Save Money With Our
Unsecured Debt Repayment Programs

PUT EXTRA DOLLARS IN YOUR POCKET EACH MONTH

If you are ready to take back control of your debt, we can help!
Put big money back in your pocket every month. Spend those dollars on yourself and your family!

We love eliminating late fees. No late fees equal MORE $$$ for you!

Stop ACH debits from
your account
We can show you how to keep your money safe In your account.

NOT a Debt
Settlement
We do not Hold your Money in an account while
we negotiate with your creditors. That’s not what we do. We want to put money back in your pocket.

Reputable Consumer Education Organization
We have been Operating for more than 22 years with an A+ Better Business Bureau Rating.
Our recent
Payday Loan Help Reviews

This company helped me communicate with creditors and get out of debt. They reduced interest rates substantially and helped me with my payday loans. The interest rate is now reduced to next to nothing. I am almost completely out of debt and couldn't have done it without Federated.


Used them to consolidate payday loans. I had 6 loans out and 5 of them immediately stopped charging me interest once I signed up. The 6th, Loan at Last, wanted initially more per month than I could afford, but they were able to get them to take less and keep me from collections til one of my other accounts paid off. Then they were able to offer the freed up funds in addition and LAL accepted and also stopped the interest til it was paid. Was never going to be able to pay them all off on my own with my other expenses.


I wanted to wait to post this review until I completed my payday loan consolidation program.. I am now debt free! The program was very easy and affordable. My enrollment rep. (Michelle) made the process easy and made me feel comfortable which meant SO much since I was scared and embarrassed about my debt. The customer service I received during my program was outstanding. Thank you again!


