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Serving consumers with pride since 1998. A+ rated by the BBB

Lower Your Monthly Payday Loan Obligations Starting Today!

Federated Financial is one of the largest consumer education organizations in this country!

Federated Financial is dedicated to teaching the skills that are necessary to provide our clients with a secure financial future. Weekly advance loan repayment programs will help you handle your personal financial needs, helping you get out of debt expeditiously. We’ve been serving America since 1998 and we continue to provide excellent service!

Our agency does not provide Debt Settlement or Debt Resolution! You are not defaulting on your debt and having us hold your money in an account, while trying to force the lender to negotiate. Many companies offer that solution. Its called Debt Settlement or Debt Resolution. Programs like this are the quickest way to a lawsuit and or having a judgement filed against you.

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866-283-2722

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    Federated Financial Has a

    Better Business Bureau Rating of A+

    Save Money With Our
    Unsecured Debt Repayment Programs

    PUT EXTRA DOLLARS IN YOUR POCKET EACH MONTH

    If you are ready to take back control of your debt, we can help!

    Put big money back in your pocket every month. Spend those dollars on yourself and your family!

    We love eliminating late fees. No late fees equal MORE $$$ for you!

    Stop ACH debits from
    your account

    We can show you how to keep your money safe In your account.

    NOT a Debt
    Settlement

    We do not Hold your Money in an account while
    we negotiate with your creditors. That’s not what we do. We want to put money back in your pocket.

    Reputable Consumer Education Organization

    We have been Operating for more than 22 years with an A+ Better Business Bureau Rating.

    Our recent
    Consolidation Reviews

    Debt Consolidation Company

    Have you ever considered engaging a debt consolidation company? Consolidation programs can help you reduce your monthly payments, and the best news is you can start today! In some cases, exorbitant creditor interest rates can run up to 700% APR. In many instances, while working hand-in-hand with your creditors we can have them reduce the interest rate all the way down to 0%!

    Working with an experienced 23+ established consolidation company can put an end to the dunning creditor calls as well as the nasty letters you receive.

    Start the life of financial freedom today! Fill out our short form, or give us a call! Our non-profit affiliate partner companies can show you an easy way to fix your problem with their Loan Consolidation Services.

    Debt Consolidation and “Your conception of how money works for you” The way you deal with your money on a daily basis can impact your life for years to come.

    A good debt consolidation company can help you clean up your financial mess. A great one can show you that sound financial practices do not always require “doing without.” With financial education and planning, you employ learned skills to do so much more with what you have.

    When you are able to manage money efficiently, you can budget for emergencies, vacations, holidays, college, cars, homes, or retirement.

    High Interest Short Term Loan Consolidation

    The need for quick cash has forced many desperate people into taking out predatory payday loans.

    Once this money has been borrowed, the vicious cycle begins. Payday Loan companies, the very companies that loan you this money and profess the desire to help you have actually created a business model to keep you in debt for many years. Twelve million people in the United States take out payday loans every year. Once the money is spent many realize they can’t afford to make full payment. This ends up with them rolling up one payday loan into another until the debt becomes completely unmanageable and unaffordable. With origination and rollover fees, you’ve fallen into the circle that has been specifically created to hurt the payday borrower.

    Take back control of your debt with a Debt Relief program STARTING TODAY!. The way you deal with these payday loans will impact your life for many years to come. We can help!

    Our non-profit affiliates can show you that sound financial practices consist of getting out of payday loan debt!

    A great Financial Program, administered by a respected, 20 plus-year-old trusted company, can help you “fix” your finances. We understand financial stress.

    You have the power to control your financial future with one of the many Debt Programs our nonprofit partners have for you.

      How Payday Loans Work
      Across The United States.

      Payday loans and a state-by-state review. Please click on the map above to find out what the payday loan laws and limitations are in your state or district, Fifteen States, including the District of Columbia have laws that prohibit payday lending. The problem lies on the internet. Many Native American tribes provide Payday loans online, blatantly ignoring State regulations. This is not a judgment.

