HOLIDAY SPENDING WORKSHEET
Print out this worksheet and use it to calculate how much last year’s festivities cost you and to work out a budget for this year. Gather up last season’s receipts to figure out what was spent; if you do not have them, then estimate as realistically as possible. If you used credit cards for any purchases, then locate your statements to review how much was charged. Make note of the interest rates, and jot down how much it took to pay off. Still paying for those gifts? Jot that down too. Once you’ve assessed how much last year cost you, it’s time to plan for this year’s spending so that you keep your finances in check. Print out this worksheet and use it to calculate how much last year’s festivities cost you and to work out a budget for this year. Gather up last season’s receipts to figure out what was spent; if you do not have them, then estimate as realistically as possible. If you used credit cards for any purchases, then locate your statements to review how much was charged. Make note of the interest rates, and jot down how much it took to pay off. Still paying for those gifts? Jot that down too. Once you’ve assessed how much last year cost you, it’s time to plan for this year’s spending so that you keep your finances in check.

LAST YEAR
THIS YEAR
CATEGORY
COST
CATEGORY
COST
GIFTS GIFTS
Family ______ Family ______
Friends ______ Friends ______
Office ______ Office ______
Wrapping Supplies ______ Wrapping Supplies ______
Postage ______ Postage ______
TOTAL:
 ______
TOTAL:
 ______
FOOD FOOD
Holiday Meals (Your home
  or food prepared for
  others)

______		 Holiday Meals (Your home
  or food prepared for
  others)

______
Dining Out ______ Dining Out ______
Baking Ingredients ______ Baking Ingredients ______
TOTAL:
 ______
TOTAL:
 ______
DECORATIONS DECORATIONS
Tree ______ Tree ______
Trimmings for Tree ______ Trimmings for Tree ______
Outdoor Lights/
  Decorations
______		 Outdoor Lights/
  Decorations
______
Indoor Decorations ______ Indoor Decorations ______
TOTAL:
 ______
TOTAL:
 ______
ENTERTAINMENT ENTERTAINMENT
Travel ______ Travel ______
Clothing ______ Clothing ______
Holiday Activities ______ Holiday Activities ______
Miscellaneous ______ Miscellaneous ______
TOTAL:
 ______
TOTAL:
 ______

HOLIDAY SPENDING TOTAL:

______
HOLIDAY SPENDING TOTAL:

______
CREDIT CARD SPENDING
(Do this for each card used):
Total Amount Charged
Interest Rate
Paid Off?
Yes/No
If Yes:
# of Months it Took to Pay Off
Additional Cost in Interest
If No:
Remaining Balance
Interest Costs to Date
Monthly Payment Required to
Pay Off in Three Months