I used this company many years ago in 1999 after I graduated since I racked up a lot of credit card debt in college. I Recently, I had some bad luck and put myself into some debt again. I took out a few of those online payday loan/ installment loans. I realized I was paying back the loans at 500% interest! I went online to see if possibly Federated was still around. I was so happy to see that they were still in business after all of these years! I just signed up again and as always they are always there to answer the phone and help. My interest rates are at now at 0%!!! Thank you! I can't wait to get this done!
Debt Consolidation Company
Have you ever considered engaging a debt consolidation company? Consolidation programs can help you reduce your monthly payments, and the best news is you can start today! You don’t have to worry about how you’ll score on a credit check to get help. In some cases, exorbitant creditor interest rates can run up to 700% APR making you pay way too much. In many instances, while working hand-in-hand with your creditors we can have them reduce the interest rate all the way down to 0%!
Working with an experienced 23+ established loan consolidation company can put an end to the dunning creditor calls as well as the nasty letters you receive.
Start the life of financial freedom today! Fill out our short form, or give us a call! Our non-profit affiliate partner companies can show you an easy way to fix your problem with their Loan Consolidation Services.
Debt Consolidation and “Your conception of how money works for you” The way you deal with your money on a daily basis can impact your life for years to come.
A good debt consolidation company can help you clean up your financial mess. A great one can show you that sound financial practices do not always require “doing without.” With financial education and planning, you employ learned skills to do so much more with what you have.
When you are able to manage money efficiently, you can budget for emergencies, vacations, holidays, college, cars, homes, or retirement.
High Interest Short Term Loan Consolidation
The need for quick cash has forced many desperate people into taking out predatory payday loans. Payday lenders are notorious for slapping very high-interest rates on all of their personal loans.
Once this money has been borrowed, the vicious cycle begins. Payday Loan companies, the very companies that loan you this money and profess the desire to help you, have actually created a business model to keep you in debt for many years. Twelve million people in the United States take out a payday loan every year. Once the money is spent, many realize they can’t afford to make full payment. This ends up with them rolling up one payday loan into another until the debt becomes completely unmanageable and unaffordable. With origination and rollover fees, you’ve fallen into the circle that has been specifically created to hurt the payday borrower.
Nobody wants to deal with multiple payday loans. Take back control of your debt with a payday loan Debt Relief program STARTING TODAY!. The way you deal with these payday loans will impact your life for many years to come. We can help!
Our non-profit affiliates can show you that sound financial practices consist of getting out of payday loan debt! It’s time to get out of payday debt and start seeing a better financial tomorrow!
A great Financial Program, administered by a respected, 20 plus-year-old trusted company, can help you “fix” your finances. We understand financial stress.
You have the power to control your financial future with one of the many Debt Programs our nonprofit partners have for you. Payday loan debt doesn’t have to take over your life, especially when there are so many payday loan consolidation options available.
How Payday Loans
Work
Across The United States.
Payday loans and a state-by-state review. Please click on the map above to find out what the payday loan laws and limitations are in your state or district, Fifteen States, including the District of Columbia have laws that prohibit payday lending. The problem lies on the internet. Many Native American tribes provide Payday loans online, blatantly ignoring State regulations. This is not a judgment.
Payday loans are short-term cash loans used to pay bills between paychecks. Payday loans were initially conceptualized to offer short-term (often referred to as stop-gap) loan(s) to working borrowers when the need would arise. The amount of these loans vary, based on state law. (Please click the map on the top of this page to see how it works in your state.)
The borrower will write a check to the lender once they receive their paycheck. This payment will include the total amount of the predetermined loan installment payment, along with the fees.
A payday loan should serve as a help to those caught between paychecks… However, as this industry has been bastardized throughout the years, payday loan interest has skyrocketed. Rates are generally over 200% some reaching 600 or even 700% APR.
Many first-time payday loan borrowers are completely unaware of the immediate financial dangers when completing the process for their payday loan.
As mentioned before A total of 15 states have either banned payday loans completely (including DC) or capped the interest rates. Don’t be fooled into thinking that protects you. There is nothing you can’t get on the internet.
How Interest Reduction
Programs Work
1
Save Up to 700% APR Annually
We contact your lenders to advise them you have enrolled in a Special Repayment Plan.
2
How does the Payday Loan Consolidation Plan save all that Interest?
Each monthly payment you make is disbursed to your creditors at a greatly reduced interest rate. It won’t affect your credit score either.
3
Pay Off High-Interest Payday Loan Debt and Start Saving Money
Using Our Program, you will be able to pay off your loan in a shorter period of time without a 200%-700% APR.
4
No More Payday Loans!
Payday Loan Debt Consolidation means that your money goes into your pocket instead of your creditors. Paid in Full!
Help for Payday Loans
Help for your payday loans is here with the help of a payday loan consolidation program. Federated Financial has been helping Americans consolidate their payday loans for over 20 years. In many cases, payday loan interest rates can run up to 700% APR depending upon where you live.
Fill out the form above, or give us a call and learn the options available to you. Find out how quickly you can become debt-free! Say goodbye to that payday loan debt once and for all! We are a trusted credit counseling company with 20-plus years in business and an A+ rating with the BBB. We specialize in and helping people get out of debt with our trusted payday loan consolidation program.
Paid Off Loan
$$ Relief Benefits
Many consumers fall victim to the cycle of this type of loan. Breaking the cycle on your own is difficult and overwhelming. On top of payday loans, credit card debt and other personal loans can cause you to get over your head with debt.
A great loan consolidation company offers many advantages over doing the work yourself, and can give you much-needed peace of mind in helping you navigate your finances BY PUTTING THE MONEY IN YOUR POCKET!


