Federated Financial offers several convenient options for you to send in your
payment. Click on the links below to learn more about each of these payment
methods.

What is ACH, and how can it benefit you?

ACH (Automated Clearing House) is a pre-authorized electronic funds transfer
whereby your payment is deducted from your checking account and paid to us by
Western Union Commercial Services or Vanco Services. This is the best way to make
your monthly payment to Federated Financial. ACH is an electronic payment
method that is reliable and convenient. You do not even need to leave your home
or office to set it up. You can avoid the hassle and worry associated with forgetting
to mail your payment. Now, your payment will be in our office at a pre-set time of
your choosing!

Electronic payments are less risky than other payment methods. They cannot be lost,
stolen or destroyed in the mail. Since your payment is made at a pre-established
time that YOU choose beforehand, simply record it in your check register on the
appropriate date so that you can maintain an accurate checkbook balance.
Another advantage is that your bank statement will include an itemized list of
electronic payments, which is further proof of your transactions.

Money Gram is a fast, convenient and easy way to wire money. Funds usually
arrive within minutes, it's 100% guaranteed and there's more than 35,000 agent
locations worldwide.

Our easy to follow instructions are listed below for your convenience. 

1. Phone number for MoneyGram locations nearest to you: 800-926-9400
2. Fill out the MoneyGram blue express payment form.
3. Receiver code: 1957
4. Pay to: FEDERATED FINANCIAL
5. City/State: Deerfield Beach, Florida
6. Please indicate your client ID number as your account number.
7. Payment amount in cash only
8. MoneyGram fee: $8.95 cash.
9. We will receive the payment within minutes; please hold onto your receipt which contains your reference number.

Western Union
For your convenience, in addition to money orders, bank cashiers checks, wire
transfers and allotments, we are now accepting payments through both Western
Union Quick Collect and MoneyGram Express Payment.

For the first monthly payment only, we will pay the fee for Western Union and
MoneyGram. If you would like to take advantage of either of these services,
please follow the instructions below:
Phone number for Western Union location nearest to you: 800-325-6000

1. Fill out the blue quick collect form
2. Pay to: FEDERATED FINANCIAL
3. Code City: ONEPAYMENT
4. State: Florida
5. Please indicate your name and client ID number on the quick collect form
6. Payment amount in cash only
7. Quick Collect fee: $11.95 cash
8. We will receive the payment within minutes; please hold onto your receipt which contains your money transfer control number.

Wire transfer
A wire transfer is an instantaneous electronic funds transfer from one bank account
to another resulting in immediate available funds.

How do I send a wire transfer?
A wire transfer can be initiated by contacting your financial institution. All that
you need is the bank name, address, routing and account number of where you
would like the funds to be sent. Please call our Client Support Department at
(800) 533-4485, Monday through Friday from 9:00a.m.-5:00p.m. EST for our banking
information.

The average cost of a wire transfer is $29 per transaction, however to ascertain
your bank’s precise charge you should call your financial institution.

Money Orders
A money order is a negotiable instrument typically purchased with cash. Money orders can be obtained at various retail outlets including supermarkets, post offices, convenience stores, check-cashers and banks. The cost of a money order can vary.

Bank Cashier's Check
A bank cashier's check is similar to a money order, but is only available for purchase through a bank at a cost of several dollars.