans. The problem begins when some of these states start rolling close-downs. A rolling close down is when hotspots in the particular State that’s affected are closed for a certain amount of time until the area cools off a bit. Unfortunately, this means many will be out of work. Although it will hopefully be for a shorter time than before, people still won’t be earning a paycheck. Right now with money coming in is it a good time to take care of this debt that will haunt you for as long as it’s out there. Payday lenders are known to be very aggressive when it comes to collection on these loans. Borrowers are out there paying 200% all the way up to 700% interest annually on their payday loans. While it may impossible for you to pay off your payday loans due to the high rate of interest you’re being charged, payday loan consolidation will make all the difference. Payday loan debt consolidation is simply you making your payments to your particular lender through Federated Financial, a 23-year old A+ BBB rated company, and in turn, having us forward your payments to your creditors. Many may ask, what is the financial advantage? The answer is simple. In most cases, our payday loan consolidation company can have your interest rates reduced all the way down to 0% by simply making your payments through us. Yes, you read that correctly. And turn that will reduce your interest rate down to zero and allow you to have a smaller monthly payment and a shorter time making those payments to get out of debt. The goal here is to be debt-free if and when you get shut down again. We all need to take into consideration that this pandemic will not last forever. More than likely in a couple of years it will be a memory. My contention is that people need to get rid of this kind of debt as soon as they can. To have it sit for two, or three, or four months do to another shutdown will cost you quite a bit of money in interest and late fees as opposed to paying it off while you still can at a monthly number you can completely afford.

When choosing a payday loan consolidation company to work with, the two most important things to look for are age and credibility. Our twenty-three-year-old company has been open that long for a reason. We do our job. The BBB gives us an A+ rating which in turn gives us credibility with you the customer, and just as importantly your creditors, with whom we’ve been working with for many years. Our relationship with your creditors almost ensures that they will accept our proposals to reduce your interest rates down to 0%. You’re on our site. That means you’re needing help. You’ve come to the right place. We are one of the grandfathers in this business and we treat our clients like family because we care. Call us today, or alternatively fill out the short form on our home page and someone will get right back to you.