      Payday loans are short-term cash loans used to pay bills between paychecks. Payday loans were initially conceptualized to offer short-term (often referred to as stop-gap) loan(s) to working borrowers when the need would arise. The amount of these loans vary, based on state law. (Please click the map on the top of this page to see how it works in your state.)

      The borrower will write a check to the lender once they receive their paycheck. This payment will include the total amount of the predetermined loan installment payment, along with the fees.

      A payday loan should serve as help to those caught between paychecks… However, as this industry has been bastardized throughout the years, payday loan interest has skyrocketed. Rates are generally over 200% some reaching 600 or even 700% APR.

      Many first-time payday loan borrowers are completely unaware of the immediate financial dangers, when completing the process for their payday loan.

      As mentioned before A total of 15 states have either banned payday loans completely (including DC) or capped the interest rates. Don’t be fooled into thinking that protects you. There is nothing you can’t get on the internet

      How Payday Loans Work
      Across The United States.

      Payday loans and a state-by-state review. Please click on the map above to find out what the payday loan laws and limitations are in your state or district, Fifteen States, including the District of Columbia have laws that prohibit payday lending. The problem lies on the internet. Many Native American tribes provide Payday loans online, blatantly ignoring State regulations. This is not a judgment.

      Payday loans are short-term cash loans used to pay bills between paychecks. Payday loans were initially conceptualized to offer short-term (often referred to as stop-gap) loan(s) to working borrowers when the need would arise. The amount of these loans vary, based on state law. (Please click the map on the top of this page to see how it works in your state.)

      The borrower will write a check to the lender once they receive their paycheck. This payment will include the total amount of the predetermined loan installment payment, along with the fees.

      A payday loan should serve as help to those caught between paychecks… However, as this industry has been bastardized throughout the years, payday loan interest has skyrocketed. Rates are generally over 200% some reaching 600 or even 700% APR.

      Many first-time payday loan borrowers are completely unaware of the immediate financial dangers, when completing the process for their payday loan.

      As mentioned before A total of 15 states have either banned payday loans completely (including DC) or capped the interest rates. Don’t be fooled into thinking that protects you. There is nothing you can’t get on the internet

      How Interest Reduction
      Programs Work

      1

      Save Up to 700% APR Annually

      We contact your lenders to advise them you have enrolled in a Special Repayment Plan.

      2

      How does the Consolidation Plan save all that Interest?

      Each monthly payment you make is disbursed to your creditors at a greatly reduced interest rate.

      3

      Pay Off High-Interest Loan and Start Saving Money

      Using Our  Program, you will be able to pay off your loan in a shorter period of time without a 200%-700% APR.

      4

      No More Payday Loans!

      Your Money Goes into your pocket instead of your creditors. Paid in Full!

      Help for Payday Loans

      Help for your payday loans is here. Federated Financial has been helping Americans consolidate their payday loans for over 20 years. In many cases, payday loan interest rates can run up to 700% APR depending upon where you live.

      Fill out the form above, or give us a call and learn the options available to you. Find out how quickly you can become debt-free! We are a trusted credit counseling company with 20-plus years in business and an A+ rating with the BBB. We specialize in and helping people get out of debt.

      Payday Loan Consolidation Company - Federated Financial - Introduction to payday loan consolidation

        Paid Off Loan
        $$ Relief Benefits

        Many consumers fall victim to the cycle of these loans. Breaking the cycle on your own is difficult and overwhelming.

        A great loan consolidation company offers many advantages over doing the work yourself, and can give you much-needed peace of mind in helping you navigate your finances BY PUTTING THE MONEY BACK IN YOUR POCKET!

        Interested in learning more? Here are some of the benefits our clients receive by allowing us to help them with loan relief.

