The information contained in this web site is provided as a service to the Internet
community, and does not constitute legal advice. We try to provide quality
information, but we make no claims, promises or guarantees about the accuracy,
completeness, or adequacy of the information contained in or linked to this web
site. As legal advice must be tailored to the specific circumstances of each case,
and laws are constantly changing, nothing provided herein should be used as a
substitute for the advice of competent counsel.

Statement of Privacy Principles

This Statement of Privacy Principles serves as a standard for all Federated Financial
employees for collection, use, retention and security of our client information. This
statement is intended to cover the treatment of information collected while you
are on our website, and when you use our services. Federated Financial collects
nonpublic personal (including financial) information about you from the following
sources:

1. Information we receive from you on applications or other forms;
2. Information about your transaction with us, our affiliates or others; and
3. Information from your creditors.

Federated Financial recognizes that this nonpublic personal information is sensitive,
and we are committed to treating our client information confidentially and
responsibly.

We do not disclose any nonpublic personal information about our customers or
former customers to anyone, except as permitted by law and as authorized by
you.

Federated Financial restricts access to your personal information to those
employees who need to know that information to provide products or services to
you, as permitted by law and authorized by you. Federated Financial, maintains
physical, electronic, and procedural safeguards that comply with federal
regulations to guard your nonpublic personal information.

Copyright © 1996 - 2010 Federated Financial

No part of this website may be reproduced, stored in or introduced into a retrieval
system, or transmitted, in any form, or by any means (electronic, mechanical,
photo-copying, recording, or otherwise), without the prior written permission of the