Interested in learning more? Here are some of the benefits our clients receive by allowing us to help them with payday loan help.
#1 Simplify the Process
Combining multiple bills into one monthly payment. Paying one bill per month is much easier than multiple personal loans. This can save you a lot of time when compared to writing multiple checks each month. This is a great form of debt management, especially if you have any other type of loan or credit cards that need to be paid off.
#2 Reduce Overall Interest Rates
In most instances Federated Financial is able to have your creditors reduce your interest rates down to 0%, putting you in a position to pay down your personal loans more quickly and with a low monthly payment. A loan typically has high fees which don’t help your financial situation. Their repayment terms usually benefit them more than you. We reduce these fees to get you a payment plan you can work with.
#3 Stop the harassing Phone Calls
When you enroll in our program your creditors and payday lender will stop calling. Knowing you are working with Federated Financial assures them that in most cases that payment is imminent. We are respected. Being a 20-plus-year-old company carries a lot of weight with the payday loan companies that you deal with.
#4 Get Out of Debt and start saving for retirement today! We can save you big dollars!
Predatory advanced loans typically make it difficult to get out of debt and can cost you a lot more money in the long term. However, you can get out of debt once and for all by using a company that offers unsecured loan assistance. We offer a free consultation with a credit counselor so you can learn how debt consolidation works and get yourself in a better financial situation. There are many pros and cons of payday loan consolidation, so we’ll make sure you know what to expect.
#5 Break the Cycle
Another advantage of using a payday loan consolidation company is it can play a key role in helping you break the “roll them over the cycle” you have fallen into without breaking your credit score.
Breaking the cycle will allow you to set up a budget and stay out of long-term debt while helping you gain control of your finances. Take advantage of our payday loan debt consolidation programs with a consolidation payday loan. Debt repayment with easier with an affordable monthly payment and a repayment schedule that works for you. It’s time to free yourself of the debt from those short-term loans with a reasonable payment plan.
#6 Stay out of Debt…. Make Your Paycheck Yours Again….. Big Dollars Saved
taying away from Advance Loans and payday lenders is essential when taking back control of your finances. Getting out of debt is the first step. Federated Financial can help you do that! Contact us for a free consultation and personalized loan repayment plan!
Partnering with a loan consolidation service offers numerous benefits and is essential to your getting out of debt. Our staff members are trained to assist you and create a program that works for you so you can say goodbye to those payday loan borrowers forever. Call us today and learn more about our financial services!
Eliminate My Loans..
How Much Interest Can You Save
Any service that can reduce your interest rate from between 200 and 700% down to 0% is doing a great job.
The consolidation of advance loans is the way out! No one likes dealing with debt especially when they feel it is insurmountable.
That’s why over 12 million people turn to unsecured advance loans every year as a way to pay an unexpected expense.
If you find yourself in this situation, know that there are ways to dig yourself out of this hole without having to seek a new loan from a payday lender.


If you default on a post-dated check loan it’s going to cost you more money. The loan company will continually tag on fees, interest, and everything else that the contract allows. In addition, they might very well file suit against you and consequently cause you to hire an attorney and spend even more money. Why do that? Work with a well-respected company like Federated Financial and start getting out of debt today!
If you don’t pay your loans, you will probably end up with overdraft fees on top of the original debt
None of this is okay. We can help you, and we care!
If we look at the interest alone, you can see that using these types of loans should be a last resort.
For example, if you were to borrow $1000 and have an interest rate with an annual percentage that runs between 200 and 700% APR, you’ll be paying back a lot more than you borrowed.
THAT IS A LOT OF MONEY AND A LOT OF INTEREST!
It is the difference between paying back your loan or not. In most cases, we can make the interest go away.
There are 15 states and districts which have made it illegal for payday loan companies to operate within their state. There is a good reason for that and unfortunately, that reason is circumvented by online lenders who ignore state laws and work everywhere.
Debt Relief
From Payday Loans



Looking for debt relief from your payday loan? Let Federated Financial, a proven debt relief company help you with your loans today! When you consolidate your payday loans into one simple & many times interest-free or lower interest monthly payment, you’ll repay your debt fast and with ease on repayment terms that are flexible to you.
We are easily able to negotiate with your current payday loan lenders and work to get them to give you relief on loans debt. Many times a reduction of your outstanding balances along with a reduction of interest can get you out of debt and half the time that you would have been able to do so yourself!
It’s important to know the debt relief company you chose will reach out to your payday loan lenders. Our trusted company has over 2 decades of experience consolidating unsecured advance loans.
Debt Relief
From Payday Loans