        #1 Simplify the Process

        Combining multiple bills into one monthly payment. Paying one bill per month is much easier. This can save you a lot of time when compared to writing multiple checks each month

        #2 Reduce Overall Interest Rate

        In most instances Federated Financial is able to have your creditors reduce your interest rate down to 0%, putting you in a position to pay down your loan(s) more quickly and with a low monthly payment.

        #3 Stop the harassing Phone Calls

        When you enroll in our program your creditors will stop calling. Knowing you are working with Federated Financial assures them that in most cases that payment is imminent. We are respected. Being a 20-plus-year-old company carries a lot of weight with the payday loan companies that you deal with.

        #4 Get Out of Debt and start saving for retirement today! We can save you big dollars!

        Predatory advanced loans can make it difficult to get out debt and can cost you a lot more money in the long-term. However, you can get out of debt once and for all by using a company that offers unsecured loan assistance.

        #5 Break the Cycle

        Another advantage of using a loan relief company is it can play a key role in helping you break the “roll them over the cycle” you have fallen into.

        Breaking the cycle will allow you to set up a budget and stay out of long-term debt while helping you gain control of your finances.

        #6 Stay out of Debt…. Make Your Paycheck Yours Again….. Big Dollars Saved

        Staying away from Advance Loans is essential when taking back control of your finances. Getting out of debt is the first step. Federated Financial can help you do that! Contact us for a free consultation and personalized loan repayment plan!

        Partnering with a loan consolidation service offers numerous benefits and is essential to your getting out of debt. Our staff members are trained to assist you and create a program that works for you. Call us today and learn more about our financial services!

        Eliminate My Loans..
        How Much Interest Can You Save

        Any service that can reduce your interest rate from between 200 and 700% down to 0% is doing a great job.

        The consolidation of advance loans is the way out! No one likes dealing with debt especially when they feel it is insurmountable.

        That’s why over 12 million people turn to unsecured advance loans every year as a way to pay an unexpected expense.

        If you find yourself in this situation, know that there are ways to dig yourself out of this hole.

        What Will Happen If I Don’t Consolidate My Cash Advance?

        If you default on a post-dated check loan it’s going to cost you more money. The loan company will continually tag on fees, interest, and everything else that the contract allows. In addition, they might very well file suit against you and consequently cause you to hire an attorney and spend even more money. Why do that? Work with a well-respected company like Federated Financial and start getting out of debt today!

        If you don’t pay your loans, you will probably end up with overdraft fees on top of the original debt

        None of this is okay. We can help you, and we care!

        Getting Out of my Payday Loan Debt And Saving A Lot Of Interest!

        If we look at the interest alone, you can see that using these types of loans should be a last resort.

        For example, if you were to borrow $1000 and have an interest rate that runs between 200 and 700% APR, you’ll be paying back a lot more than you borrowed.

        THAT IS A LOT OF MONEY AND A LOT OF INTEREST!

        It is the difference between paying back your loan or not. In most cases, we can make the interest go away.

        There are 15 states and districts which have made it illegal for payday loan companies to operate within their state. There is a good reason for that and unfortunately, that reason is circumvented by online lenders who ignore state laws and work everywhere

          Debt Relief
          From Payday Loans

          Looking for debt relief from your payday loan? Hire a consolidation company! Let Federated Financial, a proven debt relief company help you with your loans today! When you consolidate your payday loans into one simple & many times interest-free monthly payment, you’ll repay your debt fast and with ease.

          We are easily able to negotiate with your current payday loan lenders and work to get them to give you relief. Many times a reduction of your outstanding balances along with a reduction of interest can get you out of debt and half the time that you would have been able to do so yourself!

          It’s important to know the debt relief company you chose will reach out to your payday loan lenders. Our trusted company has over 2 decades of experience consolidating unsecured advance loans.

          Debt Relief
          From Payday Loans

          Looking for debt relief from your payday loans, hire a payday loan consolidation company! Let Federated Financial, a proven payday loan consolidation company help you with debt relief from payday loans today! When you consolidate your payday loans into one simple & many times interest-free monthly payment, you’ll make a single monthly payment to repay your debt fast.

          You are easily able to negotiate with your current payday loan lenders and work to get them to give you relief. Many times a reduction of your outstanding amount(s) owed or with a reduction of interest you will pay on your existing payday loan(s).

          It’s important to know the payday loan consolidation company you chose will reach out to your payday loan lenders. Our trusted payday loan consolidation company has over 2 decades of experience consolidating payday loans.

          About
          Federated Financial And How to Save Money

          Our goal is to teach consumers everywhere how to understand and manage debt so that they can achieve and maintain financial security. We understand the important monetary issues and challenges life can send your way and we are here to help.

          Our free community outreach programs, which include public seminars, walk-in clinics, newsletters, and on-line materials, give all of our visitors the ability to understand how credit works; how to overcome financial obstacles; and how to achieve important economic goals.

          Federated Financial has worked hard to ensure that local and on-line communities receive the very best possible level of care and support possible. Our counselors, customer service representatives, and creditor relations specialists are certified as credit counselors by the independent National Institute for Financial Education.

          This third-party certification consists of a rigorous exam, and mandates a demonstrated knowledge of current consumer credit issues, creditor practices, and wise money management. Additionally, all counselors are required to participate in our Continuing Education program, which consists of study materials and exams covering a wide range of relevant topics such as recent and pending legislation on credit reporting, collections, consumer protection, disability, bankruptcy and social security.

          Our counselors are also required to review the latest data on such subjects as consumer spending, unemployment and retirement planning.

          Federated Financial a preferred
          Consolidation Company

          Federated Financial is A+ rated by the Better Business Bureau.

          All counselors working with Client debts have been certified for Credit Counseling and have at least 10 years of experience in the field.

          To further assure quality performance with the superior client and creditor relations, Federated Financial partners with 501 (c)(3) non-profit agencies, to administrate the processing and facilitate lender relations for our Clients’ repayment programs.

          Whether you require debt consolidation or one of the many ways to achieve a debt-free life, Don’t wait any longer and contact us today!

          About
          Federated Financial

          Our goal is to teach consumers everywhere how to understand and manage debt so that they can achieve and maintain financial security. We understand the important monetary issues and challenges life can send your way and we are here to help.

          Our free community outreach programs, which include public seminars, walk-in clinics, newsletters, and on-line materials, give all of our visitors the ability to understand how credit works; how to overcome financial obstacles; and how to achieve important economic goals.

          Federated Financial has worked hard to ensure that local and on-line communities receive the very best possible level of care and support possible. Our counselors, customer service representatives, and creditor relations specialists are certified as credit counselors by the independent National Institute for Financial Education.

          This third-party certification consists of a rigorous exam, and mandates a demonstrated knowledge of current consumer credit issues, creditor practices, and wise money management. Additionally, all counselors are required to participate in our Continuing Education program, which consists of study materials and exams covering a wide range of relevant topics such as recent and pending legislation on credit reporting, collections, consumer protection, disability, bankruptcy and social security.

          Our counselors are also required to review the latest data on such subjects as consumer spending, unemployment and retirement planning.

          Federated Financial a preferred
          Payday Loan Consolidation Company

          Federated Financial is A+ rated by the Better Business Bureau.

          All counselors working with Client debts have been certified for Credit Counseling and have at least 10 years of experience in the field.

          To further assure quality performance with the superior client and creditor relations, Federated Financial partners with 501 (c)(3) non-profit agencies, to administrate the processing and facilitate lender relations for our Clients’ repayment programs.

          Whether you require debt consolidation or one of the many ways to achieve a debt-free life, Don’t wait any longer and contact us today!

          You can use our trusted Payday Loan, Credit Card,
          & Medical Debt Consolidation Programs to become free from debt.

          Payday Loan
          Dept Consolidation Blog