Looking for debt relief from your payday loans, hire a payday loan consolidation company! Let Federated Financial, a proven payday loan consolidation company help you with debt relief from payday loans today! When you consolidate your payday loans into one simple & many times interest-free monthly payment, you’ll make a single monthly payment to repay your debt fast.
You are easily able to negotiate with your current payday loan lenders and work to get them to give you relief. Many times a reduction of your outstanding amount(s) owed or with a reduction of interest you will pay on your existing payday loan(s).
It’s important to know the payday loan consolidation company you chose will reach out to your payday loan lenders. Our trusted payday loan consolidation company has over 2 decades of experience consolidating payday loans.
About
Federated Financial And How to Save Money
Our goal is to teach consumers everywhere how to understand and manage debt so that they can achieve and maintain financial security. We understand the important monetary issues and challenges life can send your way and we are here to help.
Our free community outreach programs, which include public seminars, walk-in clinics, newsletters, and online materials, give all of our visitors the ability to understand how credit works; how to overcome financial obstacles; and how to achieve important economic goals.
Federated Financial has worked hard to ensure that local and online communities receive the very best possible level of care and support possible. Our counselors, customer service representatives, and creditor relations specialists are certified as credit counselors by the independent National Institute for Financial Education.
This third-party certification consists of a rigorous exam and mandates a demonstrated knowledge of current consumer credit issues, creditor practices, and wise money management. Additionally, every credit counselor is required to participate in our Continuing Education program, which consists of study materials and exams covering a wide range of relevant topics such as recent and pending legislation on credit reporting, collections, consumer protection, disability, bankruptcy, and social security.
Our counselors are also required to review the latest data on such subjects as consumer spending, unemployment, and retirement planning.
Federated Financial a preferred
Financial Relief Company
Federated Financial is A+ rated by the Better Business Bureau.
All counselors working with Client debts have been certified for Credit Counseling and have at least 10 years of experience in the field.
To further assure quality performance with the superior client and creditor relations, Federated Financial partners with 501 (c)(3) non-profit agencies, to administrate the processing and facilitate lender relations for our Clients’ repayment programs.
Whether you require debt relief or one of the many ways to achieve a debt-free life, Don’t wait any longer and contact us today!
About
Federated Financial
Our goal is to teach consumers everywhere how to understand and manage debt so that they can achieve and maintain financial security. We understand the important monetary issues and challenges life can send your way and we are here to help.
Our free community outreach programs, which include public seminars, walk-in clinics, newsletters, and on-line materials, give all of our visitors the ability to understand how credit works; how to overcome financial obstacles; and how to achieve important economic goals.
Federated Financial has worked hard to ensure that local and on-line communities receive the very best possible level of care and support possible. Our counselors, customer service representatives, and creditor relations specialists are certified as credit counselors by the independent National Institute for Financial Education.
This third-party certification consists of a rigorous exam, and mandates a demonstrated knowledge of current consumer credit issues, creditor practices, and wise money management. Additionally, all counselors are required to participate in our Continuing Education program, which consists of study materials and exams covering a wide range of relevant topics such as recent and pending legislation on credit reporting, collections, consumer protection, disability, bankruptcy and social security.
Our counselors are also required to review the latest data on such subjects as consumer spending, unemployment and retirement planning.
Federated Financial a preferred
Payday Loan Consolidation Company
Federated Financial is A+ rated by the Better Business Bureau.
All counselors working with Client debts have been certified for Credit Counseling and have at least 10 years of experience in the field.
To further assure quality performance with the superior client and creditor relations, Federated Financial partners with 501 (c)(3) non-profit agencies, to administrate the processing and facilitate lender relations for our Clients’ repayment programs.
Whether you require debt consolidation or one of the many ways to achieve a debt-free life, Don’t wait any longer and contact us today!
You can use our trusted Payday Loan, Credit Card,
& Medical Debt Consolidation Programs to become free from debt.
Pay off your short-term loans so those lenders leave you alone!
Payday Loan
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